FI 📈 Fiserv - Overview

Fiserv, Inc. is a leading provider of payments and financial services technology, operating across multiple regions, including the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and other international markets. The company's operations are segmented into three main areas: Merchant Acceptance, Financial Technology, and Payments and Network. The Merchant Acceptance segment focuses on delivering merchant acquiring and digital commerce services, mobile payment solutions, and security and fraud protection products to its clients. This includes the provision of Clover, a cloud-based point-of-sale and integrated commerce operating system designed for small and mid-sized businesses, as well as independent software vendors. Additionally, Carat, an integrated operating system, is offered for large businesses, enabling them to manage their operations efficiently.

The Financial Technology segment plays a crucial role in providing a range of services, including the management of customer deposit and loan accounts, general ledger, and central information files for financial institutions. This segment also offers digital banking solutions, financial and risk management services, professional consulting, check processing, and other related products. By providing these services, Fiserv enables financial institutions to streamline their operations, enhance customer experience, and improve overall efficiency. The company's expertise in financial technology has made it a trusted partner for banks, credit unions, and other financial institutions seeking to leverage technology to drive growth and profitability.

The Payments and Network segment is responsible for processing card transactions, including debit, credit, and prepaid card services, as well as providing access to funds, debit payments, and surcharge-free ATM networks. This segment also offers security and fraud protection products, card production, print services, and various network services. Furthermore, Fiserv provides non-card digital payment software and services, such as bill payment, account-to-account transfers, person-to-person payments, and electronic billing, among others. By serving a diverse client base, including merchants, banks, credit unions, and corporate clients, Fiserv has established itself as a comprehensive provider of payments and financial services technology, facilitating transactions and enabling businesses to operate efficiently.

With a history dating back to 1984, Fiserv, Inc. has evolved into a prominent player in the financial services technology sector, with its headquarters located in Milwaukee, Wisconsin. The company's commitment to innovation and customer satisfaction has enabled it to maintain a strong presence in the market, with a web presence at https://www.fiserv.com. As a publicly traded company, Fiserv's common stock is listed under the ISIN US3377381088, and it is classified under the GICS Sub Industry of Internet Services & Infrastructure. Through its subsidiaries and operations, Fiserv continues to drive growth, improve efficiency, and provide value to its clients and stakeholders.