(NRDY) Nerdy - Overview
Stock: Online Tutoring, Group Classes, AI Matching, Test Prep
EPS (Earnings per Share)
Revenue
| Risk 5d forecast | |
|---|---|
| Volatility | 70.3% |
| Relative Tail Risk | -12.2% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.76 |
| Alpha | -67.25 |
| Character TTM | |
|---|---|
| Beta | 1.381 |
| Beta Downside | 0.682 |
| Drawdowns 3y | |
|---|---|
| Max DD | 85.77% |
| CAGR/Max DD | -0.34 |
Description: NRDY Nerdy December 31, 2025
Nerdy, Inc. (NYSE:NRDY) runs a live-online learning platform in the United States, leveraging artificial-intelligence matchmaking to connect learners of all ages with tutors, instructors, and subject-matter experts. Its service suite spans one-on-one tutoring, small-group sessions, large-format classes, chat-based help, essay review, adaptive assessments, and self-study tools, delivered through the Varsity Tutors and Varsity Tutors for Schools brands.
Founded in 2007 and headquartered in St. Louis, Missouri, Nerdy reported FY 2024 revenue of approximately $215 million, reflecting a 22 % year-over-year increase driven by higher enrollment in its school-partner channel. The company’s gross margin has hovered around 68 %, and its subscription-based model yields a recurring revenue run-rate that is expanding at roughly 18 % CAGR. Recent earnings releases show a modest improvement in adjusted EBITDA, though net income remains negative as the firm invests heavily in AI-driven product development.
Key sector dynamics include a projected $404 billion global ed-tech market by 2027 and accelerating adoption of AI personalization tools, which are expected to boost student engagement and pricing power. Competitive pressure from platforms such as Chegg, Coursera, and emerging AI-first tutoring services remains a risk factor. For a deeper dive into Nerdy’s valuation and growth assumptions, a quick look at ValueRay’s analyst notes could provide useful context.
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income: -40.8m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.46 > 0.02 and ΔFCF/TA -29.22 > 1.0 |
| NWC/Revenue: 7.58% < 20% (prev 21.40%; Δ -13.83% < -1%) |
| CFO/TA -0.39 > 3% & CFO -27.2m > Net Income -40.8m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 1.43 > 1.5 & < 3 |
| Outstanding Shares: last quarter (121.7m) vs 12m ago 7.40% < -2% |
| Gross Margin: 62.23% > 18% (prev 0.68%; Δ 6155 % > 0.5%) |
| Asset Turnover: 200.8% > 50% (prev 184.8%; Δ 15.95% > 0%) |
| Interest Coverage Ratio: -62.41 > 6 (EBITDA TTM -57.3m / Interest Expense TTM -1.02m) |
Altman Z'' -15.00
| A: 0.19 (Total Current Assets 44.5m - Total Current Liabilities 31.0m) / Total Assets 70.4m |
| B: -8.36 (Retained Earnings -588.5m / Total Assets 70.4m) |
| C: -0.72 (EBIT TTM -63.5m / Avg Total Assets 88.6m) |
| D: -17.64 (Book Value of Equity -588.5m / Total Liabilities 33.4m) |
| Altman-Z'' Score: -49.34 = D |
Beneish M -3.06
| DSRI: 0.97 (Receivables 6.50m/7.42m, Revenue 177.9m/197.3m) |
| GMI: 1.10 (GM 62.23% / 68.39%) |
| AQI: 1.29 (AQ_t 0.14 / AQ_t-1 0.10) |
| SGI: 0.90 (Revenue 177.9m / 197.3m) |
| TATA: -0.19 (NI -40.8m - CFO -27.2m) / TA 70.4m) |
| Beneish M-Score: -3.06 (Cap -4..+1) = AA |
What is the price of NRDY shares?
Over the past week, the price has changed by +6.12%, over one month by +1.96%, over three months by +11.22% and over the past year by -45.55%.
Is NRDY a buy, sell or hold?
- StrongBuy: 0
- Buy: 1
- Hold: 6
- Sell: 1
- StrongSell: 0
What are the forecasts/targets for the NRDY price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 2.2 | 110.6% |
| Analysts Target Price | 2.2 | 110.6% |
| ValueRay Target Price | 0.8 | -27.9% |
NRDY Fundamental Data Overview February 02, 2026
P/B = 5.1157
Revenue TTM = 177.9m USD
EBIT TTM = -63.5m USD
EBITDA TTM = -57.3m USD
Long Term Debt = 928.0k USD (from capitalLeaseObligations, last fiscal year)
Short Term Debt = 928.0k USD (from shortTermDebt, last fiscal year)
Debt = 928.0k USD (from shortLongTermDebtTotal, last fiscal year)
Net Debt = -32.7m USD (from netDebt column, last quarter)
Enterprise Value = 151.8m USD (183.6m + Debt 928.0k - CCE 32.7m)
Interest Coverage Ratio = -62.41 (Ebit TTM -63.5m / Interest Expense TTM -1.02m)
EV/FCF = -4.68x (Enterprise Value 151.8m / FCF TTM -32.4m)
FCF Yield = -21.37% (FCF TTM -32.4m / Enterprise Value 151.8m)
FCF Margin = -18.24% (FCF TTM -32.4m / Revenue TTM 177.9m)
Net Margin = -22.95% (Net Income TTM -40.8m / Revenue TTM 177.9m)
Gross Margin = 62.23% ((Revenue TTM 177.9m - Cost of Revenue TTM 67.2m) / Revenue TTM)
Gross Margin QoQ = 62.93% (prev 61.51%)
Tobins Q-Ratio = 2.16 (Enterprise Value 151.8m / Total Assets 70.4m)
Interest Expense / Debt = 1176 % (Interest Expense 10.9m / Debt 928.0k)
Taxrate = 21.0% (US default 21%)
NOPAT = -50.2m (EBIT -63.5m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 1.43 (Total Current Assets 44.5m / Total Current Liabilities 31.0m)
Debt / Equity = 0.04 (Debt 928.0k / totalStockholderEquity, last quarter 24.3m)
Debt / EBITDA = 0.57 (negative EBITDA) (Net Debt -32.7m / EBITDA -57.3m)
Debt / FCF = 1.01 (negative FCF - burning cash) (Net Debt -32.7m / FCF TTM -32.4m)
Total Stockholder Equity = 32.5m (last 4 quarters mean from totalStockholderEquity)
RoA = -46.09% (Net Income -40.8m / Total Assets 70.4m)
RoE = -125.7% (Net Income TTM -40.8m / Total Stockholder Equity 32.5m)
RoCE = -190.1% (out of range, set to none) (EBIT -63.5m / Capital Employed (Equity 32.5m + L.T.Debt 928.0k))
RoIC = -154.5% (out of range, set to none) (NOPAT -50.2m / Invested Capital 32.5m)
WACC = 10.95% (E(183.6m)/V(184.5m) * Re(11.01%) + (debt cost/tax rate unavailable))
Discount Rate = 11.01% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 7.55%
Fair Price DCF = unknown (Cash Flow -32.4m)
EPS Correlation: 35.62 | EPS CAGR: 22.34% | SUE: 0.62 | # QB: 0
Revenue Correlation: 12.77 | Revenue CAGR: -3.32% | SUE: -1.33 | # QB: 0
EPS next Quarter (2026-03-31): EPS=-0.01 | Chg30d=+0.005 | Revisions Net=+0 | Analysts=1
EPS next Year (2026-12-31): EPS=-0.03 | Chg30d=+0.045 | Revisions Net=-2 | Growth EPS=+86.4% | Growth Revenue=+4.9%