(DB) Deutsche Bank - Ratings and Ratios
Exchange: NYSE •
Country: Germany •
Currency: USD •
Type: Common Stock •
ISIN: DE0005140008
Corporate Banking, Investment Banking, Private Banking, Asset Management
Dividends
| Dividend Yield | 2.04% |
| Yield on Cost 5y | 8.06% |
| Yield CAGR 5y | 51.88% |
| Payout Consistency | 72.6% |
| Payout Ratio | 29.7% |
| Risk via 10d forecast | |
|---|---|
| Volatility | 30.8% |
| Value at Risk 5%th | 46.0% |
| Relative Tail Risk | -9.06% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 2.23 |
| Alpha | 102.35 |
| CAGR/Max DD | 1.87 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.466 |
| Beta | 1.074 |
| Beta Downside | 1.093 |
| Drawdowns 3y | |
|---|---|
| Max DD | 30.69% |
| Mean DD | 7.62% |
| Median DD | 4.92% |
Description: DB Deutsche Bank December 03, 2025
Deutsche Bank AG (NYSE: DB) is a diversified financial services firm operating through four main segments: Corporate Bank, Investment Bank, Private Bank, and Asset Management, delivering risk-management, cash-management, trade-finance, lending, securities, debt-origination, M&A advisory, FX, ESG-focused wealth solutions, and alternative-investment products across Europe, the Americas, APAC, the Middle East and Africa.
In 2023 the bank generated €5.6 billion of net profit and posted a Common Equity Tier 1 (CET1) ratio of 14.5%, well above the regulatory minimum, while its cost-to-income ratio improved to 68% after a multi-year efficiency program.
Key drivers for DB’s outlook include the European central bank’s tightening cycle, which boosts net-interest margins for the Corporate and Investment Banking units, and the accelerating demand for sustainable-finance solutions that has lifted ESG-linked assets under management to over €200 billion.
For a data-rich, quantitative view of how these factors translate into valuation risk, you might find ValueRay’s platform worth a quick look.
Piotroski VR‑10 (Strict, 0-10) 4.5
| Net Income (5.73b TTM) > 0 and > 6% of Revenue (6% = 3.70b TTM) |
| FCFTA -0.02 (>2.0%) and ΔFCFTA -2.47pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -1049 % (prev 701.2%; Δ -1750 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.00 (>3.0%) and CFO -2.93b <= Net Income 5.73b (YES >=105%, WARN >=100%) |
| Net Debt (-16.18b) to EBITDA (8.29b) ratio: -1.95 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.23 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (2.00b) change vs 12m ago -1.30% (target <= -2.0% for YES) |
| Gross Margin 48.35% (prev 41.33%; Δ 7.02pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 4.46% (prev 4.84%; Δ -0.38pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.27 (EBITDA TTM 8.29b / Interest Expense TTM 30.16b) >= 6 (WARN >= 3) |
Altman Z'' -2.93
| (A) -0.47 = (Total Current Assets 191.51b - Total Current Liabilities 838.92b) / Total Assets 1391.25b |
| (B) 0.02 = Retained Earnings (Balance) 26.59b / Total Assets 1391.25b |
| (C) 0.01 = EBIT TTM 8.29b / Avg Total Assets 1385.67b |
| (D) 0.02 = Book Value of Equity 27.50b / Total Liabilities 1312.37b |
| Total Rating: -2.93 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 50.06
| 1. Piotroski 4.50pt |
| 2. FCF Yield data missing |
| 3. FCF Margin -47.15% |
| 4. Debt/Equity 1.70 |
| 5. Debt/Ebitda -1.95 |
| 6. ROIC - WACC (= -3.04)% |
| 7. RoE 7.36% |
| 8. Rev. Trend 83.40% |
| 9. EPS Trend 25.71% |
What is the price of DB shares?
As of December 11, 2025, the stock is trading at USD 37.67 with a total of 2,397,920 shares traded.
Over the past week, the price has changed by +4.70%, over one month by -0.42%, over three months by +4.06% and over the past year by +117.00%.
Over the past week, the price has changed by +4.70%, over one month by -0.42%, over three months by +4.06% and over the past year by +117.00%.
Is DB a buy, sell or hold?
Deutsche Bank has no consensus analysts rating.
What are the forecasts/targets for the DB price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 42.6 | 13.1% |
| Analysts Target Price | 42.6 | 13.1% |
| ValueRay Target Price | 54.5 | 44.6% |
DB Fundamental Data Overview December 11, 2025
Market Cap EUR = 63.88b (74.43b USD * 0.8583 USD.EUR)
P/E Trailing = 13.0241
P/E Forward = 9.5329
P/S = 2.3964
P/B = 0.7832
P/EG = 0.472
Beta = 1.021
Revenue TTM = 61.74b EUR
EBIT TTM = 8.29b EUR
EBITDA TTM = 8.29b EUR
Long Term Debt = 113.77b EUR (from longTermDebt, last quarter)
Short Term Debt = 18.06b EUR (from shortTermDebt, last quarter)
Debt = 131.83b EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = -16.18b EUR (from netDebt column, last quarter)
Enterprise Value = 5.64b EUR (63.88b + Debt 131.83b - CCE 190.07b)
Interest Coverage Ratio = 0.27 (Ebit TTM 8.29b / Interest Expense TTM 30.16b)
FCF Yield = -516.1% (FCF TTM -29.11b / Enterprise Value 5.64b)
FCF Margin = -47.15% (FCF TTM -29.11b / Revenue TTM 61.74b)
Net Margin = 9.28% (Net Income TTM 5.73b / Revenue TTM 61.74b)
Gross Margin = 48.35% ((Revenue TTM 61.74b - Cost of Revenue TTM 31.89b) / Revenue TTM)
Gross Margin QoQ = 50.45% (prev 49.23%)
Tobins Q-Ratio = 0.00 (Enterprise Value 5.64b / Total Assets 1391.25b)
Interest Expense / Debt = 5.35% (Interest Expense 7.05b / Debt 131.83b)
Taxrate = 25.60% (626.0m / 2.44b)
NOPAT = 6.16b (EBIT 8.29b * (1 - 25.60%))
Current Ratio = 0.23 (Total Current Assets 191.51b / Total Current Liabilities 838.92b)
Debt / Equity = 1.70 (Debt 131.83b / totalStockholderEquity, last quarter 77.38b)
Debt / EBITDA = -1.95 (Net Debt -16.18b / EBITDA 8.29b)
Debt / FCF = 0.56 (negative FCF - burning cash) (Net Debt -16.18b / FCF TTM -29.11b)
Total Stockholder Equity = 77.90b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.41% (Net Income 5.73b / Total Assets 1391.25b)
RoE = 7.36% (Net Income TTM 5.73b / Total Stockholder Equity 77.90b)
RoCE = 4.32% (EBIT 8.29b / Capital Employed (Equity 77.90b + L.T.Debt 113.77b))
RoIC = 2.90% (NOPAT 6.16b / Invested Capital 212.58b)
WACC = 5.94% (E(63.88b)/V(195.71b) * Re(9.97%) + D(131.83b)/V(195.71b) * Rd(5.35%) * (1-Tc(0.26)))
Discount Rate = 9.97% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -2.25%
Fair Price DCF = unknown (Cash Flow -29.11b)
EPS Correlation: 25.71 | EPS CAGR: 37.09% | SUE: 0.68 | # QB: 0
Revenue Correlation: 83.40 | Revenue CAGR: 21.83% | SUE: 0.65 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.30 | Chg30d=-0.063 | Revisions Net=-1 | Analysts=1
EPS next Year (2026-12-31): EPS=4.53 | Chg30d=+0.074 | Revisions Net=+1 | Growth EPS=+24.2% | Growth Revenue=+2.8%
P/E Trailing = 13.0241
P/E Forward = 9.5329
P/S = 2.3964
P/B = 0.7832
P/EG = 0.472
Beta = 1.021
Revenue TTM = 61.74b EUR
EBIT TTM = 8.29b EUR
EBITDA TTM = 8.29b EUR
Long Term Debt = 113.77b EUR (from longTermDebt, last quarter)
Short Term Debt = 18.06b EUR (from shortTermDebt, last quarter)
Debt = 131.83b EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = -16.18b EUR (from netDebt column, last quarter)
Enterprise Value = 5.64b EUR (63.88b + Debt 131.83b - CCE 190.07b)
Interest Coverage Ratio = 0.27 (Ebit TTM 8.29b / Interest Expense TTM 30.16b)
FCF Yield = -516.1% (FCF TTM -29.11b / Enterprise Value 5.64b)
FCF Margin = -47.15% (FCF TTM -29.11b / Revenue TTM 61.74b)
Net Margin = 9.28% (Net Income TTM 5.73b / Revenue TTM 61.74b)
Gross Margin = 48.35% ((Revenue TTM 61.74b - Cost of Revenue TTM 31.89b) / Revenue TTM)
Gross Margin QoQ = 50.45% (prev 49.23%)
Tobins Q-Ratio = 0.00 (Enterprise Value 5.64b / Total Assets 1391.25b)
Interest Expense / Debt = 5.35% (Interest Expense 7.05b / Debt 131.83b)
Taxrate = 25.60% (626.0m / 2.44b)
NOPAT = 6.16b (EBIT 8.29b * (1 - 25.60%))
Current Ratio = 0.23 (Total Current Assets 191.51b / Total Current Liabilities 838.92b)
Debt / Equity = 1.70 (Debt 131.83b / totalStockholderEquity, last quarter 77.38b)
Debt / EBITDA = -1.95 (Net Debt -16.18b / EBITDA 8.29b)
Debt / FCF = 0.56 (negative FCF - burning cash) (Net Debt -16.18b / FCF TTM -29.11b)
Total Stockholder Equity = 77.90b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.41% (Net Income 5.73b / Total Assets 1391.25b)
RoE = 7.36% (Net Income TTM 5.73b / Total Stockholder Equity 77.90b)
RoCE = 4.32% (EBIT 8.29b / Capital Employed (Equity 77.90b + L.T.Debt 113.77b))
RoIC = 2.90% (NOPAT 6.16b / Invested Capital 212.58b)
WACC = 5.94% (E(63.88b)/V(195.71b) * Re(9.97%) + D(131.83b)/V(195.71b) * Rd(5.35%) * (1-Tc(0.26)))
Discount Rate = 9.97% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -2.25%
Fair Price DCF = unknown (Cash Flow -29.11b)
EPS Correlation: 25.71 | EPS CAGR: 37.09% | SUE: 0.68 | # QB: 0
Revenue Correlation: 83.40 | Revenue CAGR: 21.83% | SUE: 0.65 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.30 | Chg30d=-0.063 | Revisions Net=-1 | Analysts=1
EPS next Year (2026-12-31): EPS=4.53 | Chg30d=+0.074 | Revisions Net=+1 | Growth EPS=+24.2% | Growth Revenue=+2.8%
Additional Sources for DB Stock
News:
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Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle