(PRI) Primerica - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US74164M1080

PRI: Term Life Insurance, Investment And Savings Products, Senior Health Insurance, Other Insurance Services, Financial Products

Primerica, Inc. (NYSE:PRI), a life and health insurance provider, specializes in serving middle-income families in the U.S. and Canada. The company operates through three core segments: Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. Its Term Life Insurance segment offers individual term life policies, while the Investment and Savings Products segment provides mutual funds, retirement plans, annuities, and segregated funds. The Corporate and Other Distributed Products segment offers a range of services, including mortgage loans, prepaid legal services, ID theft defense, auto and home insurance, home automation solutions, and supplemental insurance products. Primerica distributes its products through a network of licensed sales representatives. Founded in 1927, the company is headquartered in Duluth, Georgia.

From a technical perspective, PRI is currently trading at $257.09, below its 20-day SMA of $264.40 and 50-day SMA of $275.47, but above its 200-day SMA of $271.67. The stock has an ATR of 10.76, indicating moderate volatility. On the fundamental side, Primerica has a market cap of $8.337B, a P/E ratio of 12.00, and a forward P/E of 14.04. The companys P/B ratio is 3.69, P/S ratio is 2.65, and RoE stands at 20.83.

3-Month Forecast: Based on and , PRI is expected to trade within a range of $240-$270 in the next quarter. The stock may face resistance at $270-$280 due to its current position below key SMAs. Support is likely to hold around $250-$260, driven by strong earnings and a reasonable valuation. The companys high RoE and solid market position suggest potential for long-term value creation.

Additional Sources for PRI Stock

PRI Stock Overview

Market Cap in USD 8,338m
Sector Financial Services
Industry Insurance - Life
GiC Sub-Industry Life & Health Insurance
IPO / Inception 2010-04-01

PRI Stock Ratings

Growth Rating 84.3
Fundamental 55.8
Dividend Rating 67.5
Rel. Strength 1.68
Analysts 3.5/5
Fair Price Momentum 272.97 USD
Fair Price DCF 543.10 USD

PRI Dividends

Dividend Yield 12m 1.36%
Yield on Cost 5y 3.94%
Annual Growth 5y 15.58%
Payout Consistency 100.0%

PRI Growth Ratios

Growth Correlation 3m -60.1%
Growth Correlation 12m 74.8%
Growth Correlation 5y 87.6%
CAGR 5y 23.41%
CAGR/Max DD 5y 0.64
Sharpe Ratio 12m 1.21
Alpha 11.90
Beta 0.793
Volatility 34.13%
Current Volume 112.8k
Average Volume 20d 156.2k
What is the price of PRI stocks?
As of April 26, 2025, the stock is trading at USD 261.57 with a total of 112,794 shares traded.
Over the past week, the price has changed by +5.86%, over one month by -9.96%, over three months by -9.45% and over the past year by +21.30%.
Is Primerica a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Primerica (NYSE:PRI) is currently (April 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 55.80 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PRI as of April 2025 is 272.97. This means that PRI is currently overvalued and has a potential downside of 4.36%.
Is PRI a buy, sell or hold?
Primerica has received a consensus analysts rating of 3.50. Therefor, it is recommend to hold PRI.
  • Strong Buy: 2
  • Buy: 0
  • Hold: 6
  • Sell: 0
  • Strong Sell: 0
What are the forecast for PRI stock price target?
According to ValueRays Forecast Model, PRI Primerica will be worth about 299.9 in April 2026. The stock is currently trading at 261.57. This means that the stock has a potential upside of +14.66%.
Issuer Forecast Upside
Wallstreet Target Price 303 15.8%
Analysts Target Price 314.8 20.4%
ValueRay Target Price 299.9 14.7%