CFG 📈 Citizens Financial Group - Overview

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US1746101054

CFG: Loans, Credit Cards, Deposit Products, Investment Services, Banking Services

Citizens Financial Group, Inc. is a bank holding company that offers a wide range of retail and commercial banking products and services to various customer segments in the United States. The company's operations are divided into two main segments: Consumer Banking and Commercial Banking. The Consumer Banking segment provides an array of financial products and services, including deposit products, mortgage and home equity lending products, credit cards, and business loans. Additionally, this segment offers wealth management and investment services, as well as auto, education, and point-of-sale finance loans. Customers can access these services through multiple channels, including telephone service centers, online platforms, and mobile banking applications. This allows for greater convenience and flexibility in managing their financial affairs.

The Commercial Banking segment, on the other hand, caters to the financial needs of corporate banking, healthcare, technology, and other industries. It provides a broad range of financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions. Furthermore, this segment offers specialized services such as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. By serving a diverse range of industries, including asset finance, franchise finance, leasing, asset-based lending, commercial real estate, mid-corporate, and private equity sponsor industries, Citizens Financial Group, Inc. is able to provide tailored financial solutions that meet the unique needs of each sector.

Citizens Financial Group, Inc. has a long history, dating back to 1828, and is headquartered in Providence, Rhode Island. The company has undergone significant changes over the years, including a name change from RBS Citizens Financial Group, Inc. to Citizens Financial Group, Inc. in April 2014. Today, the company is a leading regional bank in the United States, with a strong online presence and a commitment to providing high-quality financial services to its customers. More information about the company can be found on its website at https://www.citizensbank.com, and its common stock is traded on the New York Stock Exchange under the ticker symbol CFG, with the ISIN code US1746101054, and is classified under the GICS Sub Industry of Regional Banks.

Additional Sources for CFG Stock

CFG Stock Overview

Market Cap in USD 20,374m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2014-09-24

CFG Stock Ratings

Growth 5y 34.9%
Fundamental -3.42%
Dividend 63.3%
Rel. Strength Industry 18.6
Analysts 3.9/5
Fair Price Momentum 40.86 USD
Fair Price DCF 40.40 USD

CFG Dividends

Dividend Yield 12m 3.85%
Yield on Cost 5y 5.24%
Annual Growth 5y 1.87%
Payout Consistency 99.5%

CFG Growth Ratios

Growth Correlation 3m 65.9%
Growth Correlation 12m 94%
Growth Correlation 5y 29.3%
CAGR 5y 6.35%
CAGR/Mean DD 5y 0.25
Sharpe Ratio 12m 1.04
Alpha 3.71
Beta 1.32
Volatility 32.14%
Current Volume 2102.1k
Average Volume 20d 4068.5k
What is the price of CFG stocks?
As of December 30, 2024, the stock is trading at USD 43.62 with a total of 2,102,121 shares traded.
Over the past week, the price has changed by +0.11%, over one month by -9.39%, over three months by +7.28% and over the past year by +37.57%.
Is Citizens Financial Group a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Citizens Financial Group is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -3.42 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of CFG as of December 2024 is 40.86. This means that CFG is currently overvalued and has a potential downside of -6.33%.
Is CFG a buy, sell or hold?
Citizens Financial Group has received a consensus analysts rating of 3.90. Therefor, it is recommend to buy CFG.
  • Strong Buy: 8
  • Buy: 3
  • Hold: 10
  • Sell: 0
  • Strong Sell: 0
What are the forecast for CFG stock price target?
According to ValueRays Forecast Model, CFG Citizens Financial Group will be worth about 49 in December 2025. The stock is currently trading at 43.62. This means that the stock has a potential upside of +12.4%.
Issuer Forecast Upside
Wallstreet Target Price 50.2 15.2%
Analysts Target Price 31.7 -27.4%
ValueRay Target Price 49 12.4%