(PAR) PAR Technology - Overview
Stock: POS, Loyalty, Ordering, Payments, Hardware
EPS (Earnings per Share)
Revenue
| Risk 5d forecast | |
|---|---|
| Volatility | 83.3% |
| Relative Tail Risk | -7.18% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -1.98 |
| Alpha | -89.28 |
| Character TTM | |
|---|---|
| Beta | 1.381 |
| Beta Downside | 1.548 |
| Drawdowns 3y | |
|---|---|
| Max DD | 73.40% |
| CAGR/Max DD | -0.21 |
Description: PAR PAR Technology January 11, 2026
PAR Technology Corporation (NYSE: PAR) delivers an omnichannel, cloud-based suite of hardware and software solutions aimed at the restaurant, convenience-store, and broader entertainment-venue markets. Founded in 1968 and headquartered in New Hartford, NY, the firm operates under two primary clouds-ENGAGEMENT CLOUD (loyalty, e-commerce, digital engagement) and OPERATOR CLOUD (POS, payments, operational analytics).
Its product lineup includes the PUNCHH loyalty platform, PAR ORDERING e-commerce suite, PAR RETAIL digital engagement tools, and the PLEXURE international loyalty service, complemented by core POS hardware (terminals, tablets, drive-thru and kitchen display systems) and ancillary peripherals such as wireless headsets and kiosks. The company also monetizes services like installation, training, and technical support, creating recurring revenue streams beyond hardware sales.
In FY 2023, PAR reported approximately $1.0 billion in revenue, with subscription-based SaaS ARR expanding ~20% year-over-year and now representing roughly 45% of total revenue-a key indicator of recurring earnings stability. The restaurant sector’s shift toward digital ordering and contactless payments remains a primary growth driver, though the pace is moderating as pandemic-era acceleration normalizes; labor-cost pressures and inflationary input costs continue to shape customer spending patterns.
For a deeper quantitative breakdown of PAR’s valuation metrics, the ValueRay platform offers a concise, data-rich snapshot worth reviewing.
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income: -84.6m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.01 > 0.02 and ΔFCF/TA 1.29 > 1.0 |
| NWC/Revenue: 21.16% < 20% (prev 34.95%; Δ -13.79% < -1%) |
| CFO/TA -0.01 > 3% & CFO -12.0m > Net Income -84.6m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 1.70 > 1.5 & < 3 |
| Outstanding Shares: last quarter (40.6m) vs 12m ago 13.15% < -2% |
| Gross Margin: 43.94% > 18% (prev 0.36%; Δ 4358 % > 0.5%) |
| Asset Turnover: 32.91% > 50% (prev 27.14%; Δ 5.77% > 0%) |
| Interest Coverage Ratio: -9.78 > 6 (EBITDA TTM -29.5m / Interest Expense TTM 7.92m) |
Altman Z'' -1.44
| A: 0.07 (Total Current Assets 227.1m - Total Current Liabilities 133.9m) / Total Assets 1.38b |
| B: -0.25 (Retained Earnings -343.5m / Total Assets 1.38b) |
| C: -0.06 (EBIT TTM -77.4m / Avg Total Assets 1.34b) |
| D: -0.65 (Book Value of Equity -350.6m / Total Liabilities 539.3m) |
| Altman-Z'' Score: -1.44 = CCC |
Beneish M -3.10
| DSRI: 0.94 (Receivables 70.5m/60.3m, Revenue 440.5m/352.7m) |
| GMI: 0.82 (GM 43.94% / 36.16%) |
| AQI: 1.02 (AQ_t 0.82 / AQ_t-1 0.80) |
| SGI: 1.25 (Revenue 440.5m / 352.7m) |
| TATA: -0.05 (NI -84.6m - CFO -12.0m) / TA 1.38b) |
| Beneish M-Score: -3.10 (Cap -4..+1) = AA |
What is the price of PAR shares?
Over the past week, the price has changed by -15.15%, over one month by -37.16%, over three months by -32.95% and over the past year by -68.99%.
Is PAR a buy, sell or hold?
- StrongBuy: 7
- Buy: 1
- Hold: 2
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the PAR price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 59.1 | 165.8% |
| Analysts Target Price | 59.1 | 165.8% |
| ValueRay Target Price | 19.6 | -11.8% |
PAR Fundamental Data Overview February 03, 2026
P/B = 1.3354
Revenue TTM = 440.5m USD
EBIT TTM = -77.4m USD
EBITDA TTM = -29.5m USD
Long Term Debt = 373.5m USD (from longTermDebt, last quarter)
Short Term Debt = 22.0m USD (from shortTermDebt, last quarter)
Debt = 402.3m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 309.9m USD (from netDebt column, last quarter)
Enterprise Value = 1.36b USD (1.06b + Debt 402.3m - CCE 106.9m)
Interest Coverage Ratio = -9.78 (Ebit TTM -77.4m / Interest Expense TTM 7.92m)
EV/FCF = -71.63x (Enterprise Value 1.36b / FCF TTM -19.0m)
FCF Yield = -1.40% (FCF TTM -19.0m / Enterprise Value 1.36b)
FCF Margin = -4.31% (FCF TTM -19.0m / Revenue TTM 440.5m)
Net Margin = -19.21% (Net Income TTM -84.6m / Revenue TTM 440.5m)
Gross Margin = 43.94% ((Revenue TTM 440.5m - Cost of Revenue TTM 246.9m) / Revenue TTM)
Gross Margin QoQ = 41.29% (prev 45.36%)
Tobins Q-Ratio = 0.99 (Enterprise Value 1.36b / Total Assets 1.38b)
Interest Expense / Debt = 0.36% (Interest Expense 1.47m / Debt 402.3m)
Taxrate = 21.0% (US default 21%)
NOPAT = -61.2m (EBIT -77.4m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 1.70 (Total Current Assets 227.1m / Total Current Liabilities 133.9m)
Debt / Equity = 0.48 (Debt 402.3m / totalStockholderEquity, last quarter 838.0m)
Debt / EBITDA = -10.52 (negative EBITDA) (Net Debt 309.9m / EBITDA -29.5m)
Debt / FCF = -16.33 (negative FCF - burning cash) (Net Debt 309.9m / FCF TTM -19.0m)
Total Stockholder Equity = 855.2m (last 4 quarters mean from totalStockholderEquity)
RoA = -6.32% (Net Income -84.6m / Total Assets 1.38b)
RoE = -9.89% (Net Income TTM -84.6m / Total Stockholder Equity 855.2m)
RoCE = -6.30% (EBIT -77.4m / Capital Employed (Equity 855.2m + L.T.Debt 373.5m))
RoIC = -4.93% (negative operating profit) (NOPAT -61.2m / Invested Capital 1.24b)
WACC = 8.06% (E(1.06b)/V(1.47b) * Re(11.0%) + D(402.3m)/V(1.47b) * Rd(0.36%) * (1-Tc(0.21)))
Discount Rate = 11.0% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 20.46%
Fair Price DCF = unknown (Cash Flow -19.0m)
EPS Correlation: 64.18 | EPS CAGR: 16.67% | SUE: -0.25 | # QB: 0
Revenue Correlation: 48.17 | Revenue CAGR: 10.63% | SUE: 0.15 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.07 | Chg30d=+0.000 | Revisions Net=-1 | Analysts=7
EPS next Year (2026-12-31): EPS=0.60 | Chg30d=+0.000 | Revisions Net=-1 | Growth EPS=+513.1% | Growth Revenue=+11.8%