(CIA) Citizens - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US1747401008

CIA: Life Insurance, Final Expense Insurance, Property Insurance, Accident Insurance

Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas., Web URL: https://www.citizensinc.com

Additional Sources for CIA Stock

CIA Stock Overview

Market Cap in USD 259m
Sector Financial Services
Industry Insurance - Life
GiC Sub-Industry Life & Health Insurance
IPO / Inception 1988-12-05

CIA Stock Ratings

Growth 5y -14.2%
Fundamental -9.07%
Dividend 0.0%
Rel. Strength Industry 38.3
Analysts -
Fair Price Momentum 5.08 USD
Fair Price DCF 3.81 USD

CIA Dividends

No Dividends Paid

CIA Growth Ratios

Growth Correlation 3m 59.2%
Growth Correlation 12m 88.7%
Growth Correlation 5y -71.3%
CAGR 5y -4.14%
CAGR/Max DD 5y -0.05
Sharpe Ratio 12m 1.27
Alpha 68.47
Beta 1.10
Volatility 46.38%
Current Volume 209.9k
Average Volume 20d 122.6k
What is the price of CIA stocks?
As of February 23, 2025, the stock is trading at USD 5.18 with a total of 209,871 shares traded.
Over the past week, the price has changed by -3.54%, over one month by +11.40%, over three months by +7.92% and over the past year by +79.86%.
Is Citizens a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Citizens is currently (February 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -9.07 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of CIA as of February 2025 is 5.08. This means that CIA is currently overvalued and has a potential downside of -1.93%.
Is CIA a buy, sell or hold?
Citizens has no consensus analysts rating.
What are the forecast for CIA stock price target?
According to ValueRays Forecast Model, CIA Citizens will be worth about 6.1 in February 2026. The stock is currently trading at 5.18. This means that the stock has a potential upside of +17.76%.
Issuer Forecast Upside
Wallstreet Target Price 5 -3.5%
Analysts Target Price - -
ValueRay Target Price 6.1 17.8%