Overview Dividends

(PAR) PAR Technology - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US6988841036

POS, Loyalty Platform, Payment Services, Hardware Terminals, Support Services

PAR EPS (Earnings per Share)

EPS Growth (3Y CAGR): 27.91%
EPS Trend (3Y Correlation): 64.0%

PAR Revenue

Revenue Growth (3Y CAGR): 7.52%
Revenue Trend (3Y Correlation): 49.8%

Risk via 10d forecast
Volatility	43.9%
Value at Risk 5%th	66.9%
Relative Tail Risk	-7.37%

Reward TTM
Sharpe Ratio	-1.18
Alpha	-65.03

Character TTM
Hurst Exponent	0.519
Beta	1.310
Beta Downside	1.304

Drawdowns 3y
Max DD	59.12%
Mean DD	15.06%
Median DD	12.35%

Description: PAR PAR Technology November 08, 2025

PAR Technology Corp. (NYSE:PAR) delivers a suite of cloud-based hardware and software solutions aimed at omnichannel retail and hospitality operations. Its product portfolio spans the ENGAGEMENT CLOUD (loyalty platforms such as PUNCHH and PLEXURE), the OPERATOR CLOUD (POS, payment services, and ancillary hardware), and the PAR OPS suite (data analytics and operational tools). The company’s customer base includes enterprise restaurants, franchisees, convenience stores, and a range of entertainment venues like cinemas and casinos.

Key metrics from the most recent filings (FY 2023) show revenue of roughly $1.2 billion, with subscription-based services now accounting for about 70 % of total sales-a sign of increasing recurring-revenue stability. The omnichannel POS market is projected to grow at a ~10 % CAGR through 2028, driven by labor-cost pressures and accelerated digital ordering adoption post-COVID-19. PAR’s gross margin has hovered near 38 %, but margin expansion is constrained by rising component costs for its hardware peripherals.

For a deeper, data-driven valuation of PAR, you might explore the analytics platform ValueRay, which aggregates peer benchmarks and forward-looking cash-flow models to help assess the company’s upside potential.

PAR Stock Overview

Market Cap in USD	1,586m
Sub-Industry	Electronic Equipment & Instruments
IPO / Inception	1988-12-16
Return 12m vs S&P 500	-53.1%
Analyst Rating	4.50 of 5

PAR Dividends

Currently no dividends paid

PAR Growth Ratios

CAGR 3y	14.65%
CAGR/Max DD Calmar Ratio	0.25
CAGR/Mean DD Pain Ratio	0.97
Current Volume	583.4k
Average Volume	737k

Piotroski VR‑10 (Strict, 0-10) 2.0

Net Income (-84.6m TTM) > 0 and > 6% of Revenue (6% = 26.4m TTM)

FCFTA -0.02 (>2.0%) and ΔFCFTA 1.15pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 21.16% (prev 34.95%; Δ -13.79pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA -0.01 (>3.0%) and CFO -12.0m > Net Income -84.6m (YES >=105%, WARN >=100%)

NO Net Debt/EBITDA fails (EBITDA <= 0)

Current Ratio 1.70 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (40.6m) change vs 12m ago 13.15% (target <= -2.0% for YES)

Gross Margin 43.94% (prev 36.16%; Δ 7.79pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 32.91% (prev 27.14%; Δ 5.77pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -9.78 (EBITDA TTM -29.5m / Interest Expense TTM 7.92m) >= 6 (WARN >= 3)

Altman Z'' -1.44

(A) 0.07 = (Total Current Assets 227.1m - Total Current Liabilities 133.9m) / Total Assets 1.38b

(B) -0.25 = Retained Earnings (Balance) -343.5m / Total Assets 1.38b

(D) -0.65 = Book Value of Equity -350.6m / Total Liabilities 539.3m

Total Rating: -1.44 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 37.36

1. Piotroski 2.0pt = -3.0

2. FCF Yield -1.10% = -0.55

3. FCF Margin -4.72% = -1.77

4. Debt/Equity 0.48 = 2.39

5. Debt/Ebitda -10.52 = -2.50

6. ROIC - WACC (= -14.86)% = -12.50

7. RoE -9.89% = -1.65

8. Rev. Trend 49.82% = 3.74

9. EPS Trend 63.98% = 3.20

What is the price of PAR shares?

As of November 17, 2025, the stock is trading at USD 38.90 with a total of 583,400 shares traded.
Over the past week, the price has changed by +0.52%, over one month by +12.17%, over three months by -25.55% and over the past year by -45.72%.

Is PAR Technology a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, PAR Technology (NYSE:PAR) is currently (November 2025) a stock to sell. It has a ValueRay Fundamental Rating of 37.36 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PAR is around 32.02 USD . This means that PAR is currently overvalued and has a potential downside of -17.69%.

Is PAR a buy, sell or hold?

PAR Technology has received a consensus analysts rating of 4.50. Therefore, it is recommended to buy PAR.

Strong Buy: 7
Buy: 1
Hold: 2
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the PAR price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	61.2	57.4%
Analysts Target Price	61.2	57.4%
ValueRay Target Price	35.8	-8%

PAR Fundamental Data Overview November 17, 2025

Market Cap USD = 1.59b (1.59b USD * 1.0 USD.USD)
P/S = 3.6015
P/B = 1.8841
Beta = 1.38
Revenue TTM = 440.5m USD
EBIT TTM = -77.4m USD
EBITDA TTM = -29.5m USD
Long Term Debt = 373.5m USD (from longTermDebt, last quarter)
Short Term Debt = 22.0m USD (from shortTermDebt, last quarter)
Debt = 402.3m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 309.9m USD (from netDebt column, last quarter)
Enterprise Value = 1.90b USD (1.59b + Debt 402.3m - CCE 93.0m)
Interest Coverage Ratio = -9.78 (Ebit TTM -77.4m / Interest Expense TTM 7.92m)
FCF Yield = -1.10% (FCF TTM -20.8m / Enterprise Value 1.90b)
FCF Margin = -4.72% (FCF TTM -20.8m / Revenue TTM 440.5m)
Net Margin = -19.21% (Net Income TTM -84.6m / Revenue TTM 440.5m)
Gross Margin = 43.94% ((Revenue TTM 440.5m - Cost of Revenue TTM 246.9m) / Revenue TTM)
Gross Margin QoQ = 41.29% (prev 45.36%)
Tobins Q-Ratio = 1.38 (Enterprise Value 1.90b / Total Assets 1.38b)
Interest Expense / Debt = 0.36% (Interest Expense 1.47m / Debt 402.3m)
Taxrate = 1.50% (-277.0k / -18.5m)
NOPAT = -76.3m (EBIT -77.4m * (1 - 1.50%)) [loss with tax shield]
Current Ratio = 1.70 (Total Current Assets 227.1m / Total Current Liabilities 133.9m)
Debt / Equity = 0.48 (Debt 402.3m / totalStockholderEquity, last quarter 838.0m)
Debt / EBITDA = -10.52 (negative EBITDA) (Net Debt 309.9m / EBITDA -29.5m)
Debt / FCF = -14.91 (negative FCF - burning cash) (Net Debt 309.9m / FCF TTM -20.8m)
Total Stockholder Equity = 855.2m (last 4 quarters mean from totalStockholderEquity)
RoA = -6.14% (Net Income -84.6m / Total Assets 1.38b)
RoE = -9.89% (Net Income TTM -84.6m / Total Stockholder Equity 855.2m)
RoCE = -6.30% (EBIT -77.4m / Capital Employed (Equity 855.2m + L.T.Debt 373.5m))
RoIC = -6.14% (negative operating profit) (NOPAT -76.3m / Invested Capital 1.24b)
WACC = 8.72% (E(1.59b)/V(1.99b) * Re(10.84%) + D(402.3m)/V(1.99b) * Rd(0.36%) * (1-Tc(0.02)))
Discount Rate = 10.84% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 20.46%
Fair Price DCF = unknown (Cash Flow -20.8m)
EPS Correlation: 63.98 | EPS CAGR: 27.91% | SUE: 0.37 | # QB: 0
Revenue Correlation: 49.82 | Revenue CAGR: 7.52% | SUE: 0.15 | # QB: 0

Additional Sources for PAR Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle