Overview Dividends

(GS) Goldman Sachs - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US38141G1040

Banking, Trading, Asset Management, Wealth Management, Cards

Investment Banking & Brokerage
Market Cap in USD: 274,580m

IPO / Inception: 1999-05-03
Return 12m vs S&P 500: 33.2%

EPS (Earnings per Share)

EPS CAGR: 3.39%
EPS Trend: 30.7%

Last SUE: 1.05
Qual. Beats: 5

Revenue

Rev. CAGR: 25.17%
Rev. Trend: 89.4%

Last SUE: 0.76
Qual. Beats: 0

Dividends

Dividend Yield	1.58%
Yield on Cost 5y	5.95%
Yield CAGR 5y	20.95%
Payout Consistency	98.8%
Payout Ratio	29.0%

Risk via 5d forecast
Volatility	25.3%
Value at Risk 5%th	38.9%
Relative Tail Risk	-6.47%

Reward TTM
Sharpe Ratio	1.47
Alpha	36.01
CAGR/Max DD	1.31

Character TTM
Hurst Exponent	0.371
Beta	1.322
Beta Downside	1.389

Drawdowns 3y
Max DD	30.90%
Mean DD	5.83%
Median DD	3.49%

Description: GS Goldman Sachs December 02, 2025

The Goldman Sachs Group, Inc. (GS) operates a diversified financial-services platform across three segments: Global Banking & Markets, which delivers advisory, underwriting, lending, and trading solutions; Asset & Wealth Management, which oversees a multi-class investment portfolio and provides private-banking and advisory services; and Platform Solutions, which supplies credit-card, deposit-taking, payment, and cash-management products to corporate and institutional clients. Its global footprint spans the Americas, Europe, the Middle East, Africa and Asia.

Key recent metrics highlight the firm’s scale and market positioning: FY 2023 net revenue reached $59 billion, with trading revenue contributing roughly $13 billion, while assets under management in the wealth-management arm topped $2.5 trillion. The platform-solutions segment’s consumer-card loan book grew to about $120 billion, reflecting strong demand for credit in a rising-rate environment. Goldman Sachs’ performance is closely tied to macro drivers such as global M&A volume, which surged 15 % YoY in 2023, and interest-rate differentials that boost net-interest margins in its banking franchise.

For a deeper, data-driven look at GS’s valuation and risk profile, you might explore ValueRay’s analytical tools.

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income (16.67b TTM) > 0 and > 6% of Revenue (6% = 7.63b TTM)

FCFTA 0.01 (>2.0%) and ΔFCFTA 6.10pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -541.6% (prev -81.65%; Δ -460.0pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.01 (>3.0%) and CFO 17.89b > Net Income 16.67b (YES >=105%, WARN >=100%)

Net Debt (496.00b) to EBITDA (23.41b) ratio: 21.19 <= 3.0 (WARN <= 3.5)

Current Ratio 0.50 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (315.0m) change vs 12m ago -4.78% (target <= -2.0% for YES)

Gross Margin 45.07% (prev 39.97%; Δ 5.10pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 7.20% (prev 7.15%; Δ 0.04pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.31 (EBITDA TTM 23.41b / Interest Expense TTM 68.51b) >= 6 (WARN >= 3)

Altman Z'' -2.03

(A) -0.38 = (Total Current Assets 693.00b - Total Current Liabilities 1382.00b) / Total Assets 1808.00b

(B) 0.09 = Retained Earnings (Balance) 159.53b / Total Assets 1808.00b

(D) 0.09 = Book Value of Equity 157.56b / Total Liabilities 1675.61b

Total Rating: -2.03 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 56.08

1. Piotroski 4.0pt

2. FCF Yield 2.03%

3. FCF Margin 12.40%

4. Debt/Equity 5.36

5. Debt/Ebitda 21.19

6. ROIC - WACC (= -1.12)%

7. RoE 13.49%

8. Rev. Trend 89.37%

9. EPS Trend 30.75%

What is the price of GS shares?

As of December 31, 2025, the stock is trading at USD 884.42 with a total of 1,813,062 shares traded.
Over the past week, the price has changed by -1.92%, over one month by +9.61%, over three months by +10.53% and over the past year by +57.35%.

Is GS a buy, sell or hold?

Goldman Sachs has received a consensus analysts rating of 3.52. Therefor, it is recommend to hold GS.

Strong Buy: 5
Buy: 3
Hold: 14
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the GS price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	813.5	-8%
Analysts Target Price	813.5	-8%
ValueRay Target Price	1208.8	36.7%

GS Fundamental Data Overview December 27, 2025

Market Cap USD = 274.58b (274.58b USD * 1.0 USD.USD)
P/E Trailing = 18.4096
P/E Forward = 16.4204
P/S = 4.7889
P/B = 2.5004
P/EG = 1.2928
Beta = 1.348
Revenue TTM = 127.21b USD
EBIT TTM = 21.25b USD
EBITDA TTM = 23.41b USD
Long Term Debt = 285.63b USD (from longTermDebt, last quarter)
Short Term Debt = 373.00b USD (from shortTermDebt, last quarter)
Debt = 665.00b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 496.00b USD (from netDebt column, last quarter)
Enterprise Value = 776.88b USD (274.58b + Debt 665.00b - CCE 162.70b)
Interest Coverage Ratio = 0.31 (Ebit TTM 21.25b / Interest Expense TTM 68.51b)
FCF Yield = 2.03% (FCF TTM 15.77b / Enterprise Value 776.88b)
FCF Margin = 12.40% (FCF TTM 15.77b / Revenue TTM 127.21b)
Net Margin = 13.10% (Net Income TTM 16.67b / Revenue TTM 127.21b)
Gross Margin = 45.07% ((Revenue TTM 127.21b - Cost of Revenue TTM 69.88b) / Revenue TTM)
Gross Margin QoQ = 46.17% (prev 45.41%)
Tobins Q-Ratio = 0.43 (Enterprise Value 776.88b / Total Assets 1808.00b)
Interest Expense / Debt = 2.55% (Interest Expense 16.97b / Debt 665.00b)
Taxrate = 24.00% (1.29b / 5.39b)
NOPAT = 16.15b (EBIT 21.25b * (1 - 24.00%))
Current Ratio = 0.50 (Total Current Assets 693.00b / Total Current Liabilities 1382.00b)
Debt / Equity = 5.36 (Debt 665.00b / totalStockholderEquity, last quarter 124.00b)
Debt / EBITDA = 21.19 (Net Debt 496.00b / EBITDA 23.41b)
Debt / FCF = 31.45 (Net Debt 496.00b / FCF TTM 15.77b)
Total Stockholder Equity = 123.60b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.92% (Net Income 16.67b / Total Assets 1808.00b)
RoE = 13.49% (Net Income TTM 16.67b / Total Stockholder Equity 123.60b)
RoCE = 5.19% (EBIT 21.25b / Capital Employed (Equity 123.60b + L.T.Debt 285.63b))
RoIC = 3.44% (NOPAT 16.15b / Invested Capital 470.04b)
WACC = 4.56% (E(274.58b)/V(939.58b) * Re(10.89%) + D(665.00b)/V(939.58b) * Rd(2.55%) * (1-Tc(0.24)))
Discount Rate = 10.89% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -3.87%
[DCF Debug] Terminal Value 58.80% ; FCFE base≈15.77b ; Y1≈10.35b ; Y5≈4.73b
Fair Price DCF = 209.0 (DCF Value 62.68b / Shares Outstanding 299.9m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 30.75 | EPS CAGR: 3.39% | SUE: 1.05 | # QB: 5
Revenue Correlation: 89.37 | Revenue CAGR: 25.17% | SUE: 0.76 | # QB: 0
EPS next Quarter (2026-03-31): EPS=14.96 | Chg30d=+0.002 | Revisions Net=-1 | Analysts=13
EPS next Year (2026-12-31): EPS=55.29 | Chg30d=+0.073 | Revisions Net=+0 | Growth EPS=+13.5% | Growth Revenue=+5.5%

Additional Sources for GS Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle