FAF 📈 First American - Overview

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US31847R1023

FAF: Title Insurance, Home Warranties, Closing Services, Escrow Services, Appraisals

First American Financial Corporation operates as a holding company, providing a diverse range of financial services through its subsidiaries. The company's business is broadly categorized into two main segments: Title Insurance and Services, and Home Warranty. The Title Insurance and Services segment is a key contributor to the company's revenue, offering title insurance policies to both residential and commercial property owners. These policies are designed to protect property owners and lenders from potential losses arising from title defects or other issues that may affect the ownership of a property. In addition to title insurance, this segment also provides a range of related products and services, including closing and escrow services, which facilitate the transfer of ownership of properties.

The Title Insurance and Services segment also offers various other products and services aimed at mitigating risk or facilitating real estate transactions. These include appraisals and valuation-related services, lien release and document custodial services, and warehouse lending services. Furthermore, the company provides default-related products and services, document generation services, and mortgage loan subservicing, as well as banking, trust, and wealth management services. To support these activities, the company maintains and manages extensive title plant data and records, providing access to these resources to its clients. The company's operations in this segment are spread across various states in the US, the District of Columbia, and several countries internationally, including Canada, the UK, Australia, New Zealand, and South Korea.

In the Home Warranty segment, First American Financial Corporation provides home warranty products, including residential service contracts. These contracts cover various systems and appliances in residential properties against failures that occur due to normal usage during the coverage period. The segment operates in multiple states and the District of Columbia, offering protection to homeowners against unexpected repair costs. By providing these warranty products, the company helps homeowners manage the financial risks associated with home ownership. With a history dating back to 1889, First American Financial Corporation is headquartered in Santa Ana, California, and its common stock is listed on the New York Stock Exchange under the ticker symbol FAF.

As a company with a long history and a broad range of financial services, First American Financial Corporation is classified under the Property & Casualty Insurance sub-industry. Its web presence can be accessed through its official website, and the company's stock is identified by the ISIN code US31847R1023. Through its diverse operations and extensive network, First American Financial Corporation plays a significant role in the US and international financial services markets, supporting real estate transactions, property ownership, and related financial activities.

Additional Sources for FAF Stock

FAF Stock Overview

Market Cap in USD 6,976m
Sector Financial Services
Industry Insurance - Specialty
GiC Sub-Industry Property & Casualty Insurance
IPO / Inception 2010-05-28

FAF Stock Ratings

Growth 5y 34.3%
Fundamental -22.2%
Dividend 61.5%
Rel. Strength Industry -95.7
Analysts 4.4/5
Fair Price Momentum 59.83 USD
Fair Price DCF 78.67 USD

FAF Dividends

Dividend Yield 12m 2.55%
Yield on Cost 5y 3.26%
Annual Growth 5y 4.56%
Payout Consistency 100.0%

FAF Growth Ratios

Growth Correlation 3m 26.9%
Growth Correlation 12m 60%
Growth Correlation 5y 50.5%
CAGR 5y 5.02%
CAGR/Mean DD 5y 0.26
Sharpe Ratio 12m -0.06
Alpha -30.74
Beta 1.24
Volatility 27.05%
Current Volume 1396.6k
Average Volume 20d 628.6k
What is the price of FAF stocks?
As of December 22, 2024, the stock is trading at USD 62.82 with a total of 1,396,559 shares traded.
Over the past week, the price has changed by -4.28%, over one month by -4.66%, over three months by -2.57% and over the past year by +1.41%.
Is First American a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, First American is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -22.21 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of FAF as of December 2024 is 59.83. This means that FAF is currently overvalued and has a potential downside of -4.76%.
Is FAF a buy, sell or hold?
First American has received a consensus analysts rating of 4.40. Therefor, it is recommend to buy FAF.
  • Strong Buy: 3
  • Buy: 1
  • Hold: 1
  • Sell: 0
  • Strong Sell: 0
What are the forecast for FAF stock price target?
According to ValueRays Forecast Model, FAF First American will be worth about 65.8 in December 2025. The stock is currently trading at 62.82. This means that the stock has a potential upside of +4.74%.
Issuer Forecast Upside
Wallstreet Target Price 76.4 21.6%
Analysts Target Price 71 13%
ValueRay Target Price 65.8 4.7%