(FNF) Fidelity National Financial - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US31620R3030

FNF: Title, Insurance, Annuity, Mortgage, Escrow, Warranty

Fidelity National Financial, Inc. (NYSE:FNF) is a leading provider of insurance and financial services in the United States, with a strong foothold in the real estate and mortgage industries. The company operates through three primary segments: Title, F&G, and Corporate and Other. Its Title segment offers a wide range of services, including title insurance, escrow, trust activities, trustee sales guarantees, recordings, reconveyances, and home warranty products. This segment is critical for facilitating real estate transactions, ensuring the smooth transfer of property ownership, and mitigating risks associated with title defects.

The F&G segment focuses on annuity and life insurance products, catering to both individual and institutional clients. The company offers deferred and immediate annuities, indexed universal life insurance products, funding agreements, and pension risk transfer (PRT) solutions. These products are designed to provide predictable income streams and risk management tools for policyholders, making FNF a significant player in the annuity and life insurance market. The segments offerings are particularly relevant for investors seeking stable, long-term returns in the insurance sector.

In addition to its insurance offerings, FNF provides technology and transaction services to the real estate and mortgage industries. These services include mortgage transaction facilitation, title-related services, and support for the production and management of mortgage loans. This segment underscores the companys commitment to leveraging technology to enhance efficiency and reduce costs in the mortgage value chain. Furthermore, FNFs real estate brokerage business adds another layer of diversification, positioning the company as a multifaceted financial services provider.

From a financial perspective, FNF has a market capitalization of approximately $15.88 billion, reflecting its significant scale and market presence. The companys trailing P/E ratio of 21.10 and forward P/E of 12.82 suggest that investors are pricing in expectations of future growth. With a price-to-book (P/B) ratio of 1.96 and a price-to-sales (P/S) ratio of 1.18, FNFs valuation metrics indicate a balance between growth and stability. These metrics are particularly relevant for investors and fund managers assessing the companys valuation relative to its peers and the broader insurance industry.

FNFs diversified business model, strong market position, and focus on risk management make it an attractive consideration for investors seeking exposure to the insurance and financial services sectors. The companys ability to generate stable cash flows, coupled with its strategic investments in technology, positions it well to navigate the evolving landscape of the real estate and mortgage industries. For fund managers, FNFs combination of growth potential and defensive characteristics warrants careful analysis within the context of broader portfolio strategies.

Additional Sources for FNF Stock

FNF Stock Overview

Market Cap in USD 17,855m
Sector Financial Services
Industry Insurance - Specialty
GiC Sub-Industry Property & Casualty Insurance
IPO / Inception 2005-10-14

FNF Stock Ratings

Growth 5y 85.9%
Fundamental 14.9%
Dividend 64.7%
Rel. Strength 5.37
Analysts 4.2/5
Fair Price Momentum 74.45 USD
Fair Price DCF 570.81 USD

FNF Dividends

Dividend Yield 12m 3.21%
Yield on Cost 5y 10.71%
Annual Growth 5y 21.29%
Payout Consistency 31.3%

FNF Growth Ratios

Growth Correlation 3m 90.8%
Growth Correlation 12m 79.2%
Growth Correlation 5y 81.3%
CAGR 5y 28.89%
CAGR/Max DD 5y 0.79
Sharpe Ratio 12m 1.22
Alpha 17.22
Beta 1.358
Volatility 22.54%
Current Volume 1588.3k
Average Volume 20d 1388.9k
What is the price of FNF stocks?
As of April 01, 2025, the stock is trading at USD 65.08 with a total of 1,588,281 shares traded.
Over the past week, the price has changed by +0.31%, over one month by +1.64%, over three months by +16.83% and over the past year by +27.25%.
Is Fidelity National Financial a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Fidelity National Financial is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 14.87 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of FNF as of April 2025 is 74.45. This means that FNF is currently undervalued and has a potential upside of +14.4% (Margin of Safety).
Is FNF a buy, sell or hold?
Fidelity National Financial has received a consensus analysts rating of 4.20. Therefor, it is recommend to buy FNF.
  • Strong Buy: 3
  • Buy: 0
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for FNF stock price target?
According to ValueRays Forecast Model, FNF Fidelity National Financial will be worth about 82.4 in April 2026. The stock is currently trading at 65.08. This means that the stock has a potential upside of +26.57%.
Issuer Forecast Upside
Wallstreet Target Price 70.8 8.8%
Analysts Target Price 67.8 4.2%
ValueRay Target Price 82.4 26.6%