(PHM) PulteGroup - Overview
Stock: Single-Family, Townhome, Condo, Land, Financing, Title
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 0.80% |
| Yield on Cost 5y | 1.96% |
| Yield CAGR 5y | 12.71% |
| Payout Consistency | 83.5% |
| Payout Ratio | 5.9% |
| Risk 5d forecast | |
|---|---|
| Volatility | 33.4% |
| Relative Tail Risk | -7.84% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.66 |
| Alpha | 10.02 |
| Character TTM | |
|---|---|
| Beta | 0.710 |
| Beta Downside | 0.424 |
| Drawdowns 3y | |
|---|---|
| Max DD | 38.01% |
| CAGR/Max DD | 0.94 |
Description: PHM PulteGroup December 17, 2025
PulteGroup, Inc. (NYSE:PHM) is a U.S. homebuilder that acquires, develops, and constructs residential properties across multiple segments-including single-family homes, townhomes, condos, and duplexes-under brands such as Pulte Homes, Centex, Del Webb, and others. The firm also offers ancillary services like mortgage origination, loan-servicing rights sales, title insurance, and closing services, creating a vertically integrated business model. Founded in 1950 and headquartered in Atlanta, Georgia, PulteGroup operates primarily in the homebuilding sub-industry of the Consumer Discretionary sector.
Key recent metrics: FY 2023 revenue was approximately $8.2 billion with a net profit margin of ~6.5%; the company reported a backlog of roughly $12 billion, indicating strong future demand. Core drivers include the U.S. housing-starts cycle, mortgage-rate volatility (currently around 6.5% for a 30-year fixed), and regional labor-cost pressures that affect construction margins. The broader homebuilding sector remains sensitive to consumer confidence and inventory-to-sales ratios, which have been tightening as new-home supply lags demand.
For a deeper, data-driven view of PHM’s valuation dynamics, you may find ValueRay’s analytical dashboards worth exploring.
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income: 2.22b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.09 > 0.02 and ΔFCF/TA 0.44 > 1.0 |
| NWC/Revenue: 69.52% < 20% (prev 73.29%; Δ -3.77% < -1%) |
| CFO/TA 0.10 > 3% & CFO 1.83b > Net Income 2.22b |
| Net Debt (154.7m) to EBITDA (3.02b): 0.05 < 3 |
| Current Ratio: 5.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (195.8m) vs 12m ago -5.04% < -2% |
| Gross Margin: 26.75% > 18% (prev 0.29%; Δ 2646 % > 0.5%) |
| Asset Turnover: 97.77% > 50% (prev 103.4%; Δ -5.58% > 0%) |
| Interest Coverage Ratio: 2157 > 6 (EBITDA TTM 3.02b / Interest Expense TTM 1.35m) |
Altman Z'' 9.86
| A: 0.67 (Total Current Assets 14.93b - Total Current Liabilities 2.90b) / Total Assets 18.05b |
| B: 0.52 (Retained Earnings 9.35b / Total Assets 18.05b) |
| C: 0.16 (EBIT TTM 2.91b / Avg Total Assets 17.71b) |
| D: 2.56 (Book Value of Equity 12.99b / Total Liabilities 5.06b) |
| Altman-Z'' Score: 9.86 = AAA |
What is the price of PHM shares?
Over the past week, the price has changed by +7.99%, over one month by +11.51%, over three months by +13.82% and over the past year by +23.78%.
Is PHM a buy, sell or hold?
- StrongBuy: 7
- Buy: 3
- Hold: 7
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the PHM price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 140.6 | 4.1% |
| Analysts Target Price | 140.6 | 4.1% |
| ValueRay Target Price | 173 | 28.1% |
PHM Fundamental Data Overview February 01, 2026
P/E Forward = 11.8765
P/S = 1.4256
P/B = 1.9102
P/EG = 1.0792
Revenue TTM = 17.31b USD
EBIT TTM = 2.91b USD
EBITDA TTM = 3.02b USD
Long Term Debt = 1.63b USD (from longTermDebt, last quarter)
Short Term Debt = 532.3m USD (from shortTermDebt, last quarter)
Debt = 2.16b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 154.7m USD (from netDebt column, last quarter)
Enterprise Value = 24.86b USD (24.68b + Debt 2.16b - CCE 1.98b)
Interest Coverage Ratio = 2157 (Ebit TTM 2.91b / Interest Expense TTM 1.35m)
EV/FCF = 14.60x (Enterprise Value 24.86b / FCF TTM 1.70b)
FCF Yield = 6.85% (FCF TTM 1.70b / Enterprise Value 24.86b)
FCF Margin = 9.84% (FCF TTM 1.70b / Revenue TTM 17.31b)
Net Margin = 12.82% (Net Income TTM 2.22b / Revenue TTM 17.31b)
Gross Margin = 26.75% ((Revenue TTM 17.31b - Cost of Revenue TTM 12.68b) / Revenue TTM)
Gross Margin QoQ = 24.78% (prev 27.77%)
Tobins Q-Ratio = 1.38 (Enterprise Value 24.86b / Total Assets 18.05b)
Interest Expense / Debt = 0.04% (Interest Expense 814.0k / Debt 2.16b)
Taxrate = 23.45% (153.6m / 655.2m)
NOPAT = 2.23b (EBIT 2.91b * (1 - 23.45%))
Current Ratio = 5.15 (Total Current Assets 14.93b / Total Current Liabilities 2.90b)
Debt / Equity = 0.17 (Debt 2.16b / totalStockholderEquity, last quarter 12.99b)
Debt / EBITDA = 0.05 (Net Debt 154.7m / EBITDA 3.02b)
Debt / FCF = 0.09 (Net Debt 154.7m / FCF TTM 1.70b)
Total Stockholder Equity = 12.67b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.53% (Net Income 2.22b / Total Assets 18.05b)
RoE = 17.51% (Net Income TTM 2.22b / Total Stockholder Equity 12.67b)
RoCE = 20.36% (EBIT 2.91b / Capital Employed (Equity 12.67b + L.T.Debt 1.63b))
RoIC = 15.23% (NOPAT 2.23b / Invested Capital 14.63b)
WACC = 7.84% (E(24.68b)/V(26.84b) * Re(8.53%) + D(2.16b)/V(26.84b) * Rd(0.04%) * (1-Tc(0.23)))
Discount Rate = 8.53% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.74%
[DCF Debug] Terminal Value 80.31% ; FCFF base≈1.65b ; Y1≈1.86b ; Y5≈2.51b
Fair Price DCF = 227.7 (EV 44.53b - Net Debt 154.7m = Equity 44.37b / Shares 194.9m; r=7.84% [WACC]; 5y FCF grow 14.98% → 2.90% )
EPS Correlation: 35.55 | EPS CAGR: 9.36% | SUE: -0.66 | # QB: 0
Revenue Correlation: 51.22 | Revenue CAGR: 10.70% | SUE: 1.39 | # QB: 1
EPS next Quarter (2026-03-31): EPS=1.94 | Chg30d=-0.058 | Revisions Net=-2 | Analysts=7
EPS current Year (2026-12-31): EPS=10.19 | Chg30d=-0.713 | Revisions Net=-5 | Growth EPS=-8.3% | Growth Revenue=-4.9%
EPS next Year (2027-12-31): EPS=11.78 | Chg30d=-1.036 | Revisions Net=-2 | Growth EPS=+15.6% | Growth Revenue=+3.4%