(AXP) American Express - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0258161092

AXP: Credit, Cards, Banking, Payments, Services

American Express Company (NYSE:AXP) is a global integrated payments company serving customers across multiple regions, including the United States, Europe, Middle East and Africa, Asia Pacific, Australia, New Zealand, Latin America, Canada, Caribbean, and other international markets. The company operates through four primary segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. Its product portfolio includes credit and charge cards, banking services, payment and financing solutions, network services, expense management tools, travel and lifestyle offerings, and fraud prevention services. Additionally, the company designs and operates customer loyalty programs and leases airport lounges for premium cardholders. AXP distributes its products through various channels, including mobile and online platforms, affiliate marketing, customer referral programs, third-party providers, direct mail, telephone sales, and in-house teams. Founded in 1850, American Express is headquartered in New York, New York.

The company’s technical analysis indicates a bearish trend, with the stock price trading below its 50-day and 200-day simple moving averages. The average true range (ATR) of 11.51 suggests moderate volatility. Support levels are identified at 239.2 and 230.5, while resistance levels are at 254.2, 264.5, 284.2, 294.1, and 302.9. The stock is currently trading at 251.31, below the 20-day SMA of 258.60.

Fundamentally, American Express maintains a market capitalization of 177.324 billion USD, with a trailing P/E ratio of 18.05 and a forward P/E of 16.92. The price-to-book ratio stands at 5.97, and the price-to-sales ratio is 2.92. The company’s return on equity is 33.47%, indicating strong profitability. Over the next three months, AXP is expected to face resistance at 258.60 (SMA 20) and 276.15 (SMA 50). Support is anticipated at 230.5, with potential upside driven by improving expense management and merchant services. However, downside risks include elevated P/S multiples and macroeconomic headwinds impacting consumer spending.

Additional Sources for AXP Stock

AXP Stock Overview

Market Cap in USD 176,843m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 1972-06-01

AXP Stock Ratings

Growth Rating 84.4
Fundamental 80.3
Dividend Rating 64.3
Rel. Strength -5.32
Analysts 3.32/5
Fair Price Momentum 265.19 USD
Fair Price DCF 228.42 USD

AXP Dividends

Dividend Yield 12m 1.10%
Yield on Cost 5y 3.67%
Annual Growth 5y 9.44%
Payout Consistency 95.8%

AXP Growth Ratios

Growth Correlation 3m -88.6%
Growth Correlation 12m 69.7%
Growth Correlation 5y 82.5%
CAGR 5y 27.10%
CAGR/Max DD 5y 0.86
Sharpe Ratio 12m 0.52
Alpha 0.39
Beta 1.275
Volatility 51.81%
Current Volume 1649k
Average Volume 20d 3926.4k
What is the price of AXP stocks?
As of April 26, 2025, the stock is trading at USD 264.81 with a total of 1,648,984 shares traded.
Over the past week, the price has changed by +9.20%, over one month by -4.87%, over three months by -16.03% and over the past year by +12.95%.
Is American Express a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, American Express (NYSE:AXP) is currently (April 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 80.32 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of AXP as of April 2025 is 265.19. This means that AXP is currently overvalued and has a potential downside of 0.14%.
Is AXP a buy, sell or hold?
American Express has received a consensus analysts rating of 3.32. Therefor, it is recommend to hold AXP.
  • Strong Buy: 6
  • Buy: 4
  • Hold: 14
  • Sell: 1
  • Strong Sell: 3
What are the forecast for AXP stock price target?
According to ValueRays Forecast Model, AXP American Express will be worth about 298.8 in April 2026. The stock is currently trading at 264.81. This means that the stock has a potential upside of +12.85%.
Issuer Forecast Upside
Wallstreet Target Price 291 9.9%
Analysts Target Price 299.8 13.2%
ValueRay Target Price 298.8 12.9%