(FOA) Finance of America - Ratings and Ratios

Finance of America Companies Inc. (NYSE:FOA) is a financial services holding company specializing in retirement solutions and portfolio management. Through its subsidiaries, the company operates a platform designed to provide financial products tailored for senior homeowners in the United States. Its operations are divided into two primary segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment focuses on originating loans, including home equity conversion mortgages, proprietary reverse mortgages, and hybrid mortgage products, targeting senior homeowners. The Portfolio Management segment oversees product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services, catering to both borrowers and investors. Founded in 2013, the company is headquartered in Plano, Texas, and has established itself as a key player in the retirement finance sector.

Based on the provided data, FOAs stock is currently trading at $22.63 with a 20-day average volume of 116,332 shares. The stock is below its 20-day and 50-day moving averages ($24.22 and $26.05, respectively) but above its 200-day moving average ($14.31), indicating a potential bullish trend in the longer term. The average true range (ATR) of 1.99 suggests moderate volatility. Fundamentally, FOA has a market cap of $226.72 million, with a trailing P/E of 1.54 and a forward P/E of 7.81, indicating undervaluation relative to its earnings. The price-to-book ratio of 0.74 and price-to-sales ratio of 0.32 further highlight its attractive valuation metrics. With a return on equity (RoE) of 47.44%, the company demonstrates strong profitability. Over the next three months, FOA is expected to benefit from its undervalued stock price, robust earnings performance, and the growing demand for retirement-focused financial products.