(AON) Aon - Ratings and Ratios

Aon plc is a global professional services firm specializing in risk and human capital solutions. The company operates at the intersection of risk management, insurance brokerage, and human resources consulting, serving clients across nearly every industry. Aon’s commercial risk solutions include retail brokerage, specialty risk advisory, captives management, and affinity programs, helping businesses mitigate and transfer risk. On the health side, they offer benefits brokerage, health care exchange solutions, and wellness programs, addressing the evolving needs of employers and employees in a changing healthcare landscape.

Beyond brokerage, Aon provides a range of advisory services, including insurance-linked securities, capital raising, and mergers and acquisitions support. Their corporate finance advisory practice helps organizations optimize capital structures and navigate complex financial transactions. In addition, Aon offers treaty and facultative reinsurance services, life and health reinsurance solutions, and strategic consulting on retirement programs. Their actuarial and investment advisory services extend to designing and managing investment programs for defined benefit and defined contribution plans, endowments, and foundations.

Founded in 1919 and headquartered in Dublin, Ireland, Aon has built a reputation as one of the largest and most diversified professional services firms in the world. Their global reach, coupled with deep expertise in risk and human capital, positions them as a critical partner for corporations, institutions, and governments seeking to manage risk and optimize performance. For investors, Aon’s consistent cash flow generation, strong market position, and recurring revenue streams make it a stable player in the insurance and professional services sector.

The company’s financial profile reflects its maturity and stability. With a market capitalization of approximately $83.6 billion, Aon trades at a P/E ratio of 30.77, reflecting investor confidence in its growth prospects. The forward P/E of 22.12 suggests expectations of continued earnings expansion. While the P/B ratio of 13.59 indicates a premium valuation relative to book value, this is consistent with the company’s intangible-heavy business model. The P/S ratio of 5.60 highlights the scalability of its service-based offerings.

Aon’s diversification across risk, health, and retirement solutions provides resilience against cyclical fluctuations in any single business line. Their ability to cross-sell services and advise clients on complex risk and capital management issues creates significant barriers to entry for competitors. For fund managers and investors, Aon’s recurring revenue streams, strong client relationships, and steady