(LU) Lufax Holding - Ratings and Ratios
Exchange: NYSE • Country: China • Currency: USD • Type: Common Stock • ISIN: US54975P1021
LU: Loans, Consumer Finance, Wealth Management, Asset Management, Trust Products
Lufax Holding Ltd is a prominent financial services institution in China, primarily catering to the needs of small and micro businesses. The company's loan products are diverse, encompassing both general unsecured loans and secured loans, which provide businesses with the necessary capital to expand their operations or manage cash flow. Additionally, Lufax offers consumer finance loans, enabling individuals to access credit for various personal needs. By providing these loan products, Lufax plays a crucial role in facilitating economic growth and development in China.
Beyond its lending capabilities, Lufax Holding Ltd also offers a range of wealth management products, designed to help individuals and businesses manage their assets effectively. These products include asset management plans, which provide a structured approach to investing, as well as mutual fund products, private investment fund products, and trust products. This comprehensive suite of wealth management solutions enables clients to diversify their investments, mitigate risk, and achieve their long-term financial objectives. With its headquarters in Shanghai, China, Lufax is well-positioned to serve the country's growing middle class and increasingly sophisticated investor base.
Founded in 2005, Lufax Holding Ltd has established itself as a leading player in China's financial services sector. The company's website, https://www.lufaxholding.com, provides investors and clients with access to a wealth of information about its products and services. Listed on the New York Stock Exchange (NYSE) under the ticker symbol LU, Lufax's common stock is traded under the ISIN code US54975P1021. As a member of the consumer finance sub-industry, Lufax is classified under the GICS Sub Industry: Consumer Finance, reflecting its focus on providing financial solutions to individuals and small businesses.
Additional Sources for LU Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
LU Stock Overview
Market Cap in USD | 2,098m |
Sector | Financial Services |
Industry | Credit Services |
GiC Sub-Industry | Consumer Finance |
IPO / Inception | 2020-10-30 |
LU Stock Ratings
Growth 5y | -68.5% |
Fundamental | 16.3% |
Dividend | 61.9% |
Rel. Strength Industry | 415 |
Analysts | 3.56/5 |
Fair Price Momentum | 3.04 USD |
Fair Price DCF | 243.55 USD |
LU Dividends
Dividend Yield 12m | 57.35% |
Yield on Cost 5y | 8.25% |
Annual Growth 5y | 5.86% |
Payout Consistency | 79.1% |
LU Growth Ratios
Growth Correlation 3m | -46.5% |
Growth Correlation 12m | 74.9% |
Growth Correlation 5y | -89.7% |
CAGR 5y | -36.81% |
CAGR/Mean DD 5y | -0.49 |
Sharpe Ratio 12m | 1.55 |
Alpha | 151.71 |
Beta | 1.09 |
Volatility | 63.85% |
Current Volume | 4604.6k |
Average Volume 20d | 2369.8k |
As of January 23, 2025, the stock is trading at USD 2.72 with a total of 4,604,600 shares traded.
Over the past week, the price has changed by +16.74%, over one month by +11.93%, over three months by -10.23% and over the past year by +180.09%.
Neither. Based on ValueRay Fundamental Analyses, Lufax Holding is currently (January 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 16.30 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of LU as of January 2025 is 3.04. This means that LU is currently undervalued and has a potential upside of +11.76% (Margin of Safety).
Lufax Holding has received a consensus analysts rating of 3.56. Therefor, it is recommend to hold LU.
- Strong Buy: 3
- Buy: 0
- Hold: 5
- Sell: 1
- Strong Sell: 0
According to ValueRays Forecast Model, LU Lufax Holding will be worth about 3.3 in January 2026. The stock is currently trading at 2.72. This means that the stock has a potential upside of +20.59%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 3 | 8.8% |
Analysts Target Price | 3 | 8.8% |
ValueRay Target Price | 3.3 | 20.6% |