LC 📈 LendingClub - Overview

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US52603A2087

LC: Savings Accounts, Checking Accounts, Certificates, Consumer Loans, Commercial Loans

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans. In addition, it operates an online lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California. Web URL: https://www.lendingclub.com

Additional Sources for LC Stock

LC Stock Overview

Market Cap in USD 1,812m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Consumer Finance
IPO / Inception 2014-12-11

LC Stock Ratings

Growth 5y 20.1%
Fundamental 27.6%
Dividend -
Rel. Strength Industry 187
Analysts 4.3/5
Fair Price Momentum 16.88 USD
Fair Price DCF -

LC Dividends

No Dividends Paid

LC Growth Ratios

Growth Correlation 3m 94.8%
Growth Correlation 12m 82.9%
Growth Correlation 5y -4.4%
CAGR 5y 5.36%
CAGR/Mean DD 5y 0.09
Sharpe Ratio 12m 1.44
Alpha 55.38
Beta 1.40
Volatility 54.45%
Current Volume 3411.9k
Average Volume 20d 1964.1k
What is the price of LC stocks?
As of December 21, 2024, the stock is trading at USD 16.46 with a total of 3,411,908 shares traded.
Over the past week, the price has changed by -0.60%, over one month by +8.93%, over three months by +47.23% and over the past year by +94.56%.
Is LendingClub a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, LendingClub is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 27.57 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of LC as of December 2024 is 16.88. This means that LC is currently overvalued and has a potential downside of 2.55%.
Is LC a buy, sell or hold?
LendingClub has received a consensus analysts rating of 4.30. Therefor, it is recommend to buy LC.
  • Strong Buy: 5
  • Buy: 3
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for LC stock price target?
According to ValueRays Forecast Model, LC LendingClub will be worth about 19 in December 2025. The stock is currently trading at 16.46. This means that the stock has a potential upside of +15.49%.
Issuer Forecast Upside
Wallstreet Target Price 18.2 10.3%
Analysts Target Price 10.9 -33.5%
ValueRay Target Price 19 15.5%