(AGO) Assured Guaranty - Ratings and Ratios

Assured Guaranty Ltd (NYSE:AGO) is a leading provider of credit protection products, specializing in financial guaranty insurance. This insurance safeguards debt holders against payment defaults, making it a critical player in the financial markets. The companys core business is insuring various debt obligations, ensuring timely payments and providing stability to investors.

The company operates through two main segments: Insurance and Asset Management. The Insurance segment focuses on underwriting financial guaranty insurance, protecting bondholders in both public and structured finance sectors. The Asset Management segment offers advisory services, enhancing the companys value proposition by managing investments effectively.

Assured Guarantys expertise spans the U.S. and international markets, covering public finance, infrastructure, and structured finance. In the U.S., they insure municipal bonds, such as those for transportation and healthcare projects. Internationally, they cover regulated utilities and sovereign debt, showcasing their global reach and versatility.

Beyond traditional markets, the company excels in structured finance, including residential mortgage-backed securities and consumer receivables. They also offer specialty insurance for real estate, aircraft residual value, and insurance securitizations, diversifying their revenue streams and risk exposure.

With a market capitalization of $4.77 billion, Assured Guaranty presents an attractive valuation with a P/E ratio of 7.38 and a forward P/E of 14.47. Their price-to-book ratio of 0.84 indicates a potential undervaluation, making them a compelling option for value investors. The companys strong market position and diverse offerings provide stability and growth opportunities, supported by a proven track record in credit protection.