(BMA) Banco Macro SA B ADR - Ratings and Ratios

Banco Macro S.A. operates as a full-service bank, providing an extensive range of financial products and services to both retail and corporate customers in Argentina. The bank's retail banking segment offers a variety of products, including savings and checking accounts, time deposits, credit and debit cards, and consumer finance loans. Additionally, it provides mortgage loans, automobile loans, overdrafts, and credit-related services, as well as home and car insurance coverage. Customers can also access tax collection, utility payments, automated teller machines, and money transfers. Furthermore, the bank offers personal loans, document discounts, residential mortgages, pledged loans, and credit card loans to retail customers, catering to their diverse financial needs.

The company's corporate banking segment provides a broad array of products and services, including deposits, lending, check cashing advances, factoring, guaranteed loans, and credit lines for financing foreign trade. It also offers cash management services, trust, payroll, and financial agency services, as well as corporate credit cards and other specialty products. Working capital facilities, credit for investment projects, and leasing and foreign trade transactions are also available to corporate customers. Moreover, the bank provides transaction services such as cash management, collection services, payments to suppliers, payroll services, foreign exchange transactions, and foreign trade services, facilitating the day-to-day operations of businesses.

In terms of information services, Banco Macro S.A. offers Datanet and Interpymes services to corporate customers, providing them with valuable insights and tools to manage their finances effectively. The bank also provides Internet and mobile banking services, allowing customers to access their accounts and conduct transactions remotely. Additionally, it offers short-term and medium-to-long-term corporate lending products, catering to the diverse financing needs of businesses. With a history dating back to 1966, Banco Macro S.A. is headquartered in Buenos Aires, Argentina, and is listed on the New York Stock Exchange under the ticker symbol BMA, with the web URL https://www.macro.com.ar and ISIN: US05961W1053, classified as a common stock under the GICS Sub Industry of Diversified Banks.