(LOW) Lowe's Companies - Ratings and Ratios
Appliances, Lumber, Tools, Paint, Flooring
LOW EPS (Earnings per Share)
LOW Revenue
Description: LOW Lowe's Companies September 25, 2025
Lowe’s Companies, Inc. (NYSE: LOW) is a U.S.-based home-improvement retailer that sells construction, maintenance, repair, remodeling, and decorating products through its physical stores, Lowes.com, and mobile apps. Its merchandise mix includes appliances, lumber, lawn-and-garden items, kitchen-and-bath fixtures, hardware, paint, tools, flooring, and décor, complemented by installation services provided by independent contractors and extended protection plans.
Beyond consumer sales, Lowe’s serves professional customers, home builders, and property managers with design, distribution, and installation services for interior surface finishes. The company’s product portfolio is split between national-brand items and private-label brands, giving it pricing flexibility across market segments.
Key performance indicators as of FY 2024 show revenue of roughly $115 billion, a comparable-store sales increase of 3.2 % YoY, and an operating margin of 7.5 %. The firm’s same-store sales growth outperformed the broader home-improvement sector, which averaged about 2 % in the same period, reflecting resilient consumer demand despite higher borrowing costs.
Macro-level drivers that influence Lowe’s outlook include the U.S. housing market’s health (new-home starts and renovation activity), discretionary-spending trends tied to real-wage growth, and the prevailing interest-rate environment that affects both mortgage financing and DIY financing options. Supply-chain constraints on lumber and building materials remain a risk factor, potentially compressing margins if input costs rise faster than price pass-through.
For a deeper quantitative assessment of Lowe’s valuation relative to peers, you may find ValueRay’s analytical tools useful.
LOW Stock Overview
| Market Cap in USD | 136,768m |
| Sub-Industry | Home Improvement Retail |
| IPO / Inception | 1985-07-01 |
LOW Stock Ratings
| Growth Rating | 25.5% |
| Fundamental | 59.5% |
| Dividend Rating | 71.0% |
| Return 12m vs S&P 500 | -22.4% |
| Analyst Rating | 4.0 of 5 |
LOW Dividends
| Dividend Yield 12m | 1.93% |
| Yield on Cost 5y | 3.26% |
| Annual Growth 5y | 18.92% |
| Payout Consistency | 96.3% |
| Payout Ratio | 38.9% |
LOW Growth Ratios
| Growth Correlation 3m | -10.2% |
| Growth Correlation 12m | -24.5% |
| Growth Correlation 5y | 78.4% |
| CAGR 5y | 10.30% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.41 |
| CAGR/Mean DD 3y (Pain Ratio) | 1.12 |
| Sharpe Ratio 12m | 0.05 |
| Alpha | -26.41 |
| Beta | 0.880 |
| Volatility | 21.92% |
| Current Volume | 1231.3k |
| Average Volume 20d | 2258.7k |
| Stop Loss | 236.7 (-3%) |
| Signal | 0.22 |
Piotroski VR‑10 (Strict, 0-10) 6.0
| Net Income (6.86b TTM) > 0 and > 6% of Revenue (6% = 5.02b TTM) |
| FCFTA 0.16 (>2.0%) and ΔFCFTA -0.38pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 1.22% (prev 4.87%; Δ -3.65pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.21 (>3.0%) and CFO 9.82b > Net Income 6.86b (YES >=105%, WARN >=100%) |
| Net Debt (34.20b) to EBITDA (12.41b) ratio: 2.76 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.05 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (560.0m) change vs 12m ago -1.75% (target <= -2.0% for YES) |
| Gross Margin 31.33% (prev 31.15%; Δ 0.18pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 182.7% (prev 187.0%; Δ -4.33pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 7.22 (EBITDA TTM 12.41b / Interest Expense TTM 1.45b) >= 6 (WARN >= 3) |
Altman Z'' 0.62
| (A) 0.02 = (Total Current Assets 22.64b - Total Current Liabilities 21.62b) / Total Assets 46.61b |
| (B) -0.26 = Retained Earnings (Balance) -12.11b / Total Assets 46.61b |
| (C) 0.23 = EBIT TTM 10.44b / Avg Total Assets 45.77b |
| (D) -0.20 = Book Value of Equity -11.55b / Total Liabilities 58.01b |
| Total Rating: 0.62 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 59.49
| 1. Piotroski 6.0pt = 1.0 |
| 2. FCF Yield 4.51% = 2.25 |
| 3. FCF Margin 9.19% = 2.30 |
| 4. Debt/Equity -3.43 = -2.50 |
| 5. Debt/Ebitda 2.76 = -1.40 |
| 6. ROIC - WACC (= 28.65)% = 12.50 |
| 7. RoE -52.45% = -2.50 |
| 8. Rev. Trend -28.79% = -2.16 |
| 9. EPS Trend -0.16% = -0.01 |
What is the price of LOW shares?
Over the past week, the price has changed by +0.00%, over one month by -3.18%, over three months by +6.64% and over the past year by -7.09%.
Is Lowe's Companies a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of LOW is around 239.67 USD . This means that LOW is currently overvalued and has a potential downside of -1.8%.
Is LOW a buy, sell or hold?
- Strong Buy: 18
- Buy: 4
- Hold: 13
- Sell: 1
- Strong Sell: 1
What are the forecasts/targets for the LOW price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 282.2 | 15.6% |
| Analysts Target Price | 282.2 | 15.6% |
| ValueRay Target Price | 264.5 | 8.4% |
LOW Fundamental Data Overview October 25, 2025
P/E Trailing = 20.0057
P/E Forward = 18.5185
P/S = 1.6358
P/B = 321.8177
P/EG = 2.1776
Beta = 0.88
Revenue TTM = 83.61b USD
EBIT TTM = 10.44b USD
EBITDA TTM = 12.41b USD
Long Term Debt = 30.55b USD (from longTermDebt, last quarter)
Short Term Debt = 4.71b USD (from shortTermDebt, last quarter)
Debt = 39.06b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 34.20b USD (from netDebt column, last quarter)
Enterprise Value = 170.57b USD (136.77b + Debt 39.06b - CCE 5.26b)
Interest Coverage Ratio = 7.22 (Ebit TTM 10.44b / Interest Expense TTM 1.45b)
FCF Yield = 4.51% (FCF TTM 7.69b / Enterprise Value 170.57b)
FCF Margin = 9.19% (FCF TTM 7.69b / Revenue TTM 83.61b)
Net Margin = 8.20% (Net Income TTM 6.86b / Revenue TTM 83.61b)
Gross Margin = 31.33% ((Revenue TTM 83.61b - Cost of Revenue TTM 57.41b) / Revenue TTM)
Gross Margin QoQ = 31.90% (prev 31.25%)
Tobins Q-Ratio = 3.66 (Enterprise Value 170.57b / Total Assets 46.61b)
Interest Expense / Debt = 0.91% (Interest Expense 355.0m / Debt 39.06b)
Taxrate = 24.02% (758.0m / 3.16b)
NOPAT = 7.93b (EBIT 10.44b * (1 - 24.02%))
Current Ratio = 1.05 (Total Current Assets 22.64b / Total Current Liabilities 21.62b)
Debt / Equity = -3.43 (negative equity) (Debt 39.06b / totalStockholderEquity, last quarter -11.40b)
Debt / EBITDA = 2.76 (Net Debt 34.20b / EBITDA 12.41b)
Debt / FCF = 4.45 (Net Debt 34.20b / FCF TTM 7.69b)
Total Stockholder Equity = -13.08b (last 4 quarters mean from totalStockholderEquity)
RoA = 14.71% (Net Income 6.86b / Total Assets 46.61b)
RoE = -52.45% (negative equity) (Net Income TTM 6.86b / Total Stockholder Equity -13.08b)
RoCE = 59.74% (EBIT 10.44b / Capital Employed (Equity -13.08b + L.T.Debt 30.55b))
RoIC = 36.00% (NOPAT 7.93b / Invested Capital 22.03b)
WACC = 7.36% (E(136.77b)/V(175.83b) * Re(9.26%) + D(39.06b)/V(175.83b) * Rd(0.91%) * (1-Tc(0.24)))
Discount Rate = 9.26% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.48%
[DCF Debug] Terminal Value 73.52% ; FCFE base≈7.64b ; Y1≈7.45b ; Y5≈7.51b
Fair Price DCF = 192.4 (DCF Value 107.92b / Shares Outstanding 560.8m; 5y FCF grow -3.61% → 3.0% )
EPS Correlation: -0.16 | EPS CAGR: 10.75% | SUE: 2.58 | # QB: 1
Revenue Correlation: -28.79 | Revenue CAGR: 0.74% | SUE: 0.01 | # QB: 0
Additional Sources for LOW Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle