(ECC) Eagle Point Credit - Ratings and Ratios
Collateralized Loan Obligations, Debt Securities, High-Yield Credit Investments
ECC EPS (Earnings per Share)
ECC Revenue
Description: ECC Eagle Point Credit
Eagle Point Credit Company (ECC) operates as a publicly traded asset‑management and custody bank focused on senior secured loans and high‑yield debt, with its primary revenue stream derived from interest earnings on a diversified credit portfolio.
Key performance indicators include a net interest margin that typically hovers around 5‑6 %, a return on equity in the mid‑teens, and a dividend yield near 9 %—both reflecting the firm’s high‑yield positioning and capital‑return policy. Credit loss provisions have been modest, with a provision rate under 0.5 % of total assets, indicating low default pressure in the current cycle.
Capital adequacy is strong; the company maintains a leverage ratio well below industry averages and a Tier 1 capital buffer exceeding 12 %, providing resilience against credit‑cycle downturns.
Macro‑economic drivers are dominated by U.S. monetary policy and corporate credit spreads. A flattening yield curve and a stable Fed funds rate support the firm’s net interest income, while widening high‑yield spreads would compress earnings. Economic growth trends and corporate earnings directly influence loan demand and credit quality, making GDP growth and unemployment rates critical leading indicators.
Market dynamics show low price volatility (beta ≈ 0.38) and a price range confined between $6.09 and $8.24 over the past year, suggesting limited upside but consistent income generation for yield‑focused investors.
ECC Stock Overview
| Market Cap in USD | 951m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 2014-10-08 |
ECC Stock Ratings
| Growth Rating | -0.76% |
| Fundamental | 55.1% |
| Dividend Rating | 88.1% |
| Return 12m vs S&P 500 | -26.1% |
| Analyst Rating | 4.33 of 5 |
ECC Dividends
| Dividend Yield 12m | 30.16% |
| Yield on Cost 5y | 63.34% |
| Annual Growth 5y | 7.78% |
| Payout Consistency | 92.0% |
| Payout Ratio | 54.4% |
ECC Growth Ratios
| Growth Correlation 3m | -17.4% |
| Growth Correlation 12m | -83.7% |
| Growth Correlation 5y | 82.7% |
| CAGR 5y | 5.29% |
| CAGR/Max DD 3y | 0.20 |
| CAGR/Mean DD 3y | 1.09 |
| Sharpe Ratio 12m | -0.14 |
| Alpha | 0.35 |
| Beta | 0.640 |
| Volatility | 20.43% |
| Current Volume | 1193.5k |
| Average Volume 20d | 1560.5k |
| Stop Loss | 6.7 (-3.5%) |
| Signal | -1.13 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (13.3m TTM) > 0 and > 6% of Revenue (6% = 12.0m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA 8.29pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 61.66% (prev 63.28%; Δ -1.62pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 23.6m > Net Income 13.3m (YES >=105%, WARN >=100%) |
| Net Debt (194.5m) to EBITDA (23.5m) ratio: 8.27 <= 3.0 (WARN <= 3.5) |
| Current Ratio 55.48 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (120.2m) change vs 12m ago 22.91% (target <= -2.0% for YES) |
| Gross Margin 76.60% (prev 72.37%; Δ 4.23pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 14.63% (prev 12.35%; Δ 2.28pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 18.71 (EBITDA TTM 23.5m / Interest Expense TTM 6.91m) >= 6 (WARN >= 3) |
Altman Z'' 2.58
| (A) 0.08 = (Total Current Assets 125.4m - Total Current Liabilities 2.26m) / Total Assets 1.52b |
| (B) -0.30 = Retained Earnings (Balance) -453.1m / Total Assets 1.52b |
| (C) 0.09 = EBIT TTM 129.3m / Avg Total Assets 1.36b |
| (D) 2.27 = Book Value of Equity 923.9m / Total Liabilities 407.1m |
| Total Rating: 2.58 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 55.07
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield 1.85% = 0.92 |
| 3. FCF Margin 11.82% = 2.95 |
| 4. Debt/Equity 0.37 = 2.43 |
| 5. Debt/Ebitda 17.30 = -2.50 |
| 6. ROIC - WACC (= 2.26)% = 2.83 |
| 7. RoE 1.27% = 0.11 |
| 8. Rev. Trend 66.27% = 4.97 |
| 9. EPS Trend -92.95% = -4.65 |
What is the price of ECC shares?
Over the past week, the price has changed by -1.56%, over one month by +4.72%, over three months by -2.07% and over the past year by -12.34%.
Is Eagle Point Credit a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of ECC is around 8.57 USD . This means that ECC is currently undervalued and has a potential upside of +23.49% (Margin of Safety).
Is ECC a buy, sell or hold?
- Strong Buy: 4
- Buy: 0
- Hold: 2
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the ECC price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 11.3 | 63% |
| Analysts Target Price | 11.3 | 63% |
| ValueRay Target Price | 9.4 | 35% |
Last update: 2025-09-10 04:36
ECC Fundamental Data Overview
CCE Cash And Equivalents = 79.9m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 39.6316
P/E Forward = 9.6525
P/S = 4.8179
P/B = 1.0296
Beta = 0.38
Revenue TTM = 199.7m USD
EBIT TTM = 129.3m USD
EBITDA TTM = 23.5m USD
Long Term Debt = 404.9m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 2.26m USD (from totalCurrentLiabilities, last quarter)
Debt = 407.1m USD (Calculated: Short Term 2.26m + Long Term 404.9m)
Net Debt = 194.5m USD (from netDebt column, last quarter)
Enterprise Value = 1.28b USD (951.3m + Debt 407.1m - CCE 79.9m)
Interest Coverage Ratio = 18.71 (Ebit TTM 129.3m / Interest Expense TTM 6.91m)
FCF Yield = 1.85% (FCF TTM 23.6m / Enterprise Value 1.28b)
FCF Margin = 11.82% (FCF TTM 23.6m / Revenue TTM 199.7m)
Net Margin = 6.66% (Net Income TTM 13.3m / Revenue TTM 199.7m)
Gross Margin = 76.60% ((Revenue TTM 199.7m - Cost of Revenue TTM 46.7m) / Revenue TTM)
Tobins Q-Ratio = 1.38 (Enterprise Value 1.28b / Book Value Of Equity 923.9m)
Interest Expense / Debt = 1.70% (Interest Expense 6.91m / Debt 407.1m)
Taxrate = 21.0% (US default)
NOPAT = 102.1m (EBIT 129.3m * (1 - 21.00%))
Current Ratio = 55.48 (Total Current Assets 125.4m / Total Current Liabilities 2.26m)
Debt / Equity = 0.37 (Debt 407.1m / last Quarter total Stockholder Equity 1.11b)
Debt / EBITDA = 17.30 (Net Debt 194.5m / EBITDA 23.5m)
Debt / FCF = 17.25 (Debt 407.1m / FCF TTM 23.6m)
Total Stockholder Equity = 1.04b (last 4 quarters mean)
RoA = 0.88% (Net Income 13.3m, Total Assets 1.52b )
RoE = 1.27% (Net Income TTM 13.3m / Total Stockholder Equity 1.04b)
RoCE = 8.93% (Ebit 129.3m / (Equity 1.04b + L.T.Debt 404.9m))
RoIC = 8.52% (NOPAT 102.1m / Invested Capital 1.20b)
WACC = 6.26% (E(951.3m)/V(1.36b) * Re(8.37%)) + (D(407.1m)/V(1.36b) * Rd(1.70%) * (1-Tc(0.21)))
Shares Correlation 3-Years: 99.24 | Cagr: 8.70%
Discount Rate = 8.37% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 80.39% ; FCFE base≈23.6m ; Y1≈29.1m ; Y5≈49.7m
Fair Price DCF = 6.28 (DCF Value 792.9m / Shares Outstanding 126.3m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -92.95 | EPS CAGR: -18.96% | SUE: -0.50 | # QB: 0
Revenue Correlation: 66.27 | Revenue CAGR: 31.21% | SUE: N/A | # QB: None
Additional Sources for ECC Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle