(CFR) Cullen/Frost Bankers - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US2298991090

CFR: Commercial, Consumer, International, Investment, Insurance, Treasury

Cullen/Frost Bankers, Inc. (NYSE:CFR) is a bank holding company for Frost Bank, a Texas-based financial institution established in 1868. The company provides a comprehensive suite of banking services tailored to both commercial and consumer clients. Its commercial banking offerings include industrial and commercial property financing, construction loans, equipment and inventory financing, and acquisition loans, alongside treasury management solutions. Consumer banking services encompass checking accounts, savings programs, ATMs, overdraft facilities, real estate loans, home equity products, and brokerage services.

The company also specializes in international banking services, including foreign exchange, letters of credit, and export-import financing. Additionally, it offers trust, investment, and custodial services for both individual and corporate clients. Capital market services include securities trading, underwriting, and advisory services. The bank serves a diverse range of industries, such as energy, manufacturing, construction, retail, healthcare, and transportation.

Cullen/Frost Bankers, Inc. operates with a market capitalization of $7.06 billion USD and a price-to-earnings ratio of 12.15. The stock has averaged a 20-day volume of 472,122 shares, with a last price of $116.35. Its SMA (Simple Moving Average) metrics indicate a 20-day average of $114.06, a 50-day average of $124.32, and a 200-day average of $123.11. The Average True Range (ATR) is 4.69, reflecting moderate volatility.

3-Month Forecast:

Based on the technical and fundamental data, Cullen/Frost Bankers, Inc. (NYSE:CFR) is expected to experience a period of consolidation. The stocks SMA 20 ($114.06) and SMA 50 ($124.32) suggest a potential downtrend in the near term, with resistance at $124.32 and support at $114.06. The ATR of 4.69 indicates moderate volatility, with potential price swings of $4.69 over the next 3 months. The P/E ratio of 12.15 and forward P/E of 12.11 suggest the stock is fairly valued relative to its earnings. The companys strong return on equity (14.94%) and established market position in Texas support its long-term stability. However, short-term price movements are likely to be influenced by broader market conditions and interest rate changes.

Additional Sources for CFR Stock

CFR Stock Overview

Market Cap in USD 7,061m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1990-03-26

CFR Stock Ratings

Growth Rating 52.7
Fundamental 55.0
Dividend Rating 65.0
Rel. Strength -4.66
Analysts 2.86/5
Fair Price Momentum 110.07 USD
Fair Price DCF 293.70 USD

CFR Dividends

Dividend Yield 12m 3.25%
Yield on Cost 5y 6.10%
Annual Growth 5y 5.59%
Payout Consistency 82.0%

CFR Growth Ratios

Growth Correlation 3m -89%
Growth Correlation 12m 71.9%
Growth Correlation 5y 46%
CAGR 5y 13.55%
CAGR/Max DD 5y 0.30
Sharpe Ratio 12m 0.60
Alpha 2.65
Beta 1.019
Volatility 28.10%
Current Volume 319.1k
Average Volume 20d 454k
What is the price of CFR stocks?
As of April 29, 2025, the stock is trading at USD 116.77 with a total of 319,057 shares traded.
Over the past week, the price has changed by +5.53%, over one month by -6.15%, over three months by -16.15% and over the past year by +14.43%.
Is Cullen/Frost Bankers a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Cullen/Frost Bankers (NYSE:CFR) is currently (April 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 55.01 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of CFR as of April 2025 is 110.07. This means that CFR is currently overvalued and has a potential downside of -5.74%.
Is CFR a buy, sell or hold?
Cullen/Frost Bankers has received a consensus analysts rating of 2.86. Therefor, it is recommend to hold CFR.
  • Strong Buy: 2
  • Buy: 1
  • Hold: 7
  • Sell: 1
  • Strong Sell: 3
What are the forecast for CFR stock price target?
According to ValueRays Forecast Model, CFR Cullen/Frost Bankers will be worth about 119.6 in April 2026. The stock is currently trading at 116.77. This means that the stock has a potential upside of +2.42%.
Issuer Forecast Upside
Wallstreet Target Price 133.1 14%
Analysts Target Price 135.1 15.7%
ValueRay Target Price 119.6 2.4%