(CRBG) Corebridge Financial - Overview
Sector: Financial Services | Industry: Asset Management | Exchange: NYSE (USA) | Market Cap: 12.332m USD | Total Return: -15.8% in 12m
Avg Turnover: 165M
EPS Trend: -66.2%
Qual. Beats: 0
Rev. Trend: -12.0%
Qual. Beats: 0
Warnings
Below Avwap Earnings
Tailwinds
No distinct edge detected
Corebridge Financial, Inc. (CRBG) is a Houston-based financial services firm specializing in retirement solutions and insurance products across the United States. Spun off from AIG, the company operates through four primary segments: Individual Retirement, Group Retirement, Life Insurance, and Institutional Markets. Its portfolio includes fixed and variable annuities, term and universal life insurance, and pension risk transfer solutions.
The company functions within the asset gathering and risk management sector, where profitability is largely driven by the spread between investment returns on premiums and the interest credited to policyholders. As a major player in the Institutional Markets segment, Corebridge manages complex financial instruments such as stable value wraps and guaranteed investment contracts for corporate and banking clients.
Investors can evaluate the underlying fundamentals of this business by reviewing the analytical tools available on ValueRay. The firm’s open architecture recordkeeping platform further diversifies its revenue by allowing plan participants to allocate funds into various mutual fund and fixed interest options.
- High interest rates drive investment yield growth and annuity sales volume
- Ongoing separation from AIG reduces parent company overhang and improves valuation
- Pension risk transfer expansion fuels institutional market revenue and capital efficiency
- Credit spread volatility impacts net investment income and statutory capital reserves
- Fiduciary rule changes and insurance regulations affect distribution costs and margins
| Net Income: 245.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA -0.07 > 1.0 |
| NWC/Revenue: -365.5% < 20% (prev 2.35k%; Δ -2.71k% < -1%) |
| CFO/TA 0.00 > 3% & CFO 1.64b > Net Income 245.0m |
| Net Debt (10.6b) to EBITDA (1.05b): 10.05 < 3 |
| Current Ratio: 0.04 > 1.5 & < 3 |
| Outstanding Shares: last quarter (473.5m) vs 12m ago -15.14% < -2% |
| Gross Margin: 77.72% > 18% (prev 0.80%; Δ 7.69k% > 0.5%) |
| Asset Turnover: 1.61% > 50% (prev 0.71%; Δ 0.91% > 0%) |
| Interest Coverage Ratio: 0.79 > 6 (EBITDA TTM 1.05b / Interest Expense TTM 528.0m) |
| A: -0.06 (Total Current Assets 907.0m - Total Current Liabilities 23.6b) / Total Assets 381b |
| B: 0.05 (Retained Earnings 18.2b / Total Assets 381b) |
| C: 0.00 (EBIT TTM 418.0m / Avg Total Assets 386b) |
| D: 0.02 (Book Value of Equity 7.78b / Total Liabilities 370b) |
| Altman-Z'' = -0.21 = B |
As of June 02, 2026, the stock is trading at USD 26.57 with a total of 3,632,056 shares traded.
Over the past week, the price has changed by -4.22%,
over one month by -3.45%,
over three months by +3.40% and
over the past year by -15.81%.
Corebridge Financial has received a consensus analysts rating of 4.07. Therefore, it is recommended to buy CRBG.
- StrongBuy: 6
- Buy: 5
- Hold: 2
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 35 | 31.7% |
P/E Trailing = 67.5
P/E Forward = 4.6253
P/S = 0.6597
P/B = 1.1959
Revenue TTM = 6.22b USD
EBIT TTM = 418.0m USD
EBITDA TTM = 1.05b USD
Long Term Debt = 10.9b USD (from longTermDebt, last quarter)
Short Term Debt = 9.36b USD (from shortTermDebt, last fiscal year)
Debt = 10.9b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 10.6b USD (calculated: Debt 10.9b - CCE 373.0m)
Enterprise Value = 22.9b USD (12.3b + Debt 10.9b - CCE 373.0m)
Interest Coverage Ratio = 0.79 (Ebit TTM 418.0m / Interest Expense TTM 528.0m)
EV/FCF = 13.98x (Enterprise Value 22.9b / FCF TTM 1.64b)
FCF Yield = 7.15% (FCF TTM 1.64b / Enterprise Value 22.9b)
FCF Margin = 26.31% (FCF TTM 1.64b / Revenue TTM 6.22b)
Net Margin = 3.94% (Net Income TTM 245.0m / Revenue TTM 6.22b)
Gross Margin = 77.72% ((Revenue TTM 6.22b - Cost of Revenue TTM 1.39b) / Revenue TTM)
Gross Margin QoQ = 75.70% (prev 81.67%)
Tobins Q-Ratio = 0.06 (Enterprise Value 22.9b / Total Assets 381b)
Interest Expense / Debt = 4.83% (Interest Expense 528.0m / Debt 10.9b)
Taxrate = 21.0% (US default 21%)
NOPAT = 330.2m (EBIT 418.0m * (1 - 21.00%))
Current Ratio = 0.04 (Total Current Assets 907.0m / Total Current Liabilities 23.6b)
Debt / Equity = 1.01 (Debt 10.9b / totalStockholderEquity, last quarter 10.8b)
Debt / EBITDA = 10.05 (Net Debt 10.6b / EBITDA 1.05b)
Debt / FCF = 6.45 (Net Debt 10.6b / FCF TTM 1.64b)
Total Stockholder Equity = 12.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.06% (Net Income 245.0m / Total Assets 381b)
RoE = 1.97% (Net Income TTM 245.0m / Total Stockholder Equity 12.5b)
RoCE = 1.79% (EBIT 418.0m / Capital Employed (Equity 12.5b + L.T.Debt 10.9b))
RoIC = 0.09% (NOPAT 330.2m / Invested Capital 367b)
WACC = 7.37% (E(12.3b)/V(23.3b) * Re(10.51%) + D(10.9b)/V(23.3b) * Rd(4.83%) * (1-Tc(0.21)))
Discount Rate = 10.51% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -100.00 | Cagr: -12.11%
[DCF] Terminal Value 73.10% ; FCFF base≈1.75b ; Y1≈1.54b ; Y5≈1.24b
[DCF] Fair Price = 20.56 (EV 19.9b - Net Debt 10.6b = Equity 9.39b / Shares 456.7m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -66.19 | EPS CAGR: -22.20% | SUE: 0.02 | # QB: 0
Revenue Correlation: -11.97 | Revenue CAGR: -4.96% | SUE: -0.15 | # QB: 0
EPS current Quarter (2026-06-30): EPS=1.18 | Chg30d=-3.33% | Revisions=-54% | Analysts=13
EPS next Quarter (2026-09-30): EPS=1.32 | Chg30d=-0.12% | Revisions=+8% | Analysts=13
EPS current Year (2026-12-31): EPS=4.84 | Chg30d=-1.33% | Revisions=-41% | GrowthEPS=+9.6% | GrowthRev=+0.2%
EPS next Year (2027-12-31): EPS=5.83 | Chg30d=-0.71% | Revisions=-12% | GrowthEPS=+20.4% | GrowthRev=+7.6%
[Analyst] Revisions Ratio: -54%