(DB) Deutsche Bank - Overview

Exchange: NYSE • Country: Germany • Currency: USD • Type: Common Stock • ISIN: DE0005140008

Stock: Investment Banking, Private Banking, Asset Management, Corporate Banking

Total Rating 51

Risk 80

Buy Signal 0.03

Banks - Regional » Diversified Capital Markets
Age: 29.2y

Market Cap: 74,428m
Avg Trading Vol: 119M USD

ATR: 2.72%
Peers RS (IBD): 83.33

EPS (Earnings per Share)

EPS CAGR: 37.09%
EPS Trend: 25.7%

Last SUE: 0.68
Qual. Beats: 0

Revenue

Rev. CAGR: -3.53%
Rev. Trend: 40.4%

Last SUE: -0.14
Qual. Beats: 0

Dividends

Dividend Yield	2.81%
Yield on Cost 5y	8.10%
Yield CAGR 5y	53.52%
Payout Consistency	73.3%
Payout Ratio	29.7%

Risk 5d forecast
Volatility	40.6%
Relative Tail Risk	-9.34%

Reward TTM
Sharpe Ratio	1.91
Alpha	84.69

Character TTM
Beta	1.141
Beta Downside	1.131

Drawdowns 3y
Max DD	26.49%
CAGR/Max DD	1.90

Description: DB Deutsche Bank January 29, 2026

Deutsche Bank AG (NYSE: DB) operates four main divisions-Corporate Bank, Investment Bank, Private Bank, and Asset Management-delivering a range of services from cash- and trade-finance solutions to debt origination, wealth-management, and sustainable investment products across Europe, the Americas, APAC, the Middle East and Africa.

In its latest quarter (Q4 2025), the bank reported €13.5 billion of total revenue, a net profit of €2.1 billion, and a Common Equity Tier 1 (CET1) ratio of 15.2%, reflecting solid capital strength amid a 68 % cost-to-income ratio. The European banking sector is currently pressured by narrowing net-interest margins as the ECB’s policy rate stabilises near 3 %, while demand for ESG-linked assets is growing at an estimated 12 % CAGR, benefitting DB’s private-bank and asset-management lines.

For a deeper quantitative assessment, you may explore the DB valuation metrics on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 3.5

Net Income: 7.00b TTM > 0 and > 6% of Revenue
FCF/TA: 0.02 > 0.02 and ΔFCF/TA 3.87 > 1.0
NWC/Revenue: -1195 % < 20% (prev -915.2%; Δ -279.3% < -1%)
CFO/TA 0.02 > 3% & CFO 25.65b > Net Income 7.00b
Net Debt (69.33b) to EBITDA (9.73b): 7.13 < 3
Current Ratio: 0.23 > 1.5 & < 3
Outstanding Shares: last quarter (1.99b) vs 12m ago -0.50% < -2%
Gross Margin: 56.11% > 18% (prev 0.43%; Δ 5568 % > 0.5%)
Asset Turnover: 3.84% > 50% (prev 4.78%; Δ -0.94% > 0%)
Interest Coverage Ratio: 0.44 > 6 (EBITDA TTM 9.73b / Interest Expense TTM 22.08b)

Altman Z'' -2.79

A: -0.45 (Total Current Assets 191.51b - Total Current Liabilities 838.92b) / Total Assets 1435.07b
B: 0.02 (Retained Earnings 26.59b / Total Assets 1435.07b)
C: 0.01 (EBIT TTM 9.73b / Avg Total Assets 1411.12b)
D: 0.06 (Book Value of Equity 78.64b / Total Liabilities 1354.86b)
Altman-Z'' Score: -2.79 = D

What is the price of DB shares?

As of February 07, 2026, the stock is trading at USD 37.22 with a total of 2,560,394 shares traded.
Over the past week, the price has changed by -5.10%, over one month by -4.42%, over three months by +2.82% and over the past year by +97.07%.

Is DB a buy, sell or hold?

Deutsche Bank has no consensus analysts rating.

What are the forecasts/targets for the DB price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	42.6	14.5%
Analysts Target Price	42.6	14.5%
ValueRay Target Price	56	50.4%

DB Fundamental Data Overview February 03, 2026

P/E Trailing = 13.0241
P/E Forward = 9.8619
P/S = 2.466
P/B = 0.8038
P/EG = 0.4884
Revenue TTM = 54.20b USD
EBIT TTM = 9.73b USD
EBITDA TTM = 9.73b USD
Long Term Debt = 230.09b USD (from longTermDebt, last quarter)
Short Term Debt = 18.06b USD (from shortTermDebt, two quarters ago)
Debt = 233.99b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 69.33b USD (from netDebt column, last quarter)
Enterprise Value = 143.75b USD (74.43b + Debt 233.99b - CCE 164.66b)
Interest Coverage Ratio = 0.44 (Ebit TTM 9.73b / Interest Expense TTM 22.08b)
EV/FCF = 5.65x (Enterprise Value 143.75b / FCF TTM 25.44b)
FCF Yield = 17.70% (FCF TTM 25.44b / Enterprise Value 143.75b)
FCF Margin = 46.94% (FCF TTM 25.44b / Revenue TTM 54.20b)
Net Margin = 12.92% (Net Income TTM 7.00b / Revenue TTM 54.20b)
Gross Margin = 56.11% ((Revenue TTM 54.20b - Cost of Revenue TTM 23.79b) / Revenue TTM)
Gross Margin QoQ = 94.89% (prev 50.45%)
Tobins Q-Ratio = 0.10 (Enterprise Value 143.75b / Total Assets 1435.07b)
Interest Expense / Debt = 3.01% (Interest Expense 7.05b / Debt 233.99b)
Taxrate = 22.35% (453.0m / 2.03b)
NOPAT = 7.56b (EBIT 9.73b * (1 - 22.35%))
Current Ratio = 0.23 (Total Current Assets 191.51b / Total Current Liabilities 838.92b)
Debt / Equity = 2.98 (Debt 233.99b / totalStockholderEquity, last quarter 78.64b)
Debt / EBITDA = 7.13 (Net Debt 69.33b / EBITDA 9.73b)
Debt / FCF = 2.73 (Net Debt 69.33b / FCF TTM 25.44b)
Total Stockholder Equity = 78.10b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.50% (Net Income 7.00b / Total Assets 1435.07b)
RoE = 8.97% (Net Income TTM 7.00b / Total Stockholder Equity 78.10b)
RoCE = 3.16% (EBIT 9.73b / Capital Employed (Equity 78.10b + L.T.Debt 230.09b))
RoIC = 3.62% (NOPAT 7.56b / Invested Capital 208.50b)
WACC = 4.22% (E(74.43b)/V(308.41b) * Re(10.12%) + D(233.99b)/V(308.41b) * Rd(3.01%) * (1-Tc(0.22)))
Discount Rate = 10.12% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -2.54%
[DCF Debug] Terminal Value 84.75% ; FCFF base≈25.44b ; Y1≈22.00b ; Y5≈17.43b
Fair Price DCF = 239.0 (EV 529.60b - Net Debt 69.33b = Equity 460.28b / Shares 1.93b; r=5.90% [WACC]; 5y FCF grow -16.46% → 2.90% )
EPS Correlation: 25.71 | EPS CAGR: 37.09% | SUE: 0.68 | # QB: 0
Revenue Correlation: 40.37 | Revenue CAGR: -3.53% | SUE: -0.14 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.30 | Chg30d=-0.063 | Revisions Net=-1 | Analysts=1
EPS next Year (2026-12-31): EPS=4.53 | Chg30d=+0.074 | Revisions Net=+1 | Growth EPS=+24.2% | Growth Revenue=+2.8%

Additional Sources for DB Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle