(KEY) KeyCorp - Ratings and Ratios
Banking, Lending, Investment, Credit, Wealth Management, Mortgage, Treasury
KEY EPS (Earnings per Share)
KEY Revenue
Description: KEY KeyCorp
KeyCorp is a regional bank holding company that provides a wide range of financial services to individuals and businesses in the United States. Its operations are divided into two main segments: Consumer Bank and Commercial Bank. The company offers various products and services, including deposits, investments, lending, credit cards, treasury services, and wealth management.
KeyCorps business model is diversified across different revenue streams, including net interest income, fee-based income, and capital markets activities. The companys ability to generate revenue is influenced by factors such as interest rates, economic conditions, and the competitive landscape. Key performance indicators (KPIs) to watch include the net interest margin (NIM), return on equity (ROE), and the efficiency ratio, which measures the companys ability to manage its expenses.
From a financial perspective, KeyCorp has a market capitalization of approximately $19.6 billion and a forward price-to-earnings ratio of 12.66. The companys return on equity (ROE) is 15%, indicating a relatively strong profitability profile. Other relevant KPIs include the tier 1 capital ratio, which measures the companys capital adequacy, and the non-performing assets (NPA) ratio, which indicates the quality of the companys loan portfolio.
To further analyze KeyCorps performance, it is essential to examine its loan growth, deposit trends, and the overall credit quality of its portfolio. Additionally, the companys ability to manage its expenses and maintain a competitive efficiency ratio will be crucial in determining its long-term success. By monitoring these KPIs and understanding the companys business model, investors can make more informed decisions about KeyCorps stock.
KEY Stock Overview
| Market Cap in USD | 20,900m |
| Sub-Industry | Regional Banks |
| IPO / Inception | 1987-11-05 |
KEY Stock Ratings
| Growth Rating | 17.8% |
| Fundamental | 46.8% |
| Dividend Rating | 68.2% |
| Return 12m vs S&P 500 | 2.08% |
| Analyst Rating | 3.88 of 5 |
KEY Dividends
| Dividend Yield 12m | 4.63% |
| Yield on Cost 5y | 8.22% |
| Annual Growth 5y | 2.07% |
| Payout Consistency | 93.7% |
| Payout Ratio | 139.0% |
KEY Growth Ratios
| Growth Correlation 3m | 69.5% |
| Growth Correlation 12m | 19.4% |
| Growth Correlation 5y | -6% |
| CAGR 5y | 7.74% |
| CAGR/Max DD 3y | 0.14 |
| CAGR/Mean DD 3y | 0.44 |
| Sharpe Ratio 12m | 0.65 |
| Alpha | 8.33 |
| Beta | 0.697 |
| Volatility | 30.37% |
| Current Volume | 32455.4k |
| Average Volume 20d | 26286.4k |
| Stop Loss | 18.2 (-3.4%) |
| Signal | -1.16 |
Piotroski VR‑10 (Strict, 0-10) 0.0
| Net Income (176.0m TTM) > 0 and > 6% of Revenue (6% = 551.2m TTM) |
| FCFTA 0.01 (>2.0%) and ΔFCFTA -0.05pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 205.4% (prev -1125 %; Δ 1331 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 1.62b > Net Income 176.0m (YES >=105%, WARN >=100%) |
| Net Debt (13.05b) to EBITDA (170.0m) ratio: 76.77 <= 3.0 (WARN <= 3.5) |
| Current Ratio 7.85 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (1.10b) change vs 12m ago 17.21% (target <= -2.0% for YES) |
| Gross Margin 49.55% (prev 52.75%; Δ -3.20pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 4.93% (prev 5.64%; Δ -0.72pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.03 (EBITDA TTM 170.0m / Interest Expense TTM 4.24b) >= 6 (WARN >= 3) |
Altman Z'' 1.02
| (A) 0.10 = (Total Current Assets 21.62b - Total Current Liabilities 2.75b) / Total Assets 185.50b |
| (B) 0.08 = Retained Earnings (Balance) 14.89b / Total Assets 185.50b |
| (C) 0.00 = EBIT TTM 135.0m / Avg Total Assets 186.47b |
| (D) 0.08 = Book Value of Equity 13.64b / Total Liabilities 166.01b |
| Total Rating: 1.02 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 46.83
| 1. Piotroski 0.0pt = -5.0 |
| 2. FCF Yield 10.94% = 5.0 |
| 3. FCF Margin 16.80% = 4.20 |
| 4. Debt/Equity 0.76 = 2.22 |
| 5. Debt/Ebitda 87.16 = -2.50 |
| 6. ROIC - WACC -6.80% = -8.51 |
| 7. RoE 0.96% = 0.08 |
| 8. Rev. Trend 42.61% = 2.13 |
| 9. Rev. CAGR 14.84% = 1.85 |
| 10. EPS Trend -30.00% = -0.75 |
| 11. EPS CAGR -15.16% = -1.89 |
What is the price of KEY shares?
Over the past week, the price has changed by -1.62%, over one month by +5.58%, over three months by +19.56% and over the past year by +21.36%.
Is KeyCorp a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of KEY is around 17.94 USD . This means that KEY is currently overvalued and has a potential downside of -4.78%.
Is KEY a buy, sell or hold?
- Strong Buy: 8
- Buy: 5
- Hold: 11
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the KEY price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 21.4 | 13.3% |
| Analysts Target Price | 21.4 | 13.3% |
| ValueRay Target Price | 19.8 | 4.9% |
Last update: 2025-09-15 04:39
KEY Fundamental Data Overview
CCE Cash And Equivalents = 21.62b USD (Cash And Short Term Investments, last quarter)
P/E Forward = 10.8342
P/S = 4.4064
P/B = 1.2305
P/EG = 0.6651
Beta = 1.14
Revenue TTM = 9.19b USD
EBIT TTM = 135.0m USD
EBITDA TTM = 170.0m USD
Long Term Debt = 12.06b USD (from longTermDebt, last quarter)
Short Term Debt = 2.75b USD (from shortTermDebt, last quarter)
Debt = 14.82b USD (Calculated: Short Term 2.75b + Long Term 12.06b)
Net Debt = 13.05b USD (from netDebt column, last quarter)
Enterprise Value = 14.10b USD (20.90b + Debt 14.82b - CCE 21.62b)
Interest Coverage Ratio = 0.03 (Ebit TTM 135.0m / Interest Expense TTM 4.24b)
FCF Yield = 10.94% (FCF TTM 1.54b / Enterprise Value 14.10b)
FCF Margin = 16.80% (FCF TTM 1.54b / Revenue TTM 9.19b)
Net Margin = 1.92% (Net Income TTM 176.0m / Revenue TTM 9.19b)
Gross Margin = 49.55% ((Revenue TTM 9.19b - Cost of Revenue TTM 4.63b) / Revenue TTM)
Tobins Q-Ratio = 1.03 (Enterprise Value 14.10b / Book Value Of Equity 13.64b)
Interest Expense / Debt = 6.52% (Interest Expense 966.0m / Debt 14.82b)
Taxrate = 21.52% (116.0m / 539.0m)
NOPAT = 105.9m (EBIT 135.0m * (1 - 21.52%))
Current Ratio = 7.85 (Total Current Assets 21.62b / Total Current Liabilities 2.75b)
Debt / Equity = 0.76 (Debt 14.82b / last Quarter total Stockholder Equity 19.48b)
Debt / EBITDA = 87.16 (Net Debt 13.05b / EBITDA 170.0m)
Debt / FCF = 9.60 (Debt 14.82b / FCF TTM 1.54b)
Total Stockholder Equity = 18.38b (last 4 quarters mean)
RoA = 0.09% (Net Income 176.0m, Total Assets 185.50b )
RoE = 0.96% (Net Income TTM 176.0m / Total Stockholder Equity 18.38b)
RoCE = 0.44% (Ebit 135.0m / (Equity 18.38b + L.T.Debt 12.06b))
RoIC = 0.34% (NOPAT 105.9m / Invested Capital 31.33b)
WACC = 7.14% (E(20.90b)/V(35.72b) * Re(8.58%)) + (D(14.82b)/V(35.72b) * Rd(6.52%) * (1-Tc(0.22)))
Shares Correlation 3-Years: 78.79 | Cagr: 1.51%
Discount Rate = 8.58% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 72.89% ; FCFE base≈1.59b ; Y1≈1.30b ; Y5≈928.4m
Fair Price DCF = 14.21 (DCF Value 15.58b / Shares Outstanding 1.10b; 5y FCF grow -21.64% → 3.0% )
EPS Correlation: -30.00 | EPS CAGR: -15.16% | SUE: 0.04 | # QB: False
Revenue Correlation: 42.61 | Revenue CAGR: 14.84%
Additional Sources for KEY Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle