(BCS) Barclays - Overview
Sector: Financial Services | Industry: Banks - Diversified | Exchange: NYSE (USA) | Market Cap: 81.312m USD | Total Return: 37.8% in 12m
Avg Turnover: 140M
EPS Trend: 78.9%
Qual. Beats: 0
Rev. Trend: 89.0%
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Barclays PLC (BCS) is a London-based global financial institution operating across five primary segments: Barclays UK, Barclays UK Corporate Bank, Private Bank and Wealth Management, Investment Bank, and US Consumer Bank. Founded in 1690, the firm provides a comprehensive suite of services including retail and wholesale banking, credit cards, mortgage lending, and securities dealing across major international markets.
The company utilizes a universal banking model, which aims to balance cyclical retail interest income with fee-based revenue from investment banking and wealth management operations. As a member of the Diversified Banks sub-industry, Barclays is subject to stringent capital adequacy requirements and global regulatory oversight common to Systemically Important Financial Institutions (SIFIs).
To better understand how these revenue streams impact long-term valuation, consider reviewing the detailed financial metrics available on ValueRay. This summary reflects the companys established position as a primary provider of credit and capital markets infrastructure in the United Kingdom and the United States.
- Investment Bank trading volatility and advisory fees drive non-interest income performance
- Bank of England interest rate policy shifts impact net interest margin spreads
- UK mortgage market competition and consumer credit quality influence loan loss provisions
- Strategic cost reduction initiatives and structural simplification targets improve return on equity
- US consumer credit card portfolio growth and delinquency rates affect international revenue
| Net Income: 7.23b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.00 > 0.02 and ΔFCF/TA -0.82 > 1.0 |
| NWC/Revenue: -858.0% < 20% (prev -780.1%; Δ -77.85% < -1%) |
| CFO/TA -0.00 > 3% & CFO -6.21b > Net Income 7.23b |
| Net Debt (-290b) to EBITDA (11.0b): -26.41 < 3 |
| Current Ratio: 0.64 > 1.5 & < 3 |
| Outstanding Shares: last quarter (3.43b) vs 12m ago -4.11% < -2% |
| Gross Margin: 91.39% > 18% (prev 0.92%; Δ 9.05k% > 0.5%) |
| Asset Turnover: 1.74% > 50% (prev 1.69%; Δ 0.04% > 0%) |
| Interest Coverage Ratio: 0.42 > 6 (EBITDA TTM 11.0b / Interest Expense TTM 21.7b) |
| A: -0.14 (Total Current Assets 427b - Total Current Liabilities 672b) / Total Assets 1695b |
| B: 0.03 (Retained Earnings 58.8b / Total Assets 1695b) |
| C: 0.01 (EBIT TTM 9.21b / Avg Total Assets 1644b) |
| D: 0.04 (Book Value of Equity 63.1b / Total Liabilities 1618b) |
| Altman-Z'' = -0.76 = CCC |
As of May 23, 2026, the stock is trading at USD 23.83 with a total of 3,451,331 shares traded.
Over the past week, the price has changed by +5.77%,
over one month by +2.19%,
over three months by -5.10% and
over the past year by +37.83%.
Barclays has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy BCS.
- StrongBuy: 1
- Buy: 0
- Hold: 1
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 26.9 | 13% |
P/E Trailing = 10.2876
P/E Forward = 8.673
P/S = 3.0013
P/B = 0.7918
P/EG = 1.445
Revenue TTM = 28.6b GBP
EBIT TTM = 9.21b GBP
EBITDA TTM = 11.0b GBP
Long Term Debt = 76.7b GBP (from longTermDebt, last fiscal year)
Short Term Debt = 73.1b GBP (from shortTermDebt, last fiscal year)
Debt = 137b GBP (from shortLongTermDebtTotal, last quarter)
Net Debt = -290b GBP (calculated: Debt 137b - CCE 426b)
Enterprise Value = 60.5b GBP (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = 0.42 (Ebit TTM 9.21b / Interest Expense TTM 21.7b)
EV/FCF = -7.50x (Enterprise Value 60.5b / FCF TTM -8.07b)
FCF Yield = -13.34% (FCF TTM -8.07b / Enterprise Value 60.5b)
FCF Margin = -28.26% (FCF TTM -8.07b / Revenue TTM 28.6b)
Net Margin = 25.33% (Net Income TTM 7.23b / Revenue TTM 28.6b)
Gross Margin = 91.39% ((Revenue TTM 28.6b - Cost of Revenue TTM 2.46b) / Revenue TTM)
Gross Margin QoQ = 89.68% (prev 92.30%)
Tobins Q-Ratio = 0.04 (Enterprise Value 60.5b / Total Assets 1695b)
Interest Expense / Debt = 15.85% (Interest Expense 21.7b / Debt 137b)
Taxrate = 22.67% (651.9m / 2.88b)
NOPAT = 7.12b (EBIT 9.21b * (1 - 22.67%))
Current Ratio = 0.64 (Total Current Assets 427b / Total Current Liabilities 672b)
Debt / Equity = 1.78 (Debt 137b / totalStockholderEquity, last quarter 76.7b)
Debt / EBITDA = -26.41 (Net Debt -290b / EBITDA 11.0b)
Debt / FCF = 35.88 (negative FCF - burning cash) (Net Debt -290b / FCF TTM -8.07b)
Total Stockholder Equity = 76.7b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.44% (Net Income 7.23b / Total Assets 1695b)
RoE = 9.43% (Net Income TTM 7.23b / Total Stockholder Equity 76.7b)
RoCE = 6.00% (EBIT 9.21b / Capital Employed (Equity 76.7b + L.T.Debt 76.7b))
RoIC = 0.65% (NOPAT 7.12b / Invested Capital 1096b)
WACC = 11.48% (E(60.5b)/V(197b) * Re(9.74%) + D(137b)/V(197b) * Rd(15.85%) * (1-Tc(0.23)))
Discount Rate = 9.74% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -86.67 | Cagr: -48.23%
[DCF] Fair Price = unknown (Cash Flow -8.07b)
EPS Correlation: 78.86 | EPS CAGR: 11.31% | SUE: 0.30 | # QB: 0
Revenue Correlation: 88.96 | Revenue CAGR: 5.05% | SUE: 0.00 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.82 | Chg30d=+3.36% | Revisions=+20% | Analysts=1
EPS next Quarter (2026-09-30): EPS=0.72 | Chg30d=-1.28% | Revisions=-20% | Analysts=1
EPS current Year (2026-12-31): EPS=2.85 | Chg30d=-0.49% | Revisions=+0% | GrowthEPS=+22.4% | GrowthRev=+6.5%
EPS next Year (2027-12-31): EPS=3.39 | Chg30d=+1.34% | Revisions=+33% | GrowthEPS=+19.1% | GrowthRev=+4.7%
[Analyst] Revisions Ratio: +33%