(CNH) CNH Industrial - Ratings and Ratios

CNH Industrial N.V. (NYSE:CNH) is a global leader in the design, production, and distribution of agricultural and construction equipment, with a footprint spanning North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company operates through three distinct segments: Agriculture, Construction, and Financial Services.

The Agriculture segment is a cornerstone of CNH Industrial, manufacturing a wide range of farm machinery under the New Holland Agriculture and Case IH brands. This includes tractors (both two-wheel and four-wheel drive), combines, grape and sugar cane harvesters, hay and forage equipment, planting and seeding tools, and precision agriculture technology. This segment caters to farmers and agricultural enterprises, providing end-to-end solutions for modern farming needs.

The Construction segment focuses on heavy machinery for infrastructure development and construction projects. Under the CASE Construction Equipment, New Holland Construction, and Eurocomach brands, the company produces excavators, crawler dozers, graders, wheel loaders, backhoe loaders, skid steer loaders, and compact track loaders. This segment serves construction companies, contractors, and government projects, offering equipment that is critical for building and maintaining infrastructure.

The Financial Services segment plays a vital role in supporting the company’s core operations by providing financing solutions. It offers retail financing to end-use customers for the purchase of new and used agricultural and construction equipment, as well as revolving charge account financing. Additionally, it provides wholesale financing to CNH Industrial dealers and distributors, trade receivables factoring services, and financial support to Iveco Group companies in select regions.

Founded in 1842 and headquartered in Basildon, United Kingdom, CNH Industrial has a long history of innovation and resilience. With a market capitalization of approximately $12.976 billion, the company trades on the NYSE under the ticker symbol CNH. Its financial metrics, including a P/E ratio of 6.72 and a P/S ratio of 0.56, make it a closely watched stock in the agricultural and construction equipment sector.

For investors and fund managers, CNH Industrial offers exposure to the agricultural and construction industries, which are critical to global economic activity. The company’s diversified portfolio, strong brand presence, and financial services segment make it a unique player in its space. Its ability to provide financing solutions also creates a steady revenue stream, reducing dependence on equipment sales alone.