(RM) Regional Management - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US75902K1060

RM: Installment Loans, Retail Loans, Insurance Products

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally-managed direct mail campaigns, and digital partners, as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer, South Carolina. Web URL: https://www.regionalmanagement.com

Additional Sources for RM Stock

RM Stock Overview

Market Cap in USD 343m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 2012-03-28

RM Stock Ratings

Growth 5y 33.8%
Fundamental 29.2%
Dividend 70.7%
Rel. Strength Industry 24
Analysts 3.5/5
Fair Price Momentum 37.00 USD
Fair Price DCF 489.10 USD

RM Dividends

Dividend Yield 12m 3.36%
Yield on Cost 5y 4.99%
Annual Growth 5y 43.10%
Payout Consistency 98.3%

RM Growth Ratios

Growth Correlation 3m 80.6%
Growth Correlation 12m 89%
Growth Correlation 5y 14.2%
CAGR 5y 8.22%
CAGR/Mean DD 5y 0.23
Sharpe Ratio 12m 0.95
Alpha 3.40
Beta 1.62
Volatility 46.08%
Current Volume 49.9k
Average Volume 20d 47.7k
What is the price of RM stocks?
As of January 23, 2025, the stock is trading at USD 35.67 with a total of 49,924 shares traded.
Over the past week, the price has changed by +7.18%, over one month by +8.68%, over three months by +18.53% and over the past year by +43.40%.
Is Regional Management a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Regional Management is currently (January 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 29.16 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of RM as of January 2025 is 37.00. This means that RM is currently overvalued and has a potential downside of 3.73%.
Is RM a buy, sell or hold?
Regional Management has received a consensus analysts rating of 3.50. Therefor, it is recommend to hold RM.
  • Strong Buy: 1
  • Buy: 1
  • Hold: 4
  • Sell: 0
  • Strong Sell: 0
What are the forecast for RM stock price target?
According to ValueRays Forecast Model, RM Regional Management will be worth about 40 in January 2026. The stock is currently trading at 35.67. This means that the stock has a potential upside of +12.03%.
Issuer Forecast Upside
Wallstreet Target Price 37 3.7%
Analysts Target Price 37 3.7%
ValueRay Target Price 40 12%