(GPN) Global Payments - Ratings and Ratios
Payment Technology, Software Solutions, Merchant Services, Issuer
GPN EPS (Earnings per Share)
GPN Revenue
Description: GPN Global Payments
Global Payments Inc. is a leading provider of payment technology and software solutions, operating across multiple regions including the Americas, Europe, and the Asia-Pacific. The companys business is divided into two main segments: Merchant Solutions and Issuer Solutions. Merchant Solutions offers a range of services including payment processing, customer support, and software solutions to streamline business operations for its customers. Issuer Solutions provides platforms for financial institutions and retailers to manage their card portfolios and offers commercial payments and electronic payment alternatives.
From a financial perspective, Global Payments Inc. has demonstrated a stable presence in the transaction and payment processing services industry. Key performance indicators (KPIs) such as revenue growth rate, customer acquisition cost, and customer retention rate are crucial in assessing the companys operational efficiency. The companys diversified revenue streams across different geographies and business segments contribute to its stability. Additionally, metrics like the number of transactions processed and the average transaction value can provide insights into the companys scale and growth prospects.
To further evaluate Global Payments Inc.s performance, one can examine its debt-to-equity ratio, which indicates the companys leverage and financial health. The return on equity (RoE) of 6.97% suggests that the company is generating a reasonable return for its shareholders, although this metric should be compared with industry averages and the companys historical performance for a more nuanced understanding. The forward P/E ratio of 6.74 implies that analysts expect earnings to grow, potentially indicating a positive outlook for the companys future performance.
Considering the competitive landscape, Global Payments Inc. operates in a highly competitive market with other major players in the payment processing industry. The companys ability to innovate and expand its service offerings, as well as its strategic partnerships and acquisitions, will be critical in maintaining its market position. Metrics such as market share and the growth rate of its customer base can offer insights into its competitive standing.
GPN Stock Overview
| Market Cap in USD | 21,049m |
| Sub-Industry | Transaction & Payment Processing Services |
| IPO / Inception | 2001-01-16 |
GPN Stock Ratings
| Growth Rating | -66.2% |
| Fundamental | 67.4% |
| Dividend Rating | 47.2% |
| Return 12m vs S&P 500 | -35.4% |
| Analyst Rating | 3.59 of 5 |
GPN Dividends
| Dividend Yield 12m | 1.11% |
| Yield on Cost 5y | 0.58% |
| Annual Growth 5y | 5.09% |
| Payout Consistency | 92.1% |
| Payout Ratio | 8.5% |
GPN Growth Ratios
| Growth Correlation 3m | 80.3% |
| Growth Correlation 12m | -72.7% |
| Growth Correlation 5y | -80.2% |
| CAGR 5y | -11.35% |
| CAGR/Max DD 3y | -0.22 |
| CAGR/Mean DD 3y | -0.60 |
| Sharpe Ratio 12m | -0.39 |
| Alpha | 0.07 |
| Beta | 0.614 |
| Volatility | 31.32% |
| Current Volume | 3011.8k |
| Average Volume 20d | 2051k |
| Stop Loss | 81.7 (-3.1%) |
| Signal | 0.38 |
Piotroski VR‑10 (Strict, 0-10) 6.0
| Net Income (1.43b TTM) > 0 and > 6% of Revenue (6% = 569.1m TTM) |
| FCFTA 0.06 (>2.0%) and ΔFCFTA 3.31pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -4.54% (prev -7.87%; Δ 3.33pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.08 (>3.0%) and CFO 3.75b > Net Income 1.43b (YES >=105%, WARN >=100%) |
| Net Debt (14.04b) to EBITDA (4.09b) ratio: 3.43 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.95 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (244.1m) change vs 12m ago -4.34% (target <= -2.0% for YES) |
| Gross Margin 65.01% (prev 62.63%; Δ 2.37pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 19.11% (prev 19.50%; Δ -0.39pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 3.81 (EBITDA TTM 4.09b / Interest Expense TTM 624.8m) >= 6 (WARN >= 3) |
Altman Z'' 0.83
| (A) -0.01 = (Total Current Assets 7.75b - Total Current Liabilities 8.18b) / Total Assets 48.52b |
| (B) 0.11 = Retained Earnings (Balance) 5.20b / Total Assets 48.52b |
| (C) 0.05 = EBIT TTM 2.38b / Avg Total Assets 49.64b |
| (D) 0.20 = Book Value of Equity 5.10b / Total Liabilities 25.10b |
| Total Rating: 0.83 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 67.43
| 1. Piotroski 6.0pt = 1.0 |
| 2. FCF Yield 8.90% = 4.45 |
| 3. FCF Margin 32.91% = 7.50 |
| 4. Debt/Equity 0.74 = 2.24 |
| 5. Debt/Ebitda 4.07 = -2.50 |
| 6. ROIC - WACC (= 0.12)% = 0.14 |
| 7. RoE 6.36% = 0.53 |
| 8. Rev. Trend -0.72% = -0.05 |
| 9. EPS Trend 82.53% = 4.13 |
What is the price of GPN shares?
Over the past week, the price has changed by -2.73%, over one month by -2.13%, over three months by +10.03% and over the past year by -23.26%.
Is Global Payments a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of GPN is around 75.95 USD . This means that GPN is currently overvalued and has a potential downside of -9.89%.
Is GPN a buy, sell or hold?
- Strong Buy: 11
- Buy: 1
- Hold: 20
- Sell: 1
- Strong Sell: 1
What are the forecasts/targets for the GPN price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 103.2 | 22.4% |
| Analysts Target Price | 103.2 | 22.4% |
| ValueRay Target Price | 82 | -2.7% |
Last update: 2025-09-04 04:38
GPN Fundamental Data Overview
CCE Cash And Equivalents = 2.61b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 14.7802
P/E Forward = 6.3776
P/S = 2.091
P/B = 0.9341
P/EG = 0.5851
Beta = 0.939
Revenue TTM = 9.49b USD
EBIT TTM = 2.38b USD
EBITDA TTM = 4.09b USD
Long Term Debt = 14.15b USD (from longTermDebt, last quarter)
Short Term Debt = 2.50b USD (from shortTermDebt, last quarter)
Debt = 16.65b USD (Calculated: Short Term 2.50b + Long Term 14.15b)
Net Debt = 14.04b USD (from netDebt column, last quarter)
Enterprise Value = 35.08b USD (21.05b + Debt 16.65b - CCE 2.61b)
Interest Coverage Ratio = 3.81 (Ebit TTM 2.38b / Interest Expense TTM 624.8m)
FCF Yield = 8.90% (FCF TTM 3.12b / Enterprise Value 35.08b)
FCF Margin = 32.91% (FCF TTM 3.12b / Revenue TTM 9.49b)
Net Margin = 15.07% (Net Income TTM 1.43b / Revenue TTM 9.49b)
Gross Margin = 65.01% ((Revenue TTM 9.49b - Cost of Revenue TTM 3.32b) / Revenue TTM)
Tobins Q-Ratio = 6.88 (Enterprise Value 35.08b / Book Value Of Equity 5.10b)
Interest Expense / Debt = 0.91% (Interest Expense 152.2m / Debt 16.65b)
Taxrate = 15.79% (295.1m / 1.87b)
NOPAT = 2.00b (EBIT 2.38b * (1 - 15.79%))
Current Ratio = 0.95 (Total Current Assets 7.75b / Total Current Liabilities 8.18b)
Debt / Equity = 0.74 (Debt 16.65b / last Quarter total Stockholder Equity 22.59b)
Debt / EBITDA = 4.07 (Net Debt 14.04b / EBITDA 4.09b)
Debt / FCF = 5.33 (Debt 16.65b / FCF TTM 3.12b)
Total Stockholder Equity = 22.48b (last 4 quarters mean)
RoA = 2.95% (Net Income 1.43b, Total Assets 48.52b )
RoE = 6.36% (Net Income TTM 1.43b / Total Stockholder Equity 22.48b)
RoCE = 6.50% (Ebit 2.38b / (Equity 22.48b + L.T.Debt 14.15b))
RoIC = 5.08% (NOPAT 2.00b / Invested Capital 39.45b)
WACC = 4.96% (E(21.05b)/V(37.70b) * Re(8.28%)) + (D(16.65b)/V(37.70b) * Rd(0.91%) * (1-Tc(0.16)))
Shares Correlation 3-Years: -96.97 | Cagr: -1.09%
Discount Rate = 8.28% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 77.24% ; FCFE base≈2.51b ; Y1≈2.47b ; Y5≈2.56b
Fair Price DCF = 178.7 (DCF Value 43.36b / Shares Outstanding 242.6m; 5y FCF grow -2.18% → 3.0% )
EPS Correlation: 82.53 | EPS CAGR: 8.45% | SUE: 1.55 | # QB: 1
Revenue Correlation: -0.72 | Revenue CAGR: -5.49% | SUE: N/A | # QB: None
Additional Sources for GPN Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle