FAF 📈 First American - Overview
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US31847R1023
FAF: Title Insurance, Home Warranties, Closing Services, Escrow Services, Appraisals
First American Financial Corporation operates as a holding company, providing a diverse range of financial services through its subsidiaries. The company's business is broadly categorized into two main segments: Title Insurance and Services, and Home Warranty. The Title Insurance and Services segment is a key contributor to the company's revenue, offering title insurance policies to both residential and commercial property owners. These policies are designed to protect property owners and lenders from potential losses arising from title defects or other issues that may affect the ownership of a property. In addition to title insurance, this segment also provides a range of related products and services, including closing and escrow services, which facilitate the transfer of ownership of properties.
The Title Insurance and Services segment also offers various other products and services aimed at mitigating risk or facilitating real estate transactions. These include appraisals and valuation-related services, lien release and document custodial services, and warehouse lending services. Furthermore, the company provides default-related products and services, document generation services, and mortgage loan subservicing, as well as banking, trust, and wealth management services. To support these activities, the company maintains and manages extensive title plant data and records, providing access to these resources to its clients. The company's operations in this segment are spread across various states in the US, the District of Columbia, and several countries internationally, including Canada, the UK, Australia, New Zealand, and South Korea.
In the Home Warranty segment, First American Financial Corporation provides home warranty products, including residential service contracts. These contracts cover various systems and appliances in residential properties against failures that occur due to normal usage during the coverage period. The segment operates in multiple states and the District of Columbia, offering protection to homeowners against unexpected repair costs. By providing these warranty products, the company helps homeowners manage the financial risks associated with home ownership. With a history dating back to 1889, First American Financial Corporation is headquartered in Santa Ana, California, and its common stock is listed on the New York Stock Exchange under the ticker symbol FAF.
As a company with a long history and a broad range of financial services, First American Financial Corporation is classified under the Property & Casualty Insurance sub-industry. Its web presence can be accessed through its official website, and the company's stock is identified by the ISIN code US31847R1023. Through its diverse operations and extensive network, First American Financial Corporation plays a significant role in the US and international financial services markets, supporting real estate transactions, property ownership, and related financial activities.
Additional Sources for FAF Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
FAF Stock Overview
Market Cap in USD | 6,976m |
Sector | Financial Services |
Industry | Insurance - Specialty |
GiC Sub-Industry | Property & Casualty Insurance |
IPO / Inception | 2010-05-28 |
FAF Stock Ratings
Growth 5y | 34.3% |
Fundamental | -22.2% |
Dividend | 61.5% |
Rel. Strength Industry | -95.7 |
Analysts | 4.4/5 |
Fair Price Momentum | 59.83 USD |
Fair Price DCF | 78.67 USD |
FAF Dividends
Dividend Yield 12m | 2.55% |
Yield on Cost 5y | 3.26% |
Annual Growth 5y | 4.56% |
Payout Consistency | 100.0% |
FAF Growth Ratios
Growth Correlation 3m | 26.9% |
Growth Correlation 12m | 60% |
Growth Correlation 5y | 50.5% |
CAGR 5y | 5.02% |
CAGR/Mean DD 5y | 0.26 |
Sharpe Ratio 12m | -0.06 |
Alpha | -30.74 |
Beta | 1.24 |
Volatility | 27.05% |
Current Volume | 1396.6k |
Average Volume 20d | 628.6k |
As of December 22, 2024, the stock is trading at USD 62.82 with a total of 1,396,559 shares traded.
Over the past week, the price has changed by -4.28%, over one month by -4.66%, over three months by -2.57% and over the past year by +1.41%.
Neither. Based on ValueRay Fundamental Analyses, First American is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -22.21 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of FAF as of December 2024 is 59.83. This means that FAF is currently overvalued and has a potential downside of -4.76%.
First American has received a consensus analysts rating of 4.40. Therefor, it is recommend to buy FAF.
- Strong Buy: 3
- Buy: 1
- Hold: 1
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, FAF First American will be worth about 65.8 in December 2025. The stock is currently trading at 62.82. This means that the stock has a potential upside of +4.74%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 76.4 | 21.6% |
Analysts Target Price | 71 | 13% |
ValueRay Target Price | 65.8 | 4.7% |