(CM) Canadian Imperial Bank Of - Overview
Sector: Financial Services | Industry: Banks - Diversified | Exchange: NYSE (USA) | Market Cap: 103.070m USD | Total Return: 73% in 12m
Banking, Mortgages, Loans, Credit Cards, Wealth Management
Total Rating 54
Safety 45
Buy Signal 0.53
Banks - Diversified
Industry Rotation: -3.2
Industry Rotation: -3.2
Market Cap:
103B
Avg Turnover: 118M
Avg Turnover: 118M
Risk 3d forecast
Volatility18.5%
VaR 5th Pctl3.25%
VaR vs Median6.54%
Reward TTM
Sharpe Ratio3.02
Rel. Str. IBD84.3
Rel. Str. Peer Group99
Character TTM
Beta0.628
Beta Downside0.376
Hurst Exponent0.571
Drawdowns 3y
Max DD19.93%
CAGR/Max DD2.31
CAGR/Mean DD12.25
EPS (Earnings per Share)
EPS CAGR: 12.58%
EPS Trend: 71.3%
EPS Trend: 71.3%
Last SUE: 4.00
Qual. Beats: 5
Qual. Beats: 5
Revenue
Rev. CAGR: 26.73%
Rev. Trend: 76.4%
Rev. Trend: 76.4%
Last SUE: 0.67
Qual. Beats: 0
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
Leader, Tailwind, Pullback 52w, Confidence
Description: CM Canadian Imperial Bank Of
Canadian Imperial Bank of Commerce (CIBC) is a major North American financial institution headquartered in Toronto. Founded in 1867, the bank operates a diversified business model organized into five core segments: Canadian Personal and Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and Wealth Management, Capital Markets, and Direct Financial Services.
The company provides a comprehensive suite of retail and institutional products, including deposit accounts, mortgages, asset management, and credit services. As a member of the Big Five Canadian banks, CIBC operates within a highly regulated domestic oligopoly characterized by significant barriers to entry and stable long-term credit ratings.
In addition to its dominant Canadian presence, the bank has expanded its footprint into the United States to capture growth in commercial banking and private wealth sectors. Investors may find it useful to evaluate specific valuation metrics on ValueRay to better understand the banks current market position. The firm’s revenue streams are balanced between interest-based income from lending and fee-based income from its insurance and investment divisions.
- Canadian mortgage market stability dictates long-term retail banking profitability
- Net interest margin performance hinges on Bank of Canada rate trajectory
- US commercial banking expansion drives geographic revenue diversification strategy
- Provision for credit losses reflects domestic consumer debt and insolvency risks
- Wealth management asset growth bolsters recurring fee-based revenue streams
Piotroski VR‑10 (Strict)
3.0
| Net Income: 9.36b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.01 > 0.02 and ΔFCF/TA -3.57 > 1.0 |
| NWC/Revenue: -229.6% < 20% (prev -1.05k%; Δ 819.7% < -1%) |
| CFO/TA -0.01 > 3% & CFO -12.90b > Net Income 9.36b |
| Net Debt (163.31b) to EBITDA (12.73b): 12.83 < 3 |
| Current Ratio: 0.07 > 1.5 & < 3 |
| Outstanding Shares: last quarter (683.6m) vs 12m ago -27.85% < -2% |
| Gross Margin: 45.01% > 18% (prev 0.38%; Δ 4.46k% > 0.5%) |
| Asset Turnover: 5.56% > 50% (prev 5.96%; Δ -0.39% > 0%) |
| Interest Coverage Ratio: 0.37 > 6 (EBITDA TTM 12.73b / Interest Expense TTM 31.58b) |
Altman Z''
-0.58
| A: -0.12 (Total Current Assets 11.01b - Total Current Liabilities 152.65b) / Total Assets 1134.36b |
| B: 0.03 (Retained Earnings 37.65b / Total Assets 1134.36b) |
| C: 0.01 (EBIT TTM 11.54b / Avg Total Assets 1108.41b) |
| D: 0.05 (Book Value of Equity 57.82b / Total Liabilities 1068.65b) |
| Altman-Z'' Score: -0.58 = B |
Beneish M
-2.96
| DSRI: 1.17 (Receivables 16.91b/15.13b, Revenue 61.67b/64.50b) |
| GMI: 0.85 (GM 45.01% / 38.12%) |
| AQI: 1.12 (AQ_t 0.99 / AQ_t-1 0.88) |
| SGI: 0.96 (Revenue 61.67b / 64.50b) |
| TATA: 0.02 (NI 9.36b - CFO -12.90b) / TA 1134.36b) |
| Beneish M-Score: -2.96 (Cap -4..+1) = A |
What is the price of CM shares?
As of May 19, 2026, the stock is trading at USD 112.07 with a total of 312,856 shares traded.
Over the past week, the price has changed by +1.03%, over one month by +1.89%, over three months by +16.92% and over the past year by +72.96%.
Over the past week, the price has changed by +1.03%, over one month by +1.89%, over three months by +16.92% and over the past year by +72.96%.
Is CM a buy, sell or hold?
Canadian Imperial Bank Of has received a consensus analysts rating of 3.56.
Therefor, it is recommend to hold CM.
- StrongBuy: 3
- Buy: 5
- Hold: 6
- Sell: 2
- StrongSell: 0
What are the forecasts/targets for the CM price?
| Analysts Target Price | 102.4 | -8.6% |
Canadian Imperial Bank Of (CM) - Fundamental Data Overview
as of 16 May 2026
Market Cap CAD = 141.71b (103.07b USD * 1.3749 USD.CAD)P/E Trailing = 15.9986
P/E Forward = 14.6413
P/S = 3.6925
P/B = 2.3814
P/EG = 1.7968
Revenue TTM = 61.67b CAD
EBIT TTM = 11.54b CAD
EBITDA TTM = 12.73b CAD
Long Term Debt = 142.11b CAD (from longTermDebt, last quarter)
Short Term Debt = 152.65b CAD (from shortTermDebt, last quarter)
Debt = 174.32b CAD (from shortLongTermDebtTotal, last quarter)
Net Debt = 163.31b CAD (from netDebt column, last quarter)
Enterprise Value = 305.02b CAD (141.71b + Debt 174.32b - CCE 11.01b)
Interest Coverage Ratio = 0.37 (Ebit TTM 11.54b / Interest Expense TTM 31.58b)
EV/FCF = -21.69x (Enterprise Value 305.02b / FCF TTM -14.06b)
FCF Yield = -4.61% (FCF TTM -14.06b / Enterprise Value 305.02b)
FCF Margin = -22.80% (FCF TTM -14.06b / Revenue TTM 61.67b)
Net Margin = 15.18% (Net Income TTM 9.36b / Revenue TTM 61.67b)
Gross Margin = 45.01% ((Revenue TTM 61.67b - Cost of Revenue TTM 33.92b) / Revenue TTM)
Gross Margin QoQ = 49.02% (prev 44.77%)
Tobins Q-Ratio = 0.27 (Enterprise Value 305.02b / Total Assets 1134.36b)
Interest Expense / Debt = 4.31% (Interest Expense 7.51b / Debt 174.32b)
Taxrate = 11.71% (401.6m / 3.43b)
NOPAT = 10.19b (EBIT 11.54b * (1 - 11.71%))
Current Ratio = 0.07 (Total Current Assets 11.01b / Total Current Liabilities 152.65b)
Debt / Equity = 2.66 (Debt 174.32b / totalStockholderEquity, last quarter 65.43b)
Debt / EBITDA = 12.83 (Net Debt 163.31b / EBITDA 12.73b)
Debt / FCF = -11.61 (negative FCF - burning cash) (Net Debt 163.31b / FCF TTM -14.06b)
Total Stockholder Equity = 63.45b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.84% (Net Income 9.36b / Total Assets 1134.36b)
RoE = 14.76% (Net Income TTM 9.36b / Total Stockholder Equity 63.45b)
RoCE = 5.61% (EBIT 11.54b / Capital Employed (Equity 63.45b + L.T.Debt 142.11b))
RoIC = 3.66% (NOPAT 10.19b / Invested Capital 278.18b)
WACC = 5.77% (E(141.71b)/V(316.03b) * Re(8.19%) + D(174.32b)/V(316.03b) * Rd(4.31%) * (1-Tc(0.12)))
Discount Rate = 8.19% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -6.67 | Cagr: -12.58%
[DCF] Fair Price = unknown (Cash Flow -14.06b)
EPS Correlation: 71.29 | EPS CAGR: 12.58% | SUE: 4.0 | # QB: 5
Revenue Correlation: 76.38 | Revenue CAGR: 26.73% | SUE: 0.67 | # QB: 0
EPS current Quarter (2026-07-31): EPS=2.52 | Chg30d=+4.40% | Revisions=+69% | Analysts=10
EPS current Year (2026-10-31): EPS=10.22 | Chg30d=+0.06% | Revisions=+20% | GrowthEPS=+18.7% | GrowthRev=+10.8%
EPS next Year (2027-10-31): EPS=11.08 | Chg30d=-0.04% | Revisions=+20% | GrowthEPS=+8.5% | GrowthRev=+3.9%
[Analyst] Revisions Ratio: +69%