(RF) Regions Financial - Ratings and Ratios

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. Operating through three segments—Corporate Bank, Consumer Bank, and Wealth Management—it tailors its offerings to meet diverse financial needs. The Corporate Bank segment focuses on commercial banking services, including commercial and industrial loans, commercial real estate lending, and investor real estate lending. It also offers equipment lease financing, deposit products, and advisory services such as securities underwriting, loan syndication, foreign exchange, derivatives, and mergers and acquisitions support, primarily serving corporate clients, middle-market businesses, and commercial real estate developers and investors.

The Consumer Bank segment caters to individual customers with a range of consumer banking products and services. This includes residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, alongside various deposit products. The Wealth Management segment provides credit-related products, retirement and savings solutions, trust and investment management, asset management, and estate planning services to individuals, businesses, governmental entities, and non-profit organizations. Additionally, the company offers investment and insurance products, low-income housing tax credit syndication services, and other specialty financing solutions.

Founded in 1971 and headquartered in Birmingham, Alabama, Regions Financial Corporation has established a significant presence in the banking sector. With a market capitalization of $22.394 billion, the company operates under the ticker symbol RF on the NYSE. Its financial metrics include a P/E ratio of 12.80, a forward P/E of 10.98, a price-to-book ratio of 1.39, and a price-to-sales ratio of 3.42. These figures provide insights into the companys valuation and performance, which are crucial for investors and fund managers assessing its potential.