(CNO) CNO Financial - Ratings and Ratios

CNO Financial Group, Inc. operates as a holding company, overseeing a network of subsidiaries that specialize in the development, marketing, and administration of a diverse range of insurance products and financial services. These offerings are primarily tailored to meet the needs of senior and middle-income markets across the United States. The company's product portfolio encompasses a broad spectrum of health insurance solutions, including Medicare supplement, supplemental health, and long-term care insurance policies. Additionally, it provides life insurance products, such as individual life insurance, as well as annuities, which include fixed indexed annuities, fixed interest annuities, and single premium immediate annuities. The distribution of these products is facilitated through multiple channels, including phone, online platforms, mail, and face-to-face interactions.

The company's strategic focus extends to the sale of voluntary benefit life and health insurance products, which are designed for businesses, associations, and other membership groups. This approach involves interacting directly with customers at their place of employment, providing them with access to a range of insurance solutions that can be tailored to meet their specific needs. Furthermore, CNO Financial Group offers a variety of supplemental health products, including specified disease, accident, and hospital indemnity products, as well as long-term care plans. These products are primarily targeted at retirees and older self-employed individuals within the middle-income market, who may require additional financial protection and security in their retirement years.

CNO Financial Group's life insurance product lineup is comprehensive, featuring universal life and other interest-sensitive life products, alongside traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products. The company also offers graded benefit life insurance products, which are designed to provide a graduated level of coverage over a specified period. The marketing of these products is undertaken under several brand names, including Bankers Life, Washington National, and Colonial Penn, each of which has its own distinct identity and customer base. Founded in 1979, CNO Financial Group is headquartered in Carmel, Indiana, and its common stock is listed on the New York Stock Exchange (NYSE) under the ticker symbol CNO.

From a financial perspective, CNO Financial Group's operations are aligned with the life and health insurance sub-industry, as classified under the Global Industry Classification Standard (GICS). The company's web presence is maintained through its official website, https://www.cnoinc.com, which provides investors, customers, and other stakeholders with access to a wealth of information regarding its products, services, and corporate activities. With an International Securities Identification Number (ISIN) of US12621E1038, CNO Financial Group's common stock is widely traded, reflecting the company's commitment to transparency and accountability in its financial reporting and disclosure practices.