PAR Stock Analysis: PAR Technology | NYSE
Software - Application | NYSE, USA | Market Cap: 795m USD | 12M Return: -58.9% | US6988841036 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 16.2M
Qual. Beats: 0
Rev. Trend: 94.0%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
PAR Technology Corporation provides omnichannel cloud-based software and hardware solutions for the restaurant and retail industries worldwide. The companys offerings are organized under two main platforms: the Engagement Cloud, which includes customer loyalty, digital ordering, and customer engagement tools, and the Operator Cloud, which comprises point-of-sale (POS) systems, enterprise back-office solutions, and payment services. It also supplies related in-store hardware such as POS terminals, tablets, kitchen display systems, and kiosks, along with installation, training, and technical support services.
Founded in 1968 and headquartered in New Hartford, New York, PAR serves a diverse customer base including enterprise restaurant chains, franchisees, convenience stores, and entertainment venues such as amusement parks, cruise lines, and casinos. The business model is a hybrid of recurring software-as-a-service (SaaS) revenue from its cloud platforms and one-time hardware sales with associated services, a structure common among vendors in the restaurant technology sector.
- Enterprise SaaS bookings accelerate cloud segment revenue growth
- Margin expansion tracks as subscription revenue mix increases
- Toast and Olo competition pressures restaurant POS market share
- Acquisition integration of Punchh and PLEXURE expands omnichannel reach
| Net Income: -72.1m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.01 > 0.02 and ΔFCF/TA -0.14 > 1.0 |
| NWC/Revenue: 24.04% < 20% (prev 21.61%; Δ 2.42% < -1%) |
| CFO/TA -0.01 > 3% & CFO -12.8m > Net Income -72.1m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 2.14 > 1.5 & < 3 |
| Outstanding Shares: last quarter (41.3m) vs 12m ago 1.88% < -2% |
| Gross Margin: 38.85% > 18% (prev 44.82%; Δ -5.98% > 0.5%) |
| Asset Turnover: 35.97% > 50% (prev 30.04%; Δ 5.93% > 0%) |
| Interest Coverage Ratio: -6.50 > 6 (EBIT TTM -54.1m / Interest Expense TTM 8.33m) |
| A: 0.09 (Total Current Assets 224.4m - Total Current Liabilities 105.1m) / Total Assets 1.37b |
| B: -0.29 (Retained Earnings -397.5m / Total Assets 1.37b) |
| C: -0.04 (EBIT TTM -54.1m / Avg Total Assets 1.38b) |
| D: 1.46 (Book Value of Equity 813.8m / Total Liabilities 556.1m) |
| Altman-Z'' = 0.90 = B |
| DSRI: 0.94 (Receivables 80.4m/72.3m, Revenue 496.7m/418.0m) |
| GMI: 1.15 (GM 44.82% / 38.85%) |
| AQI: 0.99 (AQ_t 0.82 / AQ_t-1 0.83) |
| SGI: 1.19 (Revenue 496.7m / 418.0m) |
| TATA: -0.04 (NI -72.1m - CFO -12.8m) / TA 1.37b) |
| Beneish M = -2.81 (Cap -4..+1) = A |
As of September 08, 2026, the stock is trading at USD 19.77 with a total of 815,802 shares traded. Over the past week, the price has changed by +3.24%, over one month by +13.43%, over three months by +36.25% and over the past year by -58.92%.
Current recommended Stop Loss: 18.50 (which is 6.4% or 1.4 ATR below the current price).
PAR Technology has received a consensus analysts rating of 4.50. Therefore, it is recommended to buy PAR.
- StrongBuy: 7
- Buy: 1
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 25.3 | 28% |
P/E Forward = 9.2678
P/S = 1.6015
P/B = 1.0008
P/EG = 0.7726
Revenue TTM = 496.7m USD
EBIT TTM = -54.1m USD
EBITDA TTM = -4.54m USD
Long Term Debt = 422.4m USD (from longTermDebt, last quarter)
Short Term Debt = 2.10m USD (from shortTermDebt, last quarter)
Debt = 440.7m USD (from shortLongTermDebtTotal, last quarter) + Leases 9.19m
Net Debt = 426.0m USD (calculated: Debt 440.7m - CCE 14.7m)
Enterprise Value = 1.22b USD (795.4m + Debt 440.7m - CCE 14.7m)
Interest Coverage Ratio = -6.50 (Ebit TTM -54.1m / Interest Expense TTM 8.33m)
EV/FCF = -65.17x (Enterprise Value 1.22b / FCF TTM -18.7m)
FCF Yield = -1.53% (FCF TTM -18.7m / Enterprise Value 1.22b)
FCF Margin = -3.77% (FCF TTM -18.7m / Revenue TTM 496.7m)
Net Margin = -14.52% (Net Income TTM -72.1m / Revenue TTM 496.7m)
Gross Margin = 38.85% ((Revenue TTM 496.7m - Cost of Revenue TTM 303.7m) / Revenue TTM)
Gross Margin QoQ = 42.41% (prev 41.19%)
Tobins Q-Ratio = 0.89 (Enterprise Value 1.22b / Total Assets 1.37b)
Interest Expense / Debt = 1.89% (Interest Expense 8.33m / Debt 440.7m)
Taxrate = 21.0% (US federal default 21%)
NOPAT = -42.7m (EBIT -54.1m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 2.14 (Total Current Assets 224.4m / Total Current Liabilities 105.1m)
Debt / Equity = 0.54 (Debt 440.7m / totalStockholderEquity, last quarter 813.8m)
Debt / EBITDA = -93.84 (negative EBITDA) (Net Debt 426.0m / EBITDA -4.54m)
Debt / FCF = -22.73 (negative FCF - burning cash) (Net Debt 426.0m / FCF TTM -18.7m)
Total Stockholder Equity = 825.8m (last 4 quarters mean from totalStockholderEquity)
RoA = -5.22% (Net Income -72.1m / Total Assets 1.37b)
RoE = -8.73% (Net Income TTM -72.1m / Total Stockholder Equity 825.8m)
RoCE = -4.34% (EBIT -54.1m / Capital Employed (Equity 825.8m + L.T.Debt 422.4m))
RoIC = -3.41% (negative operating profit) (NOPAT -42.7m / Invested Capital 1.25b)
WACC = 7.16% (E(795.4m)/V(1.24b) * Re(10.30%) + D(440.7m)/V(1.24b) * Rd(1.89%) * (1-Tc(0.21)))
Discount Rate = 10.30% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 88.68 | Cagr: 16.08%
[DCF] Fair Price = unknown (Cash Flow -18.7m)
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.60 | # QB: 0
Revenue Correlation: 94.02 | Revenue CAGR: 17.99% | SUE: 0.54 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.22 | Chg30d=+28.94% | Revisions=+57% | Analysts=6
EPS current Year (2026-12-31): EPS=0.77 | Chg30d=+23.40% | Revisions=+29% | GrowthEPS=+411.4% | GrowthRev=+14.2%
EPS next Year (2027-12-31): EPS=1.43 | Chg30d=+10.91% | Revisions=+40% | GrowthEPS=+86.2% | GrowthRev=+9.9%
[Analyst] Revisions Ratio: +62% (up=9, down=1)