Overview Dividends

(GPN) Global Payments - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US37940X1028

Payment Processing, Merchant Services, Card Management, Enterprise Software

Transaction & Payment Processing Services
Market Cap in USD: 19,615m

IPO / Inception: 2001-01-16
Return 12m vs S&P 500: -36.8%

EPS (Earnings per Share)

EPS CAGR: 12.02%
EPS Trend: 91.5%

Last SUE: 1.10
Qual. Beats: 2

Revenue

Rev. CAGR: -2.34%
Rev. Trend: -22.7%

Last SUE: -0.73
Qual. Beats: 0

Dividends

Dividend Yield	1.24%
Yield on Cost 5y	0.52%
Yield CAGR 5y	6.41%
Payout Consistency	90.1%
Payout Ratio	8.3%

Risk via 5d forecast
Volatility	33.7%
Value at Risk 5%th	47.9%
Relative Tail Risk	-13.58%

Reward TTM
Sharpe Ratio	-0.65
Alpha	-45.42
CAGR/Max DD	-0.10

Character TTM
Hurst Exponent	0.448
Beta	1.238
Beta Downside	1.383

Drawdowns 3y
Max DD	50.88%
Mean DD	20.43%
Median DD	18.82%

Description: GPN Global Payments December 19, 2025

Global Payments Inc. (NYSE:GPN) delivers payment technology and software across card, check, and digital channels in the Americas, Europe, and APAC, operating through Merchant Solutions and Issuer Solutions. Merchant Solutions handles transaction processing, terminal services, security, and a suite of enterprise software (e.g., POS, analytics, payroll), while Issuer Solutions equips financial institutions and retailers with card-portfolio management, commercial payments, and AP/ERP integration tools. The company reaches customers via a direct sales force, trade associations, agents, VARs, and independent sales organizations, and has been in business since 1967 from its Atlanta headquarters.

Key recent metrics: FY 2023 revenue reached $8.3 billion, up ~7% YoY, with a net profit margin of ~9%; total payment volume (TPV) grew 10% to $1.2 trillion, driven by strong e-commerce and real-time payments adoption. The sector is being shaped by accelerating digital-first consumer behavior, tighter data-security regulations (e.g., PCI DSS 4.0), and macro-economic pressure on merchant margins, which together influence pricing power and volume growth for processors like GPN.

For a deeper, data-driven look at GPN’s valuation and competitive positioning, you might explore the analysis on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 6.5

Net Income (1.75b TTM) > 0 and > 6% of Revenue (6% = 533.5m TTM)

FCFTA 0.05 (>2.0%) and ΔFCFTA -1.27pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -13.79% (prev -7.12%; Δ -6.67pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.06 (>3.0%) and CFO 2.79b > Net Income 1.75b (YES >=105%, WARN >=100%)

Net Debt (12.62b) to EBITDA (4.32b) ratio: 2.92 <= 3.0 (WARN <= 3.5)

Current Ratio 0.85 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (240.2m) change vs 12m ago -5.78% (target <= -2.0% for YES)

Gross Margin 67.06% (prev 61.93%; Δ 5.13pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 18.16% (prev 17.65%; Δ 0.51pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 4.52 (EBITDA TTM 4.32b / Interest Expense TTM 583.1m) >= 6 (WARN >= 3)

Altman Z'' 0.83

(A) -0.03 = (Total Current Assets 7.21b - Total Current Liabilities 8.43b) / Total Assets 47.96b

(B) 0.12 = Retained Earnings (Balance) 5.78b / Total Assets 47.96b

(D) 0.23 = Book Value of Equity 5.64b / Total Liabilities 24.46b

Total Rating: 0.83 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 63.27

1. Piotroski 6.50pt

2. FCF Yield 6.70%

3. FCF Margin 24.31%

4. Debt/Equity 0.67

5. Debt/Ebitda 2.92

6. ROIC - WACC (= -1.44)%

7. RoE 7.79%

8. Rev. Trend -22.71%

9. EPS Trend 91.55%

What is the price of GPN shares?

As of December 22, 2025, the stock is trading at USD 80.85 with a total of 6,702,446 shares traded.
Over the past week, the price has changed by -0.96%, over one month by +10.35%, over three months by -6.73% and over the past year by -26.83%.

Is GPN a buy, sell or hold?

Global Payments has received a consensus analysts rating of 3.59. Therefor, it is recommend to hold GPN.

Strong Buy: 11
Buy: 1
Hold: 20
Sell: 1
Strong Sell: 1

What are the forecasts/targets for the GPN price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	104	28.6%
Analysts Target Price	104	28.6%
ValueRay Target Price	76.9	-4.8%

GPN Fundamental Data Overview December 21, 2025

Market Cap USD = 19.61b (19.61b USD * 1.0 USD.USD)
P/E Trailing = 12.2686
P/E Forward = 6.0864
P/S = 1.9466
P/B = 0.8577
P/EG = 0.5689
Beta = 0.824
Revenue TTM = 8.89b USD
EBIT TTM = 2.64b USD
EBITDA TTM = 4.32b USD
Long Term Debt = 13.32b USD (from longTermDebt, last quarter)
Short Term Debt = 1.90b USD (from shortTermDebt, last quarter)
Debt = 15.23b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 12.62b USD (from netDebt column, last quarter)
Enterprise Value = 32.24b USD (19.61b + Debt 15.23b - CCE 2.60b)
Interest Coverage Ratio = 4.52 (Ebit TTM 2.64b / Interest Expense TTM 583.1m)
FCF Yield = 6.70% (FCF TTM 2.16b / Enterprise Value 32.24b)
FCF Margin = 24.31% (FCF TTM 2.16b / Revenue TTM 8.89b)
Net Margin = 19.68% (Net Income TTM 1.75b / Revenue TTM 8.89b)
Gross Margin = 67.06% ((Revenue TTM 8.89b - Cost of Revenue TTM 2.93b) / Revenue TTM)
Gross Margin QoQ = 72.27% (prev 74.51%)
Tobins Q-Ratio = 0.67 (Enterprise Value 32.24b / Total Assets 47.96b)
Interest Expense / Debt = 0.77% (Interest Expense 117.0m / Debt 15.23b)
Taxrate = 29.63% (199.3m / 672.6m)
NOPAT = 1.86b (EBIT 2.64b * (1 - 29.63%))
Current Ratio = 0.85 (Total Current Assets 7.21b / Total Current Liabilities 8.43b)
Debt / Equity = 0.67 (Debt 15.23b / totalStockholderEquity, last quarter 22.67b)
Debt / EBITDA = 2.92 (Net Debt 12.62b / EBITDA 4.32b)
Debt / FCF = 5.84 (Net Debt 12.62b / FCF TTM 2.16b)
Total Stockholder Equity = 22.45b (last 4 quarters mean from totalStockholderEquity)
RoA = 3.65% (Net Income 1.75b / Total Assets 47.96b)
RoE = 7.79% (Net Income TTM 1.75b / Total Stockholder Equity 22.45b)
RoCE = 7.37% (EBIT 2.64b / Capital Employed (Equity 22.45b + L.T.Debt 13.32b))
RoIC = 4.75% (NOPAT 1.86b / Invested Capital 39.08b)
WACC = 6.19% (E(19.61b)/V(34.84b) * Re(10.58%) + D(15.23b)/V(34.84b) * Rd(0.77%) * (1-Tc(0.30)))
Discount Rate = 10.58% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.09%
[DCF Debug] Terminal Value 69.31% ; FCFE base≈2.45b ; Y1≈2.42b ; Y5≈2.50b
Fair Price DCF = 125.2 (DCF Value 29.63b / Shares Outstanding 236.7m; 5y FCF grow -2.18% → 3.0% )
EPS Correlation: 91.55 | EPS CAGR: 12.02% | SUE: 1.10 | # QB: 2
Revenue Correlation: -22.71 | Revenue CAGR: -2.34% | SUE: -0.73 | # QB: 0
EPS next Quarter (2026-03-31): EPS=3.00 | Chg30d=+0.004 | Revisions Net=-2 | Analysts=19
EPS next Year (2026-12-31): EPS=13.67 | Chg30d=+0.006 | Revisions Net=+1 | Growth EPS=+12.0% | Growth Revenue=+4.2%

Additional Sources for GPN Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle