HDB 📈 HDFC Bank Limited ADR - Overview

HDFC Bank Limited is a prominent financial institution that offers a wide range of banking and financial services to individuals, businesses, and corporate clients in multiple countries, including India, Bahrain, Hong Kong, Singapore, and Dubai. The company's operations are divided into three primary segments: Treasury, Retail Banking, and Wholesale Banking, as well as Other Banking Services, which enables it to cater to diverse customer needs. Its product portfolio includes various types of accounts, such as savings, salary, current, and demat accounts, as well as fixed and recurring deposits, safe deposit lockers, and offshore accounts and deposits. Additionally, the bank provides overdraft facilities against fixed deposits, offering customers greater flexibility in managing their finances.

The bank's lending portfolio is extensive, comprising personal, home, car, and business loans, among others. It also offers loans against properties, securities, mutual funds, and assets, as well as loans for professionals and government-sponsored programs. Furthermore, the bank provides working capital and commercial/construction equipment finance, healthcare/medical equipment finance, and term loans, demonstrating its commitment to supporting various industries and sectors. Its credit card offerings and other loan products, such as loans on credit cards, are also designed to meet the specific needs of its customers. The bank's payment and collection services, including export, import, remittance, and trade services, facilitate international trade and commerce.

In addition to its core banking services, HDFC Bank Limited offers a range of other financial products and services, including insurance and investment products, credit, debit, prepaid, and forex cards. The bank's online and mobile banking services enable customers to manage their accounts and conduct transactions remotely, while its unified payment interface, immediate payment, national electronic funds transfer, and real-time gross settlement services provide fast and secure payment solutions. The bank also offers specialized services, such as channel financing, vendor financing, and reimbursement accounts, to support the needs of its corporate clients. With its extensive network of branches and automated teller machines in various cities and towns, HDFC Bank Limited is well-positioned to serve its customers across different regions.

As a publicly traded company, HDFC Bank Limited is listed on the New York Stock Exchange (NYSE) under the ticker symbol HDB, and its American Depositary Receipts (ADRs) are traded on the NYSE. The company's website, https://www.hdfcbank.com, provides detailed information about its products, services, and operations. With an International Securities Identification Number (ISIN) of US40415F1012, the company's common stock is classified under the GICS Sub Industry of Diversified Banks, reflecting its broad range of banking and financial services. Founded in 1994 and headquartered in Mumbai, India, HDFC Bank Limited has established itself as a leading financial institution in the region, with a strong presence in multiple countries and a commitment to delivering high-quality services to its customers.