(GDOT) Green Dot - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US39304D1028

GDOT: Checking Accounts, Prepaid Cards, Cash Transfers, Tax Refunds, Lending

Green Dot Corporation (NYSE:GDOT) is a financial technology and registered bank holding company that delivers a wide range of financial services to both consumers and businesses across the United States. The company operates through three primary segments: Consumer Services, Business to Business Services, and Money Movement Services. Its product offerings include deposit account programs such as consumer and small business checking accounts, network-branded reloadable prepaid debit cards, gift cards, and secured credit programs. Additionally, Green Dot provides money processing services, including cash transfer solutions that allow consumers to deposit or withdraw cash and pay bills at participating retailers, as well as disbursement services for wages and authorized funds to its deposit accounts or third-party bank accounts.

The company also specializes in tax processing services, offering tax refund transfers that enable taxpayers to receive their refund proceeds efficiently. It provides small business loans to independent tax preparation providers and offers a fast cash advance service, which allows tax refund recipients to access funds quickly. Green Dot Corporation, founded in 1999 and headquartered in Austin, Texas, has established itself as a key player in the fintech industry, focusing on providing accessible financial solutions to underserved markets. Web URL: https://www.greendot.com

Based on the provided technical and fundamental data, the 3-month forecast for Green Dot Corporation (NYSE:GDOT) indicates potential bearish momentum in the short term, with the stock trading below its 20-day, 50-day, and 200-day moving averages. The stocks average true range (ATR) of 0.34 suggests moderate volatility. Fundamentally, the companys low price-to-book (P/B) ratio of 0.52 and price-to-sales (P/S) ratio of 0.28 may indicate undervaluation, while the forward P/E ratio of 23.64 signals expectations for future earnings growth. However, the negative return on equity (RoE) of -5.94 raises concerns about profitability. Overall, the stock is likely to face headwinds in the near term but may stabilize as market conditions evolve.

Additional Sources for GDOT Stock

GDOT Stock Overview

Market Cap in USD 405m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 2010-07-22

GDOT Stock Ratings

Growth 5y -67.3%
Fundamental -15.2%
Dividend 0.0%
Rel. Strength Industry -38.7
Analysts 2.8/5
Fair Price Momentum 4.63 USD
Fair Price DCF 24.93 USD

GDOT Dividends

No Dividends Paid

GDOT Growth Ratios

Growth Correlation 3m -85.2%
Growth Correlation 12m 13.8%
Growth Correlation 5y -90.8%
CAGR 5y -24.40%
CAGR/Max DD 5y -0.27
Sharpe Ratio 12m 0.36
Alpha -36.59
Beta 0.94
Volatility 59.36%
Current Volume 1543.4k
Average Volume 20d 717.8k
What is the price of GDOT stocks?
As of March 14, 2025, the stock is trading at USD 6.34 with a total of 1,543,399 shares traded.
Over the past week, the price has changed by -10.70%, over one month by -31.09%, over three months by -41.51% and over the past year by -27.38%.
Is Green Dot a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Green Dot is currently (March 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -15.22 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of GDOT as of March 2025 is 4.63. This means that GDOT is currently overvalued and has a potential downside of -26.97%.
Is GDOT a buy, sell or hold?
Green Dot has received a consensus analysts rating of 2.80. Therefor, it is recommend to hold GDOT.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 4
  • Sell: 1
  • Strong Sell: 0
What are the forecast for GDOT stock price target?
According to ValueRays Forecast Model, GDOT Green Dot will be worth about 5.2 in March 2026. The stock is currently trading at 6.34. This means that the stock has a potential downside of -18.3%.
Issuer Forecast Upside
Wallstreet Target Price 9.8 53.8%
Analysts Target Price 12.3 94.5%
ValueRay Target Price 5.2 -18.3%