(ENVA) Enova International - Ratings and Ratios

Enova International Inc, a company that leverages technology and analytics to deliver online financial services, operates in multiple countries, including the United States, Brazil, and other international markets. The company's product portfolio includes installment loans, line of credit accounts, and various programs designed to facilitate access to credit for its customers. For instance, its CSO programs involve partnering with independent third-party lenders to arrange loans, while also providing assistance with loan applications and documentation. Additionally, Enova offers bank programs that encompass marketing services and loan servicing for near-prime unsecured consumer installment loans, which cater to individuals who may not qualify for traditional credit products.

Enova's services extend beyond lending to include money transfer services, which enable individuals to send and receive funds efficiently. The company markets its financing products under several brand names, such as CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea, each targeting specific segments of the market. With a history dating back to 2003, Enova International is headquartered in Chicago, Illinois, and has established itself as a significant player in the consumer finance industry. The company's website, https://www.enova.com, provides further information on its products and services. As a publicly traded company listed on the NYSE under the ticker symbol ENVA, Enova's common stock is classified under the GICS Sub Industry of Consumer Finance, with the ISIN code US29357K1034.