(AXP) American Express - Ratings and Ratios

American Express Company is a multinational payments company with a presence in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and other international markets. The company's operations are divided into four main segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services, each catering to distinct customer needs and providing a range of financial products and services. These include credit and charge cards, banking solutions, and other payment and financing options, as well as network services, expense management tools, and travel and lifestyle services designed to enhance the customer experience.

The company's product and service portfolio is extensive, featuring merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services tailored for merchants. Additionally, American Express offers fraud prevention services and designs and operates customer loyalty programs, further solidifying its position as a comprehensive payments solutions provider. The company also operates a network of lounges at airports under the Centurion Lounge brand, providing premium customers with exclusive amenities and services. This diverse range of offerings is made available to a broad customer base, including consumers, small businesses, mid-sized companies, and large corporations, through multiple channels such as mobile and online applications, affiliate marketing, and in-house sales teams.

American Express Company has a long history, dating back to its founding in 1850, and is headquartered in New York, New York. With a strong online presence at https://www.americanexpress.com, the company is listed on the New York Stock Exchange (NYSE) under the ticker symbol AXP, with its common stock identified by the ISIN code US0258161092. As a key player in the consumer finance sector, American Express operates within the GICS Sub Industry of Consumer Finance, continually evolving its services to meet the changing needs of its global customer base and maintain its competitive edge in the payments industry.