(SAN) Banco Santander - Ratings and Ratios
Exchange: NYSE • Country: Spain • Currency: USD • Type: Common Stock • ISIN: US05964H1059
SAN: Loans, Deposits, Insurance, Banking, Finance, Investments
Banco Santander, S.A. is a global financial powerhouse, operating across multiple segments: Retail Banking, Santander Corporate & Investment Banking, Wealth Management & Insurance, and PagoNxt. The bank offers a wide array of financial products and services, including demand and time deposits, mutual funds, current and savings accounts, mortgages, consumer finance, loans, and various financing solutions. It also provides project finance, debt capital markets, global transaction banking, and corporate finance services. Additionally, the bank delivers asset management and private banking services, as well as insurance products. Its digital payment solutions and online banking platform serve retail, business, institutional, corporate, private banking, and university customers.
Headquartered in Madrid, Spain, Banco Santander was founded in 1856 and has evolved into one of the worlds largest banks. Formerly known as Banco Santander Central Hispano SA, the bank rebranded to its current name in February 2007. With a strong presence in Europe and Latin America, Santander has built a diversified business model that spans across 10 main markets, including Spain, the UK, Germany, Poland, Brazil, Mexico, Argentina, Chile, Colombia, and Peru. This geographic diversification is a key strength, allowing the bank to balance risks and opportunities across different regions.
The bank’s PagoNxt segment is a critical component of its strategy, focusing on digital transformation and innovation. This includes cutting-edge payment technologies, digital wallets, and financial solutions for businesses and consumers. Santander has
Additional Sources for SAN Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
SAN Stock Overview
| Market Cap in USD | 105,195m |
| Sector | Financial Services |
| Industry | Banks - Diversified |
| GiC Sub-Industry | Diversified Banks |
| IPO / Inception | 1987-07-29 |
SAN Stock Ratings
| Growth 5y | 78.6% |
| Fundamental | - |
| Dividend | 71.2% |
| Rel. Strength | 20.6 |
| Analysts | 4.5/5 |
| Fair Price Momentum | 7.92 USD |
| Fair Price DCF | - |
SAN Dividends
| Dividend Yield 12m | 3.73% |
| Yield on Cost 5y | 11.88% |
| Annual Growth 5y | 13.33% |
| Payout Consistency | 85.5% |
SAN Growth Ratios
| Growth Correlation 3m | 98.2% |
| Growth Correlation 12m | 44.1% |
| Growth Correlation 5y | 83.1% |
| CAGR 5y | 29.91% |
| CAGR/Max DD 5y | 0.68 |
| Sharpe Ratio 12m | 1.65 |
| Alpha | 35.55 |
| Beta | 1.373 |
| Volatility | 35.23% |
| Current Volume | 4444.4k |
| Average Volume 20d | 5851.1k |
As of April 01, 2025, the stock is trading at USD 6.70 with a total of 4,444,355 shares traded.
Over the past week, the price has changed by -4.15%, over one month by +5.02%, over three months by +46.93% and over the past year by +45.65%.
Yes. Based on ValueRay Analyses, Banco Santander (NYSE:SAN) is currently (April 2025) a good stock to buy. It has a ValueRay Growth Rating of 78.58 and therefor a clear technical positive rating according to historical growth.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SAN as of April 2025 is 7.92. This means that SAN is currently undervalued and has a potential upside of +18.21% (Margin of Safety).
Banco Santander has received a consensus analysts rating of 4.50. Therefor, it is recommend to buy SAN.
- Strong Buy: 1
- Buy: 1
- Hold: 0
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, SAN Banco Santander will be worth about 8.6 in April 2026. The stock is currently trading at 6.70. This means that the stock has a potential upside of +27.61%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 6.7 | 0% |
| Analysts Target Price | 6.4 | -4.5% |
| ValueRay Target Price | 8.6 | 27.6% |