(HRTG) Heritage Insurance Hldgs - Ratings and Ratios
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US42727J1025
HRTG: Homeowners, Commercial, Residential, Property, Insurance, Policies
Heritage Insurance Holdings, Inc. operates as a property and casualty insurance provider, specializing in personal and commercial residential insurance products. The company serves a diverse geographic footprint, offering personal residential insurance across 18 states, including Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Its commercial residential insurance products are available in Florida, New Jersey, and New York, while it also holds a license to operate in Pennsylvania. Additionally, the firm provides wind-only property insurance and restoration, emergency, and recovery services. Its product portfolio includes homeowners insurance for single-family homes, duplexes, and condominiums, as well as dwelling fire insurance policies. The company distributes its personal line policies through a network of retail independent agents, wholesale agents, and a direct agency partnership, while also leveraging wholesale agency relationships to reach retail locations. Heritage Insurance Holdings was established in 2012 and is headquartered in Tampa, Florida.
Heritage Insurance Holdings, Inc. (NYSE:HRTG) is a U.S.-based property and casualty insurance provider with a market capitalization of $388.77 million. The company operates in the Property & Casualty Insurance sub-industry and is listed on the New York Stock Exchange. Its stock has shown recent price stability, with a 20-day average volume of 168,589 shares and a last price of $11.52. Key technical indicators include a 20-day SMA of $11.61, a 50-day SMA of $11.64, and a 200-day SMA of $10.96, suggesting a stable trend. The ATR of 0.51 indicates moderate volatility. Fundamental analysis highlights a P/E ratio of 4.85, a P/B ratio of 1.35, and a P/S ratio of 0.49, pointing to a undervalued stock with strong return on equity (RoE) of 25.84%.
3-Month Forecast: Based on
Additional Sources for HRTG Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
HRTG Stock Overview
Market Cap in USD | 425m |
Sector | Financial Services |
Industry | Insurance - Property & Casualty |
GiC Sub-Industry | Property & Casualty Insurance |
IPO / Inception | 2014-05-23 |
HRTG Stock Ratings
Growth 5y | 24.1% |
Fundamental | 79.6% |
Dividend | 1.88% |
Rel. Strength | 8.65 |
Analysts | 4/5 |
Fair Price Momentum | 13.48 USD |
Fair Price DCF | 62.83 USD |
HRTG Dividends
Dividend Yield 12m | 0.00% |
Yield on Cost 5y | % |
Annual Growth 5y | -100.00% |
Payout Consistency | 63.5% |
HRTG Growth Ratios
Growth Correlation 3m | 54.9% |
Growth Correlation 12m | 57.3% |
Growth Correlation 5y | -4.1% |
CAGR 5y | 8.28% |
CAGR/Max DD 5y | 0.09 |
Sharpe Ratio 12m | 0.35 |
Alpha | 22.70 |
Beta | 1.005 |
Volatility | 64.33% |
Current Volume | 324.2k |
Average Volume 20d | 209.6k |
As of April 01, 2025, the stock is trading at USD 14.42 with a total of 324,242 shares traded.
Over the past week, the price has changed by +4.34%, over one month by +22.72%, over three months by +19.17% and over the past year by +31.21%.
Yes, based on ValueRay Fundamental Analyses, Heritage Insurance Hldgs (NYSE:HRTG) is currently (April 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 79.55 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of HRTG as of April 2025 is 13.48. This means that HRTG is currently overvalued and has a potential downside of -6.52%.
Heritage Insurance Hldgs has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy HRTG.
- Strong Buy: 1
- Buy: 1
- Hold: 1
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, HRTG Heritage Insurance Hldgs will be worth about 15 in April 2026. The stock is currently trading at 14.42. This means that the stock has a potential upside of +3.68%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 19.5 | 35.2% |
Analysts Target Price | 16 | 11% |
ValueRay Target Price | 15 | 3.7% |