(ABR) Arbor Realty Trust - Overview

Sector: Real Estate | Industry: REIT - Mortgage | Exchange: NYSE (USA) | Market Cap: 1.260m USD | Total Return: -36.5% in 12m

Bridge Loans, Mezzanine Loans, Preferred Equity, Mortgage Servicing
Total Rating 19
Safety 20
Buy Signal -1.04
REIT - Mortgage
Industry Rotation: -4.5
Market Cap: 1.26B
Avg Turnover: 25.7M
Risk 3d forecast
Volatility41.7%
VaR 5th Pctl7.01%
VaR vs Median2.12%
Reward TTM
Sharpe Ratio-0.96
Rel. Str. IBD4.1
Rel. Str. Peer Group2.4
Character TTM
Beta0.820
Beta Downside1.046
Hurst Exponent0.602
Drawdowns 3y
Max DD55.47%
CAGR/Max DD-0.23
CAGR/Mean DD-0.68
EPS (Earnings per Share) EPS (Earnings per Share) of ABR over the last years for every Quarter: "2021-03": 0.54, "2021-06": 0.51, "2021-09": 0.51, "2021-12": 0.71, "2022-03": 0.4, "2022-06": 0.41, "2022-09": 0.36, "2022-12": 0.45, "2023-03": 0.62, "2023-06": 0.57, "2023-09": 0.55, "2023-12": 0.51, "2024-03": 0.47, "2024-06": 0.45, "2024-09": 0.43, "2024-12": 0.4, "2025-03": 0.28, "2025-06": 0.25, "2025-09": 0.35, "2025-12": 0.22, "2026-03": 0.07,
EPS CAGR: -26.49%
EPS Trend: -93.3%
Last SUE: -1.67
Qual. Beats: -1
Revenue Revenue of ABR over the last years for every Quarter: 2021-03: 115.756, 2021-06: 192.266, 2021-09: 155.854, 2021-12: 197.623, 2022-03: 152.253, 2022-06: 152.026, 2022-09: 147.423, 2022-12: 202.407, 2023-03: 175.803, 2023-06: 178.133, 2023-09: 175.748, 2023-12: 189.323, 2024-03: 159.543, 2024-06: 142.674, 2024-09: 158.812, 2024-12: 166.487, 2025-03: 144.918, 2025-06: 301.769, 2025-09: 299.37, 2025-12: 313.821, 2026-03: 293.086,
Rev. CAGR: 16.83%
Rev. Trend: 65.8%
Last SUE: 0.79
Qual. Beats: 0

Warnings

Below Avwap Earnings

Tailwinds

No distinct edge detected

Description: ABR Arbor Realty Trust

Arbor Realty Trust (ABR) is a mortgage real estate investment trust (mREIT) specializing in debt and equity investments for multifamily, single-family rental, and commercial real estate. The company operates through two primary segments: a Structured Business that manages bridge, mezzanine, and preferred equity investments, and an Agency Business that originates and services loans for government-sponsored enterprises (GSEs) like Fannie Mae and Freddie Mac.

The firm functions as a niche lender providing short-term bridge financing and subordinate capital to property owners. Unlike equity REITs that own physical property, mortgage REITs primarily generate income from the interest spread between their cost of funding and the yield on their loan portfolios. As a REIT, Arbor is legally required to distribute at least 90% of its taxable income to shareholders to maintain its tax-exempt status at the corporate level.

To evaluate how current interest rate volatility impacts the companys loan servicing rights and net interest margin, investors can find deeper metrics on ValueRay. The company remains headquartered in New York and maintains a diversified portfolio of structured finance assets across the United States.

Headlines to Watch Out For
  • Interest rate fluctuations impact net interest margin on floating rate bridge loan portfolio
  • Agency business volume depends on Fannie Mae and Freddie Mac lending caps
  • Credit performance of multifamily bridge loans drives provision for loan losses
  • Distributable earnings levels determine dividend sustainability and REIT status compliance
  • Federal investigations into loan book quality influence investor sentiment and valuation
Piotroski VR‑10 (Strict) 2.0
Net Income: 119.0m TTM > 0 and > 6% of Revenue
FCF/TA: 0.01 > 0.02 and ΔFCF/TA -1.29 > 1.0
NWC/Revenue: -218.9% < 20% (prev -434.9%; Δ 216.0% < -1%)
CFO/TA 0.01 > 3% & CFO 213.6m > Net Income 119.0m
Net Debt (10.95b) to EBITDA (881.1m): 12.43 < 3
Current Ratio: 0.13 > 1.5 & < 3
Outstanding Shares: last quarter (211.7m) vs 12m ago 2.36% < -2%
Gross Margin: 92.58% > 18% (prev 0.89%; Δ 9.17k% > 0.5%)
Asset Turnover: 8.61% > 50% (prev 4.58%; Δ 4.03% > 0%)
Interest Coverage Ratio: 1.20 > 6 (EBITDA TTM 881.1m / Interest Expense TTM 711.8m)
Altman Z'' -0.83
A: -0.18 (Total Current Assets 407.1m - Total Current Liabilities 3.05b) / Total Assets 14.69b
B: -0.01 (Retained Earnings -194.1m / Total Assets 14.69b)
C: 0.06 (EBIT TTM 854.5m / Avg Total Assets 14.03b)
D: -0.02 (Book Value of Equity -192.1m / Total Liabilities 11.71b)
Altman-Z'' Score: -0.83 = CCC
Beneish M -1.67
DSRI: 1.86 (Receivables 35.3m/9.61m, Revenue 1.21b/612.9m)
GMI: 0.96 (GM 92.58% / 89.15%)
AQI: 0.98 (AQ_t 0.94 / AQ_t-1 0.95)
SGI: 1.97 (Revenue 1.21b / 612.9m)
TATA: -0.01 (NI 119.0m - CFO 213.6m) / TA 14.69b)
Beneish M-Score: -1.67 (Cap -4..+1) = CCC
What is the price of ABR shares? As of May 21, 2026, the stock is trading at USD 5.78 with a total of 4,204,216 shares traded.
Over the past week, the price has changed by -1.70%, over one month by -28.91%, over three months by -19.58% and over the past year by -36.50%.
Is ABR a buy, sell or hold? Arbor Realty Trust has received a consensus analysts rating of 2.75. Therefor, it is recommend to hold ABR.
  • StrongBuy: 0
  • Buy: 1
  • Hold: 1
  • Sell: 2
  • StrongSell: 0
What are the forecasts/targets for the ABR price?
Analysts Target Price 7.5 29.8%
Arbor Realty Trust (ABR) - Fundamental Data Overview as of 20 May 2026
P/E Trailing = 15.1
P/E Forward = 11.7371
P/S = 2.3746
P/B = 0.498
P/EG = 1.6489
Revenue TTM = 1.21b USD
EBIT TTM = 854.5m USD
EBITDA TTM = 881.1m USD
Long Term Debt = 6.39b USD (from longTermDebt, last quarter)
Short Term Debt = 3.05b USD (from shortTermDebt, last quarter)
Debt = 11.36b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 10.95b USD (from netDebt column, last quarter)
Enterprise Value = 12.21b USD (1.26b + Debt 11.36b - CCE 407.1m)
Interest Coverage Ratio = 1.20 (Ebit TTM 854.5m / Interest Expense TTM 711.8m)
EV/FCF = 61.89x (Enterprise Value 12.21b / FCF TTM 197.3m)
FCF Yield = 1.62% (FCF TTM 197.3m / Enterprise Value 12.21b)
FCF Margin = 16.34% (FCF TTM 197.3m / Revenue TTM 1.21b)
Net Margin = 9.85% (Net Income TTM 119.0m / Revenue TTM 1.21b)
Gross Margin = 92.58% ((Revenue TTM 1.21b - Cost of Revenue TTM 89.6m) / Revenue TTM)
Gross Margin QoQ = 91.07% (prev 91.41%)
Tobins Q-Ratio = 0.83 (Enterprise Value 12.21b / Total Assets 14.69b)
Interest Expense / Debt = 1.54% (Interest Expense 175.2m / Debt 11.36b)
Taxrate = 15.91% (2.08m / 13.1m)
NOPAT = 718.6m (EBIT 854.5m * (1 - 15.91%))
Current Ratio = 0.13 (Total Current Assets 407.1m / Total Current Liabilities 3.05b)
Debt / Equity = 3.96 (Debt 11.36b / totalStockholderEquity, last quarter 2.87b)
Debt / EBITDA = 12.43 (Net Debt 10.95b / EBITDA 881.1m)
Debt / FCF = 55.50 (Net Debt 10.95b / FCF TTM 197.3m)
Total Stockholder Equity = 2.95b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.85% (Net Income 119.0m / Total Assets 14.69b)
RoE = 4.03% (Net Income TTM 119.0m / Total Stockholder Equity 2.95b)
RoCE = 9.15% (EBIT 854.5m / Capital Employed (Equity 2.95b + L.T.Debt 6.39b))
RoIC = 8.17% (NOPAT 718.6m / Invested Capital 8.80b)
WACC = 2.05% (E(1.26b)/V(12.62b) * Re(8.87%) + D(11.36b)/V(12.62b) * Rd(1.54%) * (1-Tc(0.16)))
Discount Rate = 8.87% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 20.0 | Cagr: -2.25%
[DCF] Terminal Value 84.88% ; FCFF base≈259.3m ; Y1≈226.7m ; Y5≈183.9m
 [DCF] Fair Price = N/A (negative equity: EV 5.56b - Net Debt 10.95b = -5.40b; debt exceeds intrinsic value)
 EPS Correlation: -93.33 | EPS CAGR: -26.49% | SUE: -1.67 | # QB: -1
Revenue Correlation: 65.79 | Revenue CAGR: 16.83% | SUE: 0.79 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.04 | Chg30d=-70.49% | Revisions=-50% | Analysts=4
EPS next Quarter (2026-09-30): EPS=0.10 | Chg30d=-46.43% | Revisions=-50% | Analysts=4
EPS current Year (2026-12-31): EPS=0.32 | Chg30d=-51.15% | Revisions=-50% | GrowthEPS=-70.3% | GrowthRev=-8.8%
EPS next Year (2027-12-31): EPS=0.76 | Chg30d=-20.25% | Revisions=-43% | GrowthEPS=+138.1% | GrowthRev=+9.8%
[Analyst] Revisions Ratio: -50%