(PRU) Prudential Financial - Ratings and Ratios

Prudential Financial, Inc. (NYSE: PRU) is a global leader in financial services, offering insurance, investment management, and retirement solutions. Established in 1875 and headquartered in Newark, New Jersey, Prudential operates through five core segments: PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses. PGIM, its asset management division, manages a diverse range of assets including fixed income, equities, real estate, and alternative investments for institutional and retail clients. The Retirement Strategies segment provides retirement products such as annuities to both individual and institutional clients. Group Insurance offers employee benefits solutions, including life and disability insurance. The Individual Life segment focuses on life insurance products tailored to personal needs. Internationally, Prudential serves markets in Asia, Europe, and Latin America with life insurance, retirement, and investment products. The company distributes its products through a combination of proprietary and third-party channels, ensuring a broad reach to its customers.

3-Month Forecast: Based on the technical and fundamental data, Prudential Financials stock is expected to experience short-term volatility with a potential bearish trend due to its current price being below key moving averages (SMA20, SMA50, SMA200). The average true range (ATR) of 4.14 suggests continued price fluctuations. However, the forward P/E ratio of 7.33 indicates potential undervaluation, which could attract investors looking for long-term growth. The low P/S ratio of 0.51 further supports this perspective, suggesting the stock may be undervalued relative to its revenue. Overall, while the near-term outlook may be challenging, the fundamental metrics hint at a bullish case in the longer term.