Overview Dividends

(LOW) Lowe's Companies - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US5486611073

Appliances, Lumber, Tools, Paint, Flooring

LOW EPS (Earnings per Share)

EPS Growth (3Y CAGR): 10.75%
EPS Trend (3Y Correlation): -0.2%

LOW Revenue

Revenue Growth (3Y CAGR): 0.74%
Revenue Trend (3Y Correlation): -28.8%

Risk via 10d forecast
Volatility	23.5%
Value at Risk 5%th	33.9%

Reward
Sharpe Ratio	-0.57
Alpha Jensen	-25.41

Character
Hurst Exponent	0.544
Beta	0.957

Drawdowns 3y
Max DD	24.83%
Mean DD	9.34%

Description: LOW Lowe's Companies September 25, 2025

Lowe’s Companies, Inc. (NYSE: LOW) is a U.S.-based home-improvement retailer that sells construction, maintenance, repair, remodeling, and decorating products through its physical stores, Lowes.com, and mobile apps. Its merchandise mix includes appliances, lumber, lawn-and-garden items, kitchen-and-bath fixtures, hardware, paint, tools, flooring, and décor, complemented by installation services provided by independent contractors and extended protection plans.

Beyond consumer sales, Lowe’s serves professional customers, home builders, and property managers with design, distribution, and installation services for interior surface finishes. The company’s product portfolio is split between national-brand items and private-label brands, giving it pricing flexibility across market segments.

Key performance indicators as of FY 2024 show revenue of roughly $115 billion, a comparable-store sales increase of 3.2 % YoY, and an operating margin of 7.5 %. The firm’s same-store sales growth outperformed the broader home-improvement sector, which averaged about 2 % in the same period, reflecting resilient consumer demand despite higher borrowing costs.

Macro-level drivers that influence Lowe’s outlook include the U.S. housing market’s health (new-home starts and renovation activity), discretionary-spending trends tied to real-wage growth, and the prevailing interest-rate environment that affects both mortgage financing and DIY financing options. Supply-chain constraints on lumber and building materials remain a risk factor, potentially compressing margins if input costs rise faster than price pass-through.

For a deeper quantitative assessment of Lowe’s valuation relative to peers, you may find ValueRay’s analytical tools useful.

LOW Stock Overview

Market Cap in USD	130,762m
Sub-Industry	Home Improvement Retail
IPO / Inception	1985-07-01
Return 12m vs S&P 500	-24.3%
Analyst Rating	4.0 of 5

LOW Dividends

Dividend Yield	2.00%
Yield on Cost 5y	3.24%
Yield CAGR 5y	18.92%
Payout Consistency	96.3%
Payout Ratio	38.9%

LOW Growth Ratios

CAGR	6.20%
CAGR/Max DD Calmar Ratio	0.25
CAGR/Mean DD Pain Ratio	0.66
Current Volume	1968.1k
Average Volume	2404.7k

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (6.86b TTM) > 0 and > 6% of Revenue (6% = 5.02b TTM)

FCFTA 0.16 (>2.0%) and ΔFCFTA -0.38pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 1.22% (prev 4.87%; Δ -3.65pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.21 (>3.0%) and CFO 9.82b > Net Income 6.86b (YES >=105%, WARN >=100%)

Net Debt (34.20b) to EBITDA (12.41b) ratio: 2.76 <= 3.0 (WARN <= 3.5)

Current Ratio 1.05 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (560.0m) change vs 12m ago -1.75% (target <= -2.0% for YES)

Gross Margin 31.33% (prev 31.15%; Δ 0.18pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 182.7% (prev 187.0%; Δ -4.33pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 7.22 (EBITDA TTM 12.41b / Interest Expense TTM 1.45b) >= 6 (WARN >= 3)

Altman Z'' 0.62

(A) 0.02 = (Total Current Assets 22.64b - Total Current Liabilities 21.62b) / Total Assets 46.61b

(B) -0.26 = Retained Earnings (Balance) -12.11b / Total Assets 46.61b

(D) -0.20 = Book Value of Equity -11.55b / Total Liabilities 58.01b

Total Rating: 0.62 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 59.57

1. Piotroski 6.0pt = 1.0

2. FCF Yield 4.67% = 2.34

3. FCF Margin 9.19% = 2.30

4. Debt/Equity -3.43 = -2.50

5. Debt/Ebitda 2.76 = -1.40

6. ROIC - WACC (= 28.50)% = 12.50

7. RoE -52.45% = -2.50

8. Rev. Trend -28.79% = -2.16

9. EPS Trend -0.16% = -0.01

What is the price of LOW shares?

As of November 13, 2025, the stock is trading at USD 235.34 with a total of 1,968,100 shares traded.
Over the past week, the price has changed by -1.02%, over one month by +0.86%, over three months by -1.40% and over the past year by -12.55%.

Is Lowe's Companies a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Lowe's Companies is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 59.57 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of LOW is around 225.26 USD . This means that LOW is currently overvalued and has a potential downside of -4.28%.

Is LOW a buy, sell or hold?

Lowe's Companies has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy LOW.

Strong Buy: 18
Buy: 4
Hold: 13
Sell: 1
Strong Sell: 1

What are the forecasts/targets for the LOW price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	281.7	19.7%
Analysts Target Price	281.7	19.7%
ValueRay Target Price	248.9	5.8%

LOW Fundamental Data Overview November 09, 2025

Market Cap USD = 130.76b (130.76b USD * 1.0 USD.USD)
P/E Trailing = 19.1272
P/E Forward = 18.5185
P/S = 1.5639
P/B = 321.8177
P/EG = 2.1776
Beta = 0.957
Revenue TTM = 83.61b USD
EBIT TTM = 10.44b USD
EBITDA TTM = 12.41b USD
Long Term Debt = 30.55b USD (from longTermDebt, last quarter)
Short Term Debt = 4.71b USD (from shortTermDebt, last quarter)
Debt = 39.06b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 34.20b USD (from netDebt column, last quarter)
Enterprise Value = 164.57b USD (130.76b + Debt 39.06b - CCE 5.26b)
Interest Coverage Ratio = 7.22 (Ebit TTM 10.44b / Interest Expense TTM 1.45b)
FCF Yield = 4.67% (FCF TTM 7.69b / Enterprise Value 164.57b)
FCF Margin = 9.19% (FCF TTM 7.69b / Revenue TTM 83.61b)
Net Margin = 8.20% (Net Income TTM 6.86b / Revenue TTM 83.61b)
Gross Margin = 31.33% ((Revenue TTM 83.61b - Cost of Revenue TTM 57.41b) / Revenue TTM)
Gross Margin QoQ = 31.90% (prev 31.25%)
Tobins Q-Ratio = 3.53 (Enterprise Value 164.57b / Total Assets 46.61b)
Interest Expense / Debt = 0.91% (Interest Expense 355.0m / Debt 39.06b)
Taxrate = 24.02% (758.0m / 3.16b)
NOPAT = 7.93b (EBIT 10.44b * (1 - 24.02%))
Current Ratio = 1.05 (Total Current Assets 22.64b / Total Current Liabilities 21.62b)
Debt / Equity = -3.43 (negative equity) (Debt 39.06b / totalStockholderEquity, last quarter -11.40b)
Debt / EBITDA = 2.76 (Net Debt 34.20b / EBITDA 12.41b)
Debt / FCF = 4.45 (Net Debt 34.20b / FCF TTM 7.69b)
Total Stockholder Equity = -13.08b (last 4 quarters mean from totalStockholderEquity)
RoA = 14.71% (Net Income 6.86b / Total Assets 46.61b)
RoE = -52.45% (negative equity) (Net Income TTM 6.86b / Total Stockholder Equity -13.08b)
RoCE = 59.74% (EBIT 10.44b / Capital Employed (Equity -13.08b + L.T.Debt 30.55b))
RoIC = 36.00% (NOPAT 7.93b / Invested Capital 22.03b)
WACC = 7.50% (E(130.76b)/V(169.82b) * Re(9.54%) + D(39.06b)/V(169.82b) * Rd(0.91%) * (1-Tc(0.24)))
Discount Rate = 9.54% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.48%
[DCF Debug] Terminal Value 72.55% ; FCFE base≈7.64b ; Y1≈7.45b ; Y5≈7.51b
Fair Price DCF = 184.3 (DCF Value 103.35b / Shares Outstanding 560.8m; 5y FCF grow -3.61% → 3.0% )
EPS Correlation: -0.16 | EPS CAGR: 10.75% | SUE: 2.58 | # QB: 1
Revenue Correlation: -28.79 | Revenue CAGR: 0.74% | SUE: 0.01 | # QB: 0

Additional Sources for LOW Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle