(LU) Lufax Holding - Ratings and Ratios
Exchange: NYSE • Country: China • Currency: USD • Type: Common Stock • ISIN: US54975P1021
LU: Loans, Finance, Wealth, Management, Investments, Assets, Securities
Lufax Holding Ltd, a prominent player in Chinas fintech landscape, specializes in financial services tailored for small and micro businesses. Established in 2005 and headquartered in Shanghai, Lufax has carved a niche in peer-to-peer lending, offering a range of loan products including unsecured and secured loans, alongside consumer finance solutions. Their wealth management arm provides diverse investment options such as mutual funds, private investment funds, and trust products, catering to a broad investor base.
Since its inception, Lufax has evolved into a significant entity in Chinas financial sector, particularly after its NYSE listing in 2020. The company navigates a complex regulatory environment, having adapted its business model in response to stringent regulations on P2P lending. This strategic pivot underscores its resilience and adaptability in a dynamic market.
With a market capitalization of approximately $2.4 billion, Lufax presents an intriguing case for investors. The forward P/E ratio of 3.79 suggests anticipated earnings growth, while the price-to-book ratio of 0.18 and price-to-sales ratio of 0.07 indicate undervaluation relative to industry peers. These metrics highlight Lufaxs potential as a value investment, though they also reflect the inherent risks and uncertainties in Chinas consumer finance sector.
Additional Sources for LU Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
LU Stock Overview
| Market Cap in USD | 2,808m |
| Sector | Financial Services |
| Industry | Credit Services |
| GiC Sub-Industry | Consumer Finance |
| IPO / Inception | 2020-10-30 |
LU Stock Ratings
| Growth 5y | -53.5% |
| Fundamental | -7.83% |
| Dividend | 61.3% |
| Rel. Strength Industry | 122 |
| Analysts | 3.56/5 |
| Fair Price Momentum | 3.58 USD |
| Fair Price DCF | 63.60 USD |
LU Dividends
| Dividend Yield 12m | 55.57% |
| Yield on Cost 5y | 8.25% |
| Annual Growth 5y | 5.86% |
| Payout Consistency | 79.1% |
LU Growth Ratios
| Growth Correlation 3m | 45.5% |
| Growth Correlation 12m | 63% |
| Growth Correlation 5y | -87.9% |
| CAGR 5y | -33.71% |
| CAGR/Max DD 5y | -0.35 |
| Sharpe Ratio 12m | -0.05 |
| Alpha | 153.96 |
| Beta | 1.71 |
| Volatility | 75.08% |
| Current Volume | 2734.3k |
| Average Volume 20d | 3438.9k |
As of March 09, 2025, the stock is trading at USD 3.16 with a total of 2,734,259 shares traded.
Over the past week, the price has changed by +8.97%, over one month by +27.94%, over three months by +8.22% and over the past year by +173.71%.
Neither. Based on ValueRay Fundamental Analyses, Lufax Holding is currently (March 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -7.83 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of LU as of March 2025 is 3.58. This means that LU is currently undervalued and has a potential upside of +13.29% (Margin of Safety).
Lufax Holding has received a consensus analysts rating of 3.56. Therefor, it is recommend to hold LU.
- Strong Buy: 3
- Buy: 0
- Hold: 5
- Sell: 1
- Strong Sell: 0
According to ValueRays Forecast Model, LU Lufax Holding will be worth about 3.9 in March 2026. The stock is currently trading at 3.16. This means that the stock has a potential upside of +22.47%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 3 | -5.1% |
| Analysts Target Price | 3 | -6.3% |
| ValueRay Target Price | 3.9 | 22.5% |