(BETR) Better Home Finance Holding - Ratings and Ratios
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock •
BETR: Home Loans, Title Insurance, Homeowners Insurance, Real Estate Services
Better Home & Finance Holding Company (NYSE:BETR), formerly known as Better Mortgage Corporation, is a comprehensive homeownership company based in New York, New York. The company specializes in a diverse range of mortgage products, including government-sponsored enterprise (GSE) conforming loans, FHA insured loans, VA guaranteed loans, and jumbo loans. These products are tailored to meet the needs of various financial institutions such as banks, insurance companies, asset managers, and mortgage real estate investment trusts. Beyond mortgage services, the company offers a suite of complementary solutions, including real estate agent services, title insurance, settlement services, and homeowners insurance, creating a one-stop-shop for homeownership needs. This expansion into adjacent services underscores their strategic move to capture a broader market share and enhance customer experience through a seamless, integrated platform.
As of August 2023, the company rebranded to Better Home & Finance Holding Company, reflecting its evolution from a mortgage-centric business to a more holistic homeownership enterprise. This rebranding aligns with their digital-first approach, which has been a cornerstone of their strategy since their inception as Better Mortgage Corporation. By leveraging technology, they aim to streamline processes and improve accessibility for their clients, positioning themselves as a leader in the digital mortgage space.
Over the next three months, Better Home & Finance Holding Company (NYSE:BETR) is expected to experience volatility influenced by its technical indicators. The stock is currently trading below its 20-day and 50-day Simple Moving Averages (SMA) of 11.24 and 10.41, respectively, but above the 200-day SMA of 16.30, suggesting potential support at higher levels. The Average True Range (ATR) of 0.86 indicates moderate volatility, which may lead to price fluctuations within a defined range.
From a fundamental perspective, the companys Price-to-Sales (P/S) ratio of 2.03 suggests a reasonable valuation relative to its revenue, which may attract investors seeking exposure to the mortgage industry. However, the high Price-to-Book (P/B) ratio of 447.09 could raise concerns about equity valuation. The absence of a Price-to-Earnings (P/E) ratio indicates that the company may be in a growth or restructuring phase, focusing on market expansion and service diversification rather than immediate profitability.
Considering these factors, the stock may experience sideways movement with potential upside if the company demonstrates progress in its strategic initiatives. Investors should monitor earnings reports and industry trends for clearer directional signals.
Additional Sources for BETR Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
BETR Stock Overview
| Market Cap in USD | 177m |
| Sector | Financial Services |
| Industry | Mortgage Finance |
| GiC Sub-Industry | Commercial & Residential Mortgage Finance |
| IPO / Inception | 2023-08-24 |
BETR Stock Ratings
| Growth 5y | -78.7% |
| Fundamental | -47.0% |
| Dividend | 0.0% |
| Rel. Strength | -56.4 |
| Analysts | - |
| Fair Price Momentum | 8.15 USD |
| Fair Price DCF | - |
BETR Dividends
No Dividends PaidBETR Growth Ratios
| Growth Correlation 3m | 73.3% |
| Growth Correlation 12m | -86.1% |
| Growth Correlation 5y | -67.4% |
| CAGR 5y | -62.00% |
| CAGR/Max DD 5y | -0.62 |
| Sharpe Ratio 12m | -1.94 |
| Alpha | -63.11 |
| Beta | 1.771 |
| Volatility | 110.40% |
| Current Volume | 25.9k |
| Average Volume 20d | 37.2k |
As of March 31, 2025, the stock is trading at USD 11.70 with a total of 25,900 shares traded.
Over the past week, the price has changed by -5.49%, over one month by +6.07%, over three months by +27.87% and over the past year by -48.00%.
Probably not. Based on ValueRay Fundamental Analyses, Better Home Finance Holding (NYSE:BETR) is currently (March 2025) not a good stock to buy. It has a ValueRay Fundamental Rating of -46.95 and therefor a somewhat negative outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BETR as of March 2025 is 8.15. This means that BETR is currently overvalued and has a potential downside of -30.34%.
Better Home Finance Holding has no consensus analysts rating.
According to ValueRays Forecast Model, BETR Better Home Finance Holding will be worth about 8.8 in March 2026. The stock is currently trading at 11.70. This means that the stock has a potential downside of -24.79%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 8.8 | -24.8% |