(AOMR) Angel Oak Mortgage - Overview
Stock: Residential Mortgages, Commercial Mortgages, Investment Securities
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 13.94% |
| Yield on Cost 5y | 11.90% |
| Yield CAGR 5y | 27.79% |
| Payout Consistency | 93.8% |
| Payout Ratio | 94.3% |
| Risk 5d forecast | |
|---|---|
| Volatility | 27.8% |
| Relative Tail Risk | -1.15% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.04 |
| Alpha | -12.33 |
| Character TTM | |
|---|---|
| Beta | 0.630 |
| Beta Downside | 0.730 |
| Drawdowns 3y | |
|---|---|
| Max DD | 37.21% |
| CAGR/Max DD | 0.57 |
Description: AOMR Angel Oak Mortgage January 01, 2026
Angel Oak Mortgage REIT, Inc. (NYSE:AOMR) is a real-estate investment trust that acquires first-lien, non-qualified mortgage loans and related assets across the U.S. market. By qualifying as a REIT, the company avoids federal corporate income tax provided it distributes at least 90 % of taxable earnings to shareholders. Incorporated in 2018 and based in Atlanta, Georgia, AOMR issues common stock and operates within the “Asset Management & Custody Banks” sub-industry.
Key operating metrics (as of Q4 2023) show a portfolio of roughly $5.5 billion in mortgage assets, a weighted-average coupon of 3.8 % and a net interest margin near 2.1 %. The REIT maintains modest leverage (≈1.2 ×) and has historically delivered a distribution yield around 9-10 %, reflecting its reliance on spread income between loan yields and funding costs. Primary drivers of performance include U.S. interest-rate policy (Fed rate changes directly affect loan yields and prepayment speeds) and the overall health of the residential mortgage market, which influences credit quality and loan-originations.
For a deeper quantitative breakdown, the ValueRay platform offers a granular view of AOMR’s risk metrics and comparable peers.
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income: 17.7m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.14 > 0.02 and ΔFCF/TA -4.44 > 1.0 |
| NWC/Revenue: -635.3% < 20% (prev -623.4%; Δ -11.89% < -1%) |
| CFO/TA -0.14 > 3% & CFO -379.5m > Net Income 17.7m |
| Net Debt (379.8m) to EBITDA (80.9m): 4.69 < 3 |
| Current Ratio: 0.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (24.6m) vs 12m ago 2.00% < -2% |
| Gross Margin: 83.65% > 18% (prev 0.92%; Δ 8273 % > 0.5%) |
| Asset Turnover: 2.33% > 50% (prev 4.10%; Δ -1.77% > 0%) |
| Interest Coverage Ratio: 0.42 > 6 (EBITDA TTM 80.9m / Interest Expense TTM 96.4m) |
Altman Z'' -1.15
| A: -0.14 (Total Current Assets 66.4m - Total Current Liabilities 431.6m) / Total Assets 2.64b |
| B: -0.08 (Retained Earnings -209.2m / Total Assets 2.64b) |
| C: 0.02 (EBIT TTM 40.7m / Avg Total Assets 2.47b) |
| D: -0.09 (Book Value of Equity -210.0m / Total Liabilities 2.37b) |
| Altman-Z'' Score: -1.15 = CCC |
What is the price of AOMR shares?
Over the past week, the price has changed by -0.45%, over one month by +3.60%, over three months by +2.25% and over the past year by -1.15%.
Is AOMR a buy, sell or hold?
- StrongBuy: 5
- Buy: 0
- Hold: 2
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the AOMR price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 11.6 | 29.3% |
| Analysts Target Price | 11.6 | 29.3% |
| ValueRay Target Price | 10.3 | 15.3% |
AOMR Fundamental Data Overview February 03, 2026
P/E Forward = 6.7385
P/S = 6.4394
P/B = 0.8601
Revenue TTM = 57.5m USD
EBIT TTM = 40.7m USD
EBITDA TTM = 80.9m USD
Long Term Debt = 2.16b USD (from longTermDebt, last quarter)
Short Term Debt = 431.4m USD (from shortTermDebt, last quarter)
Debt = 431.4m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 379.8m USD (from netDebt column, last quarter)
Enterprise Value = 603.3m USD (223.5m + Debt 431.4m - CCE 51.6m)
Interest Coverage Ratio = 0.42 (Ebit TTM 40.7m / Interest Expense TTM 96.4m)
EV/FCF = -1.59x (Enterprise Value 603.3m / FCF TTM -379.5m)
FCF Yield = -62.91% (FCF TTM -379.5m / Enterprise Value 603.3m)
FCF Margin = -660.2% (FCF TTM -379.5m / Revenue TTM 57.5m)
Net Margin = 30.71% (Net Income TTM 17.7m / Revenue TTM 57.5m)
Gross Margin = 83.65% ((Revenue TTM 57.5m - Cost of Revenue TTM 9.40m) / Revenue TTM)
Gross Margin QoQ = 89.08% (prev 37.72%)
Tobins Q-Ratio = 0.23 (Enterprise Value 603.3m / Total Assets 2.64b)
Interest Expense / Debt = 6.14% (Interest Expense 26.5m / Debt 431.4m)
Taxrate = 2.62% (307.0k / 11.7m)
NOPAT = 39.7m (EBIT 40.7m * (1 - 2.62%))
Current Ratio = 0.15 (Total Current Assets 66.4m / Total Current Liabilities 431.6m)
Debt / Equity = 1.63 (Debt 431.4m / totalStockholderEquity, last quarter 264.2m)
Debt / EBITDA = 4.69 (Net Debt 379.8m / EBITDA 80.9m)
Debt / FCF = -1.00 (negative FCF - burning cash) (Net Debt 379.8m / FCF TTM -379.5m)
Total Stockholder Equity = 250.3m (last 4 quarters mean from totalStockholderEquity)
RoA = 0.71% (Net Income 17.7m / Total Assets 2.64b)
RoE = 7.05% (Net Income TTM 17.7m / Total Stockholder Equity 250.3m)
RoCE = 1.69% (EBIT 40.7m / Capital Employed (Equity 250.3m + L.T.Debt 2.16b))
RoIC = 1.79% (NOPAT 39.7m / Invested Capital 2.22b)
WACC = 6.75% (E(223.5m)/V(654.9m) * Re(8.24%) + D(431.4m)/V(654.9m) * Rd(6.14%) * (1-Tc(0.03)))
Discount Rate = 8.24% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -0.81%
Fair Price DCF = unknown (Cash Flow -379.5m)
EPS Correlation: 36.16 | EPS CAGR: 37.59% | SUE: -0.87 | # QB: 0
Revenue Correlation: -34.20 | Revenue CAGR: 4.18% | SUE: 0.28 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.32 | Chg30d=-0.003 | Revisions Net=-2 | Analysts=4
EPS next Year (2026-12-31): EPS=1.35 | Chg30d=+0.000 | Revisions Net=+0 | Growth EPS=+124.5% | Growth Revenue=+17.5%