HMN 📈 Horace Mann Educators - Overview

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US4403271046

HMN: Auto Insurance, Home Insurance, Annuities, Life Insurance, Disability Insurance

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. The company operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; and provides auto coverages including liability and collision, and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; and internal revenue code for educator, which allows public school employees and employees of other tax-exempt organizations, such as not-for-profit private schools, to utilize pretax income to make periodic contributions to a qualified retirement plan. The Supplemental & Group Benefits segment offers employer-sponsored products including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverage. The company was founded in 1945 and is headquartered in Springfield, Illinois. Web URL: https://www.horacemann.com

Additional Sources for HMN Stock

HMN Stock Overview

Market Cap in USD 1,600m
Sector Financial Services
Industry Insurance - Property & Casualty
GiC Sub-Industry Multi-line Insurance
IPO / Inception 1991-11-15

HMN Stock Ratings

Growth 5y 8.98%
Fundamental 32.6%
Dividend 57.6%
Rel. Strength Industry -22
Analysts 3.5/5
Fair Price Momentum 37.92 USD
Fair Price DCF 175.13 USD

HMN Dividends

Dividend Yield 12m 2.60%
Yield on Cost 5y 2.78%
Annual Growth 5y 2.41%
Payout Consistency 97.3%

HMN Growth Ratios

Growth Correlation 3m 72.1%
Growth Correlation 12m 45.6%
Growth Correlation 5y -3%
CAGR 5y 1.34%
CAGR/Mean DD 5y 0.10
Sharpe Ratio 12m 0.82
Alpha 6.37
Beta 0.62
Volatility 23.05%
Current Volume 179.2k
Average Volume 20d 213.4k
What is the price of HMN stocks?
As of December 30, 2024, the stock is trading at USD 39.26 with a total of 179,208 shares traded.
Over the past week, the price has changed by -0.61%, over one month by -5.46%, over three months by +13.26% and over the past year by +24.72%.
Is Horace Mann Educators a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Horace Mann Educators is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 32.62 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of HMN as of December 2024 is 37.92. This means that HMN is currently overvalued and has a potential downside of -3.41%.
Is HMN a buy, sell or hold?
Horace Mann Educators has received a consensus analysts rating of 3.50. Therefor, it is recommend to hold HMN.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 3
  • Sell: 0
  • Strong Sell: 0
What are the forecast for HMN stock price target?
According to ValueRays Forecast Model, HMN Horace Mann Educators will be worth about 41.2 in December 2025. The stock is currently trading at 39.26. This means that the stock has a potential upside of +4.81%.
Issuer Forecast Upside
Wallstreet Target Price 44 12.1%
Analysts Target Price 31 -21%
ValueRay Target Price 41.2 4.8%