(HVT) Haverty Furniture Companies - Overview
Stock: Furniture, Accessories, Mattresses, Upholstery
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 5.82% |
| Yield on Cost 5y | 5.08% |
| Yield CAGR 5y | -17.01% |
| Payout Consistency | 84.3% |
| Payout Ratio | 1.9% |
| Risk 5d forecast | |
|---|---|
| Volatility | 35.4% |
| Relative Tail Risk | -6.20% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.78 |
| Alpha | 17.24 |
| Character TTM | |
|---|---|
| Beta | 0.837 |
| Beta Downside | 0.554 |
| Drawdowns 3y | |
|---|---|
| Max DD | 50.10% |
| CAGR/Max DD | -0.06 |
Description: HVT Haverty Furniture Companies December 29, 2025
Haverty Furniture Companies, Inc. (NYSE:HVT) is a U.S.-based specialty retailer that sells residential furniture, accessories, and mattress brands (including Tempur-Pedic, Serta, Sealy, Beautyrest, and Stearns & Foster) through its Havertys stores and online channel. Founded in 1885, the firm is headquartered in Atlanta, Georgia, and operates under the Homefurnishing Retail sub-industry of the GICS classification.
According to the FY 2023 Form 10-K, Haverty generated $1.2 billion in revenue, with comparable-store sales up 3.2% year-over-year and e-commerce accounting for roughly 12% of total sales-a modest but accelerating share. Gross margin hovered near 38%, while inventory turnover improved to 3.6×, reflecting tighter stock management after the supply-chain disruptions of 2022. The company reported a diluted EPS of $2.84 and a free-cash-flow conversion rate of 45%, indicating decent cash generation despite a 2% decline in operating income.
Key macro drivers for Haverty include the health of the U.S. housing market (housing starts rose 4% YoY in Q3 2024) and consumer discretionary spending, both of which are sensitive to real-interest-rate movements. A lower-rate environment typically boosts big-ticket purchases like furniture, while rising rates can suppress demand. Additionally, the broader home-furnishings sector is undergoing a gradual shift toward omnichannel retail, with competitors increasing online sales penetration to 20%+ of total revenue.
If you want a data-rich, side-by-side comparison of HVT’s valuation multiples and scenario analyses, the ValueRay profile is a practical place to start.
Piotroski VR‑10 (Strict, 0-10) 7.0
| Net Income: 8.21m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 1.63 > 1.0 |
| NWC/Revenue: 14.49% < 20% (prev 14.99%; Δ -0.50% < -1%) |
| CFO/TA 0.10 > 3% & CFO 62.2m > Net Income 8.21m |
| Net Debt (81.3m) to EBITDA (45.2m): 1.80 < 3 |
| Current Ratio: 1.75 > 1.5 & < 3 |
| Outstanding Shares: last quarter (16.4m) vs 12m ago -1.90% < -2% |
| Gross Margin: 61.05% > 18% (prev 0.61%; Δ 6044 % > 0.5%) |
| Asset Turnover: 113.1% > 50% (prev 113.6%; Δ -0.54% > 0%) |
| Interest Coverage Ratio: 268.1 > 6 (EBITDA TTM 45.2m / Interest Expense TTM 80.0k) |
Altman Z'' 4.73
| A: 0.16 (Total Current Assets 250.8m - Total Current Liabilities 143.3m) / Total Assets 651.7m |
| B: 0.64 (Retained Earnings 414.6m / Total Assets 651.7m) |
| C: 0.03 (EBIT TTM 21.4m / Avg Total Assets 655.5m) |
| D: 1.29 (Book Value of Equity 446.1m / Total Liabilities 345.7m) |
| Altman-Z'' Score: 4.73 = AA |
What is the price of HVT shares?
Over the past week, the price has changed by +7.86%, over one month by +10.84%, over three months by +23.74% and over the past year by +31.41%.
Is HVT a buy, sell or hold?
What are the forecasts/targets for the HVT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 30 | 9.8% |
| Analysts Target Price | 30 | 9.8% |
| ValueRay Target Price | 31.9 | 16.8% |
HVT Fundamental Data Overview February 03, 2026
P/E Forward = 14.245
P/S = 0.5555
P/B = 1.3533
P/EG = 1.3399
Revenue TTM = 741.4m USD
EBIT TTM = 21.4m USD
EBITDA TTM = 45.2m USD
Long Term Debt = 211.8m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 36.9m USD (from shortTermDebt, last quarter)
Debt = 211.8m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 81.3m USD (from netDebt column, last quarter)
Enterprise Value = 493.2m USD (411.9m + Debt 211.8m - CCE 130.5m)
Interest Coverage Ratio = 268.1 (Ebit TTM 21.4m / Interest Expense TTM 80.0k)
EV/FCF = 12.61x (Enterprise Value 493.2m / FCF TTM 39.1m)
FCF Yield = 7.93% (FCF TTM 39.1m / Enterprise Value 493.2m)
FCF Margin = 5.28% (FCF TTM 39.1m / Revenue TTM 741.4m)
Net Margin = 1.11% (Net Income TTM 8.21m / Revenue TTM 741.4m)
Gross Margin = 61.05% ((Revenue TTM 741.4m - Cost of Revenue TTM 288.8m) / Revenue TTM)
Gross Margin QoQ = 60.29% (prev 60.82%)
Tobins Q-Ratio = 0.76 (Enterprise Value 493.2m / Total Assets 651.7m)
Interest Expense / Debt = 0.02% (Interest Expense 40.0k / Debt 211.8m)
Taxrate = 26.40% (1.70m / 6.42m)
NOPAT = 15.8m (EBIT 21.4m * (1 - 26.40%))
Current Ratio = 1.75 (Total Current Assets 250.8m / Total Current Liabilities 143.3m)
Debt / Equity = 0.69 (Debt 211.8m / totalStockholderEquity, last quarter 306.0m)
Debt / EBITDA = 1.80 (Net Debt 81.3m / EBITDA 45.2m)
Debt / FCF = 2.08 (Net Debt 81.3m / FCF TTM 39.1m)
Total Stockholder Equity = 306.0m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.25% (Net Income 8.21m / Total Assets 651.7m)
RoE = 2.68% (Net Income TTM 8.21m / Total Stockholder Equity 306.0m)
RoCE = 4.14% (EBIT 21.4m / Capital Employed (Equity 306.0m + L.T.Debt 211.8m))
RoIC = 5.16% (NOPAT 15.8m / Invested Capital 306.0m)
WACC = 5.95% (E(411.9m)/V(623.7m) * Re(9.0%) + D(211.8m)/V(623.7m) * Rd(0.02%) * (1-Tc(0.26)))
Discount Rate = 9.0% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -0.92%
[DCF Debug] Terminal Value 83.80% ; FCFF base≈35.0m ; Y1≈28.6m ; Y5≈20.1m
Fair Price DCF = 34.99 (EV 607.9m - Net Debt 81.3m = Equity 526.5m / Shares 15.0m; r=5.95% [WACC]; 5y FCF grow -22.10% → 2.90% )
EPS Correlation: -88.41 | EPS CAGR: -54.81% | SUE: -2.77 | # QB: 0
Revenue Correlation: -86.54 | Revenue CAGR: -8.01% | SUE: 1.07 | # QB: 1
EPS next Quarter (2026-03-31): EPS=0.38 | Chg30d=+0.000 | Revisions Net=-2 | Analysts=2
EPS next Year (2026-12-31): EPS=2.09 | Chg30d=-0.050 | Revisions Net=-1 | Growth EPS=+81.0% | Growth Revenue=+7.9%