(GPN) Global Payments - Overview

Sector: Industrials | Industry: Specialty Business Services | Exchange: NYSE (USA) | Market Cap: 18.294m USD | Total Return: -30.3% in 12m

Stock Payment Processing, Software, Analytics, Payroll, Security
Total Rating 28
Safety 72
Buy Signal -1.15
Specialty Business Services +3.7
Transaction & Payment Processing Services -0.1
Market Cap: 18,294m
Avg Trading Vol: 243M USD
ATR: 4.60%
Peers RS (IBD): 32.4
Risk 5d forecast
Volatility38.6%
Rel. Tail Risk-12.5%
Reward TTM
Sharpe Ratio-0.65
Alpha-47.09
Character TTM
Beta0.900
Beta Downside1.251
Drawdowns 3y
Max DD51.43%
CAGR/Max DD-0.24
EPS (Earnings per Share) EPS (Earnings per Share) of GPN over the last years for every Quarter: "2021-03": 1.82, "2021-06": 2.04, "2021-09": 2.18, "2021-12": 2.13, "2022-03": 2.07, "2022-06": 2.36, "2022-09": 2.48, "2022-12": 2.42, "2023-03": 2.4, "2023-06": 2.62, "2023-09": 2.75, "2023-12": 2.65, "2024-03": 2.59, "2024-06": 2.93, "2024-09": 3.08, "2024-12": 2.95, "2025-03": 2.69, "2025-06": 3.1, "2025-09": 3.26, "2025-12": 3.18, "2026-03": 0,
EPS CAGR: -45.65%
EPS Trend: -22.9%
Last SUE: -4.00
Qual. Beats: 0
Revenue Revenue of GPN over the last years for every Quarter: 2021-03: 1990.007, 2021-06: 2137.437, 2021-09: 2202.337, 2021-12: 2193.981, 2022-03: 2156.254, 2022-06: 2280.906, 2022-09: 2285.371, 2022-12: 2252.984, 2023-03: 2292.447, 2023-06: 2452.469, 2023-09: 2475.691, 2023-12: 2433.812, 2024-03: 2420.187, 2024-06: 1971.025, 2024-09: 1997.66, 2024-12: 2515.386, 2025-03: 2412.098, 2025-06: 1956.747, 2025-09: 2007.637, 2025-12: 1896.765, 2026-03: null,
Rev. CAGR: -3.36%
Rev. Trend: -42.0%
Last SUE: -2.76
Qual. Beats: 0
Description: GPN Global Payments

Global Payments Inc. (GPN) offers payment technology and software solutions for card, check, and digital transactions across the Americas, Europe, and Asia-Pacific. The companys services include authorization, settlement, customer support, and dispute management. The payment processing sector is characterized by high transaction volumes and increasing demand for digital solutions.

GPN also provides enterprise software solutions to streamline business operations in various vertical markets. These solutions include point-of-sale software, analytics, and human capital management. The business model relies on a diverse distribution network, including direct sales, resellers, and financial institutions.

For more detailed financial analysis and competitor comparisons, consider exploring ValueRay.

Headlines to Watch Out For
  • Merchant solutions revenue growth drives stock performance
  • Payment processing volume impacts financial results
  • Software solutions adoption expands market share
  • Regulatory changes in payments sector create risk
  • Economic downturns reduce consumer and business spending
Piotroski VR‑10 (Strict) 5.0
Net Income: 1.40b TTM > 0 and > 6% of Revenue
FCF/TA: 0.04 > 0.02 and ΔFCF/TA -2.27 > 1.0
NWC/Revenue: 62.20% < 20% (prev -2.43%; Δ 64.62% < -1%)
CFO/TA 0.05 > 3% & CFO 2.66b > Net Income 1.40b
Net Debt (13.47b) to EBITDA (3.28b): 4.11 < 3
Current Ratio: 1.69 > 1.5 & < 3
Outstanding Shares: last quarter (240.2m) vs 12m ago -4.60% < -2%
Gross Margin: 69.37% > 18% (prev 0.68%; Δ 6.87k% > 0.5%)
Asset Turnover: 16.51% > 50% (prev 18.99%; Δ -2.48% > 0%)
Interest Coverage Ratio: 2.79 > 6 (EBITDA TTM 3.28b / Interest Expense TTM 630.9m)
Altman Z'' 1.44
A: 0.10 (Total Current Assets 12.60b - Total Current Liabilities 7.46b) / Total Assets 53.34b
B: 0.11 (Retained Earnings 5.94b / Total Assets 53.34b)
C: 0.04 (EBIT TTM 1.76b / Avg Total Assets 50.11b)
D: 0.20 (Book Value of Equity 5.81b / Total Liabilities 29.56b)
Altman-Z'' Score: 1.44 = BB
Beneish M -3.37
DSRI: 0.78 (Receivables 784.2m/1.08b, Revenue 8.27b/8.90b)
GMI: 0.97 (GM 69.37% / 67.61%)
AQI: 0.89 (AQ_t 0.74 / AQ_t-1 0.82)
SGI: 0.93 (Revenue 8.27b / 8.90b)
TATA: -0.02 (NI 1.40b - CFO 2.66b) / TA 53.34b)
Beneish M-Score: -3.37 (Cap -4..+1) = AA
What is the price of GPN shares? As of April 04, 2026, the stock is trading at USD 67.30 with a total of 3,487,641 shares traded.
Over the past week, the price has changed by -2.81%, over one month by -17.30%, over three months by -16.57% and over the past year by -30.25%.
Is GPN a buy, sell or hold? Global Payments has received a consensus analysts rating of 3.59. Therefor, it is recommend to hold GPN.
  • StrongBuy: 11
  • Buy: 1
  • Hold: 20
  • Sell: 1
  • StrongSell: 1
What are the forecasts/targets for the GPN price?
Wallstreet Target Price 100.8 49.8%
Analysts Target Price 100.8 49.8%
GPN Fundamental Data Overview as of 02 April 2026
P/E Trailing = 14.754
P/E Forward = 4.8638
P/S = 2.3741
P/B = 0.8093
P/EG = 0.1892
Revenue TTM = 8.27b USD
EBIT TTM = 1.76b USD
EBITDA TTM = 3.28b USD
Long Term Debt = 19.54b USD (from longTermDebt, last quarter)
Short Term Debt = 2.27b USD (from shortTermDebt, last quarter)
Debt = 21.81b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 13.47b USD (from netDebt column, last quarter)
Enterprise Value = 31.77b USD (18.29b + Debt 21.81b - CCE 8.34b)
Interest Coverage Ratio = 2.79 (Ebit TTM 1.76b / Interest Expense TTM 630.9m)
EV/FCF = 15.58x (Enterprise Value 31.77b / FCF TTM 2.04b)
FCF Yield = 6.42% (FCF TTM 2.04b / Enterprise Value 31.77b)
FCF Margin = 24.64% (FCF TTM 2.04b / Revenue TTM 8.27b)
Net Margin = 16.92% (Net Income TTM 1.40b / Revenue TTM 8.27b)
Gross Margin = 69.37% ((Revenue TTM 8.27b - Cost of Revenue TTM 2.53b) / Revenue TTM)
Gross Margin QoQ = 70.62% (prev 72.27%)
Tobins Q-Ratio = 0.60 (Enterprise Value 31.77b / Total Assets 53.34b)
Interest Expense / Debt = 0.94% (Interest Expense 204.5m / Debt 21.81b)
Taxrate = 18.23% (251.6m / 1.38b)
NOPAT = 1.44b (EBIT 1.76b * (1 - 18.23%))
Current Ratio = 1.69 (Total Current Assets 12.60b / Total Current Liabilities 7.46b)
Debt / Equity = 0.95 (Debt 21.81b / totalStockholderEquity, last quarter 22.89b)
Debt / EBITDA = 4.11 (Net Debt 13.47b / EBITDA 3.28b)
Debt / FCF = 6.61 (Net Debt 13.47b / FCF TTM 2.04b)
Total Stockholder Equity = 22.60b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.79% (Net Income 1.40b / Total Assets 53.34b)
RoE = 6.20% (Net Income TTM 1.40b / Total Stockholder Equity 22.60b)
RoCE = 4.18% (EBIT 1.76b / Capital Employed (Equity 22.60b + L.T.Debt 19.54b))
RoIC = 3.56% (NOPAT 1.44b / Invested Capital 40.49b)
WACC = 4.59% (E(18.29b)/V(40.10b) * Re(9.15%) + D(21.81b)/V(40.10b) * Rd(0.94%) * (1-Tc(0.18)))
Discount Rate = 9.15% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.09%
[DCF] Terminal Value 86.20% ; FCFF base≈2.37b ; Y1≈2.33b ; Y5≈2.41b
[DCF] Fair Price = 211.8 (EV 71.77b - Net Debt 13.47b = Equity 58.30b / Shares 275.2m; r=6.0% [WACC]; 5y FCF grow -2.18% → 3.0% )
EPS Correlation: -22.93 | EPS CAGR: -45.65% | SUE: -4.0 | # QB: 0
Revenue Correlation: -41.95 | Revenue CAGR: -3.36% | SUE: -2.76 | # QB: 0
EPS next Quarter (2026-06-30): EPS=3.55 | Chg7d=-0.013 | Chg30d=-0.035 | Revisions Net=-5 | Analysts=25
EPS current Year (2026-12-31): EPS=13.81 | Chg7d=-0.027 | Chg30d=-0.024 | Revisions Net=-3 | Growth EPS=+13.1% | Growth Revenue=+33.9%
EPS next Year (2027-12-31): EPS=16.23 | Chg7d=-0.010 | Chg30d=-0.005 | Revisions Net=+3 | Growth EPS=+17.5% | Growth Revenue=+5.9%
[Analyst] Revisions Ratio: -1.00 (0 Up / 5 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 2.4% (Discount Rate 9.2% - Earnings Yield 6.8%)
[Growth] Growth Spread = +33.4% (Analyst 35.8% - Implied 2.4%)
External Resources
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