(QTWO) Q2 Holdings - Ratings and Ratios

Q2 Holdings is a provider of cloud-based digital solutions, primarily catering to regional and community financial institutions in the United States. The company's Digital Banking Platform is an end-to-end solution that enables these institutions to deliver unified digital banking services across various digital channels, enhancing the overall customer experience. This platform comprises a range of solutions, including Q2 Consumer Banking, Q2 Small Business and Commercial, and Q2mobile Remote Deposit Capture, among others. These solutions are designed to support financial institutions in their digital transformation journey, allowing them to stay competitive in a rapidly evolving banking landscape.

The company's digital banking platform solutions are comprehensive, covering various aspects of digital banking, such as Q2 Sentinel, Q2 Patrol, Q2 SMART, and Q2 Contextual Personal Financial Management. Additionally, Q2 Holdings offers a range of other solutions, including Q2 Goals, Q2 CardSwap, Q2 Gro, and Q2 Innovation Studio, which provide financial institutions with the tools they need to innovate and expand their digital offerings. The company also provides lending solutions, including precisionlender solutions and Q2 Cloud Lending solutions, which are cloud-based platforms designed to automate and digitize lending activities for financial institutions, FinTechs, and alternative financial institutions.

Q2 Holdings' lending solutions are designed to support the entire lending process, from digital lending applications to scoring, underwriting, servicing, and collections. The company's Q2 Cloud Lending solutions, for instance, provide a cloud-based digital lending platform that allows financial institutions to automate and digitize their lending activities, supporting multiple asset classes. Furthermore, Q2 Holdings offers Q2 Innovation Studio, an open technology platform based on application program interfaces (APIs) and software development kits (SDKs), which enables financial institutions to develop and integrate their own digital banking solutions. The company also provides Helix, a cloud-native, real-time core processing platform, which is designed to support the core banking needs of financial institutions.

With a history dating back to 2004, Q2 Holdings has established itself as a leading provider of cloud-based digital solutions for financial institutions. The company, which was formerly known as CBG Holdings, Inc., changed its name to Q2 Holdings, Inc. in March 2013 and is headquartered in Austin, Texas. As a publicly traded company listed on the New York Stock Exchange (NYSE) under the ticker symbol QTWO, Q2 Holdings is committed to delivering innovative digital solutions that meet the evolving needs of financial institutions and their customers. The company's common stock is listed under the ISIN US74736L1098 and is classified under the GICS Sub Industry: Application Software.