(COF) Capital One Financial - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US14040H1059

COF: Credit Cards, Banking, Loans, Debit Cards, Online Services

Capital One Financial Corporation is a financial services holding company that oversees a range of financial products and services in the United States, Canada, and the United Kingdom, primarily through its subsidiary, Capital One, National Association. The company's operations are divided into three main segments: Credit Card, Consumer Banking, and Commercial Banking, allowing it to cater to a diverse client base with varying financial needs. Its deposit products include checking accounts, savings deposits, time deposits, and money market deposits, providing customers with a variety of options to manage their funds. Additionally, the company offers a broad spectrum of loan products, such as credit card loans, auto loans, retail banking loans, and commercial loans, including those for multifamily real estate and industrial purposes.

Capital One Financial Corporation also provides an array of other financial services and products, including credit and debit card products, online direct banking services, and advisory services. Its capital markets and treasury management services are designed to support the financial operations of its commercial clients. The company's depository services further enhance its offerings, making it a one-stop financial solutions provider. With a strong digital presence and a network of branches, cafés, and other distribution channels located in key states such as New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California, Capital One Financial Corporation is well-positioned to serve its clientele, which includes consumers, small businesses, and commercial clients. Founded in 1988, the company is headquartered in McLean, Virginia, and its common stock is listed on the New York Stock Exchange under the ticker symbol COF.

As a major player in the consumer finance sector, Capital One Financial Corporation continues to evolve its services to meet the changing needs of its customers. With a significant online presence, including its website at https://www.capitalone.com, the company is committed to providing accessible and innovative financial solutions. Its ISIN, US14040H1059, identifies it in the global financial markets, and it is classified under the consumer finance sub-industry according to the Global Industry Classification Standard (GICS). This classification reflects the company's focus on providing financial products and services directly to consumers, making it a key participant in the consumer finance sector.

Additional Sources for COF Stock

COF Stock Overview

Market Cap in USD 68,756m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 1994-11-15

COF Stock Ratings

Growth 5y 58.6%
Fundamental 49.4%
Dividend 56.9%
Rel. Strength Industry 47
Analysts 3.52/5
Fair Price Momentum 196.71 USD
Fair Price DCF 1065.35 USD

COF Dividends

Dividend Yield 12m 1.24%
Yield on Cost 5y 2.52%
Annual Growth 5y 19.14%
Payout Consistency 86.6%

COF Growth Ratios

Growth Correlation 3m 35.2%
Growth Correlation 12m 80.5%
Growth Correlation 5y 49.5%
CAGR 5y 15.19%
CAGR/Mean DD 5y 0.64
Sharpe Ratio 12m 1.38
Alpha 13.11
Beta 1.55
Volatility 28.29%
Current Volume 4203.7k
Average Volume 20d 2791.1k
What is the price of COF stocks?
As of January 23, 2025, the stock is trading at USD 193.21 with a total of 4,203,668 shares traded.
Over the past week, the price has changed by +4.60%, over one month by +7.36%, over three months by +23.45% and over the past year by +51.45%.
Is Capital One Financial a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Capital One Financial (NYSE:COF) is currently (January 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 49.35 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of COF as of January 2025 is 196.71. This means that COF is currently overvalued and has a potential downside of 1.81%.
Is COF a buy, sell or hold?
Capital One Financial has received a consensus analysts rating of 3.52. Therefor, it is recommend to hold COF.
  • Strong Buy: 5
  • Buy: 3
  • Hold: 12
  • Sell: 0
  • Strong Sell: 1
What are the forecast for COF stock price target?
According to ValueRays Forecast Model, COF Capital One Financial will be worth about 223.2 in January 2026. The stock is currently trading at 193.21. This means that the stock has a potential upside of +15.52%.
Issuer Forecast Upside
Wallstreet Target Price 187.4 -3%
Analysts Target Price 110.1 -43%
ValueRay Target Price 223.2 15.5%