(BCS) Barclays - Ratings and Ratios
Retail Banking, Credit Cards, Investment Banking, Wealth Management, Lending
BCS EPS (Earnings per Share)
BCS Revenue
Description: BCS Barclays
Barclays PLC (NYSE: BCS) is a globally diversified financial services firm headquartered in London, operating across retail, corporate, private, and investment banking, as well as wealth and investment management, with a presence in Europe, the Americas, Africa, the Middle East, and Asia.
The business is structured into five operating segments: Barclays UK, Barclays UK Corporate Bank, Barclays Private Bank & Wealth Management, Barclays Investment Bank, and Barclays US Consumer Bank, each delivering a mix of deposit-taking, lending, advisory, and securities-trading services.
Key recent performance metrics (as of FY 2023) include a CET1 capital ratio of 13.5 % (well above the 10.5 % regulatory minimum), a net interest margin of 2.2 % reflecting a higher-for-longer rate environment, and a return on equity (ROE) of 7.8 %, indicating modest profitability relative to peers.
Sector drivers that materially affect Barclays are the trajectory of central-bank policy rates (especially the Bank of England’s stance on inflation), the pace of digital-banking adoption which can compress costs but requires sustained technology investment, and regulatory capital requirements that influence dividend policy and share-buyback capacity.
Assuming the current macro backdrop of elevated rates persists, Barclays’ net interest income should remain a primary earnings catalyst, while credit-risk metrics will need close monitoring given potential stress in the UK commercial-property market.
For a deeper, data-rich assessment of how these factors translate into valuation outlooks, you might find ValueRay’s analyst dashboards useful for drilling into scenario-based forecasts.
BCS Stock Overview
| Market Cap in USD | 71,690m |
| Sub-Industry | Diversified Banks |
| IPO / Inception | 1986-09-10 |
BCS Stock Ratings
| Growth Rating | 90.5% |
| Fundamental | 43.0% |
| Dividend Rating | 60.1% |
| Return 12m vs S&P 500 | 32.9% |
| Analyst Rating | 4.0 of 5 |
BCS Dividends
| Dividend Yield 12m | 2.24% |
| Yield on Cost 5y | 9.73% |
| Annual Growth 5y | 7.46% |
| Payout Consistency | 89.1% |
| Payout Ratio | 21.1% |
BCS Growth Ratios
| Growth Correlation 3m | 56.6% |
| Growth Correlation 12m | 96.2% |
| Growth Correlation 5y | 60.1% |
| CAGR 5y | 49.00% |
| CAGR/Max DD 3y (Calmar Ratio) | 1.64 |
| CAGR/Mean DD 3y (Pain Ratio) | 7.04 |
| Sharpe Ratio 12m | 1.33 |
| Alpha | 45.77 |
| Beta | 0.990 |
| Volatility | 30.19% |
| Current Volume | 11340.6k |
| Average Volume 20d | 6693.3k |
| Stop Loss | 18.7 (-3.4%) |
| Signal | -0.43 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (7.02b TTM) > 0 and > 6% of Revenue (6% = 2.30b TTM) |
| FCFTA 0.00 (>2.0%) and ΔFCFTA 0.51pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -1063 % (prev -454.9%; Δ -608.4pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 27.41b > Net Income 7.02b (YES >=105%, WARN >=100%) |
| Net Debt (-108.28b) to EBITDA (13.34b) ratio: -8.12 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.36 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (3.55b) change vs 12m ago -10.35% (target <= -2.0% for YES) |
| Gross Margin 33.85% (prev 46.09%; Δ -12.24pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 2.42% (prev 2.39%; Δ 0.03pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.08 (EBITDA TTM 13.34b / Interest Expense TTM 25.39b) >= 6 (WARN >= 3) |
Altman Z'' -1.51
| (A) -0.26 = (Total Current Assets 225.72b - Total Current Liabilities 633.84b) / Total Assets 1598.70b |
| (B) 0.04 = Retained Earnings (Balance) 57.75b / Total Assets 1598.70b |
| (C) 0.00 = EBIT TTM 2.03b / Avg Total Assets 1587.67b |
| (D) 0.04 = Book Value of Equity 61.95b / Total Liabilities 1522.35b |
| Total Rating: -1.51 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 42.98
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield -10.09% = -5.0 |
| 3. FCF Margin 14.43% = 3.61 |
| 4. Debt/Equity 1.55 = 1.41 |
| 5. Debt/Ebitda -8.12 = 2.50 |
| 6. ROIC - WACC (= -13.80)% = -12.50 |
| 7. RoE 9.56% = 0.80 |
| 8. Rev. Trend 52.07% = 3.91 |
| 9. EPS Trend -14.85% = -0.74 |
What is the price of BCS shares?
Over the past week, the price has changed by -1.93%, over one month by -6.79%, over three months by +2.67% and over the past year by +53.52%.
Is Barclays a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BCS is around 22.42 USD . This means that BCS is currently undervalued and has a potential upside of +15.81% (Margin of Safety).
Is BCS a buy, sell or hold?
- Strong Buy: 1
- Buy: 0
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the BCS price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 20.3 | 4.9% |
| Analysts Target Price | 20.3 | 4.9% |
| ValueRay Target Price | 26.4 | 36.2% |
Last update: 2025-10-11 02:32
BCS Fundamental Data Overview
P/E Trailing = 9.3568
P/E Forward = 7.4627
P/S = 2.7945
P/B = 0.7061
P/EG = 1.3097
Beta = 0.99
Revenue TTM = 38.38b GBP
EBIT TTM = 2.03b GBP
EBITDA TTM = 13.34b GBP
Long Term Debt = 117.44b GBP (from longTermDebt, last quarter)
Short Term Debt = unknown (none)
Debt = 117.44b GBP (from shortLongTermDebtTotal, last quarter)
Net Debt = -108.28b GBP (from netDebt column, last quarter)
Enterprise Value = -54.89b GBP (53.40b + Debt 117.44b - CCE 225.72b)
Interest Coverage Ratio = 0.08 (Ebit TTM 2.03b / Interest Expense TTM 25.39b)
FCF Yield = -10.09% (FCF TTM 5.54b / Enterprise Value -54.89b)
FCF Margin = 14.43% (FCF TTM 5.54b / Revenue TTM 38.38b)
Net Margin = 18.28% (Net Income TTM 7.02b / Revenue TTM 38.38b)
Gross Margin = 33.85% ((Revenue TTM 38.38b - Cost of Revenue TTM 25.39b) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev 100.0%)
Tobins Q-Ratio = -0.03 (set to none) (Enterprise Value -54.89b / Total Assets 1598.70b)
Interest Expense / Debt = 21.62% (Interest Expense 25.39b / Debt 117.44b)
Taxrate = 22.22% (552.0m / 2.48b)
NOPAT = 1.58b (EBIT 2.03b * (1 - 22.22%))
Current Ratio = 0.36 (Total Current Assets 225.72b / Total Current Liabilities 633.84b)
Debt / Equity = 1.55 (Debt 117.44b / totalStockholderEquity, last quarter 75.91b)
Debt / EBITDA = -8.12 (Net Debt -108.28b / EBITDA 13.34b)
Debt / FCF = -19.55 (Net Debt -108.28b / FCF TTM 5.54b)
Total Stockholder Equity = 73.39b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.44% (Net Income 7.02b / Total Assets 1598.70b)
RoE = 9.56% (Net Income TTM 7.02b / Total Stockholder Equity 73.39b)
RoCE = 1.06% (EBIT 2.03b / Capital Employed (Equity 73.39b + L.T.Debt 117.44b))
RoIC = 0.78% (NOPAT 1.58b / Invested Capital 201.71b)
WACC = 14.58% (E(53.40b)/V(170.83b) * Re(9.66%) + D(117.44b)/V(170.83b) * Rd(21.62%) * (1-Tc(0.22)))
Discount Rate = 9.66% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -51.48%
[DCF Debug] Terminal Value 63.51% ; FCFE base≈5.54b ; Y1≈3.64b ; Y5≈1.66b
Fair Price DCF = 7.32 (DCF Value 25.54b / Shares Outstanding 3.49b; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -14.85 | EPS CAGR: -53.73% | SUE: -4.0 | # QB: 0
Revenue Correlation: 52.07 | Revenue CAGR: 50.84% | SUE: 1.12 | # QB: 1
Additional Sources for BCS Stock
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Fund Manager Positions: Dataroma | Stockcircle