(DFS) Discover Financial Services - Ratings and Ratios
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US2547091080
DFS: Credit Cards, Personal Loans, Home Loans, Deposit Accounts, Payment Networks
Discover Financial Services is a leading provider of digital banking and payment solutions in the United States, operating through its subsidiaries to deliver a range of financial products and services. The company's operations are segmented into two main categories: Digital Banking and Payment Services. The Digital Banking segment focuses on offering a variety of financial products, including Discover-branded credit cards, personal loans, home loans, and other consumer lending options. Additionally, this segment provides direct-to-consumer deposit products, such as savings accounts, certificates of deposit, money market accounts, and checking accounts, among others. By offering these products, Discover Financial Services aims to provide individuals with a comprehensive suite of financial tools to manage their finances effectively.
The Payment Services segment, on the other hand, is responsible for operating the PULSE network, which enables access to automated teller machines, debit transactions, and electronic funds transfers. This segment also oversees Diners Club International, a global payments network that issues Diners Club-branded charge cards and provides card acceptance services to merchants. Furthermore, the Payment Services segment offers payment transaction processing and settlement services, facilitating the exchange of funds between merchants, financial institutions, and cardholders. With a history dating back to 1960, Discover Financial Services has established itself as a major player in the consumer finance industry, with its headquarters located in Riverwoods, Illinois.
As a publicly traded company listed on the New York Stock Exchange (NYSE) under the ticker symbol DFS, Discover Financial Services is committed to providing its customers with innovative financial solutions and exceptional customer service. The company's common stock is traded under the ISIN code US2547091080 and is classified under the GICS Sub Industry category of Consumer Finance. With a strong online presence, including its website at https://www.discover.com, Discover Financial Services continues to expand its reach and offerings, catering to the evolving needs of its customers in the digital age.
Additional Sources for DFS Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
DFS Stock Overview
Market Cap in USD | 46,503m |
Sector | Financial Services |
Industry | Credit Services |
GiC Sub-Industry | Consumer Finance |
IPO / Inception | 2007-07-02 |
DFS Stock Ratings
Growth 5y | 81.4% |
Fundamental | 7.12% |
Dividend | 65.5% |
Rel. Strength Industry | 168 |
Analysts | 3.59/5 |
Fair Price Momentum | 219.26 USD |
Fair Price DCF | 521.67 USD |
DFS Dividends
Dividend Yield 12m | 1.48% |
Yield on Cost 5y | 4.13% |
Annual Growth 5y | 9.73% |
Payout Consistency | 96.1% |
DFS Growth Ratios
Growth Correlation 3m | 56.1% |
Growth Correlation 12m | 93.4% |
Growth Correlation 5y | 69.2% |
CAGR 5y | 22.79% |
CAGR/Mean DD 5y | 1.45 |
Sharpe Ratio 12m | 1.87 |
Alpha | 49.91 |
Beta | 1.80 |
Volatility | 36.91% |
Current Volume | 1991k |
Average Volume 20d | 1330.1k |
As of January 23, 2025, the stock is trading at USD 189.26 with a total of 1,990,990 shares traded.
Over the past week, the price has changed by +4.66%, over one month by +8.45%, over three months by +29.74% and over the past year by +93.87%.
Neither. Based on ValueRay Fundamental Analyses, Discover Financial Services is currently (January 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 7.12 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of DFS as of January 2025 is 219.26. This means that DFS is currently undervalued and has a potential upside of +15.85% (Margin of Safety).
Discover Financial Services has received a consensus analysts rating of 3.59. Therefor, it is recommend to hold DFS.
- Strong Buy: 4
- Buy: 2
- Hold: 11
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, DFS Discover Financial Services will be worth about 249 in January 2026. The stock is currently trading at 189.26. This means that the stock has a potential upside of +31.58%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 195.4 | 3.2% |
Analysts Target Price | 189.6 | 0.2% |
ValueRay Target Price | 249 | 31.6% |