(SAP) SAP SE - Ratings and Ratios

Exchange: NYSE • Country: Germany • Currency: USD • Type: Common Stock • ISIN: US8030542042

Enterprise Software, Cloud Platform, Analytics, HR

Dividends

Dividend Yield 1.06%
Yield on Cost 5y 2.32%
Yield CAGR 5y 8.64%
Payout Consistency 89.8%
Payout Ratio 37.8%
Risk via 10d forecast
Volatility 25.4%
Value at Risk 5%th 41.4%
Relative Tail Risk -1.07%
Reward TTM
Sharpe Ratio -0.07
Alpha -10.82
CAGR/Max DD 1.37
Character TTM
Hurst Exponent 0.440
Beta 0.831
Beta Downside 0.788
Drawdowns 3y
Max DD 25.00%
Mean DD 4.67%
Median DD 2.92%

Description: SAP SAP SE December 01, 2025

SAP SE (NYSE: SAP) delivers a portfolio of enterprise-software solutions that span core ERP (SAP S/4HANA), human-capital management (SuccessFactors), spend and procurement, customer experience, and a low-code Business Technology Platform for building, integrating and automating applications. Complementary offerings include the SAP Business Network for B2B supply-chain collaboration, Signavio process analytics, LeanIX enterprise-architecture mapping, WalkMe workflow automation, Enable Now embedded learning, Taulia working-capital tools, and sustainability services, all supported by a global services and support business.

Key recent metrics (FY 2023) show total revenue of €27.8 billion, with cloud-subscription revenue rising 19 % YoY to €10.6 billion and cloud ARR (annual recurring revenue) surpassing €12 billion-indicating a successful shift from on-premise licensing to subscription models. The ERP market is being driven by macro-economic trends such as accelerated digital transformation spending (global enterprise software market projected to grow ~9 % CAGR through 2028) and increasing demand for integrated ESG reporting, both of which favor SAP’s cloud and sustainability solutions. However, the company’s operating margin compressed to 15.2 % in FY 2023, reflecting higher R&D and sales-force investments; the sustainability of this margin depends on the pace of cloud-migration adoption and competitive pressure from peers like Oracle and Microsoft.

For a data-driven deep-dive on SAP’s valuation dynamics and scenario analysis, you may find the free research tools on ValueRay worth exploring.

Piotroski VR‑10 (Strict, 0-10) 5.5

Net Income (7.08b TTM) > 0 and > 6% of Revenue (6% = 2.19b TTM)
FCFTA 0.08 (>2.0%) and ΔFCFTA -2.19pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 5.78% (prev 5.56%; Δ 0.22pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.09 (>3.0%) and CFO 7.31b > Net Income 7.08b (YES >=105%, WARN >=100%)
Net Debt (666.2m) to EBITDA (12.42b) ratio: 0.05 <= 3.0 (WARN <= 3.5)
Current Ratio 1.10 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (1.18b) change vs 12m ago -0.08% (target <= -2.0% for YES)
Gross Margin 73.55% (prev 72.72%; Δ 0.82pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 48.65% (prev 47.77%; Δ 0.89pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 9.52 (EBITDA TTM 12.42b / Interest Expense TTM 1.17b) >= 6 (WARN >= 3)

Altman Z'' 5.31

(A) 0.03 = (Total Current Assets 22.22b - Total Current Liabilities 20.11b) / Total Assets 80.37b
(B) 0.67 = Retained Earnings (Balance) 53.66b / Total Assets 80.37b
(C) 0.15 = EBIT TTM 11.09b / Avg Total Assets 75.01b
(D) 1.88 = Book Value of Equity 55.44b / Total Liabilities 29.56b
Total Rating: 5.31 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 81.17

1. Piotroski 5.50pt
2. FCF Yield 2.67%
3. FCF Margin 17.76%
4. Debt/Equity 0.21
5. Debt/Ebitda 0.05
6. ROIC - WACC (= 8.56)%
7. RoE 15.22%
8. Rev. Trend 82.70%
9. EPS Trend 35.05%

What is the price of SAP shares?

As of December 06, 2025, the stock is trading at USD 247.26 with a total of 1,316,781 shares traded.
Over the past week, the price has changed by +2.28%, over one month by -5.29%, over three months by -8.08% and over the past year by -2.37%.

Is SAP a buy, sell or hold?

SAP SE has received a consensus analysts rating of 4.31. Therefore, it is recommended to buy SAP.
  • Strong Buy: 7
  • Buy: 7
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the SAP price?

Issuer Target Up/Down from current
Wallstreet Target Price 339.8 37.4%
Analysts Target Price 339.8 37.4%
ValueRay Target Price 287.6 16.3%

SAP Fundamental Data Overview December 02, 2025

Market Cap EUR = 242.27b (282.07b USD * 0.8589 USD.EUR)
P/E Trailing = 34.5851
P/E Forward = 28.49
P/S = 7.7293
P/B = 5.6692
P/EG = 1.0043
Beta = 0.813
Revenue TTM = 36.49b EUR
EBIT TTM = 11.09b EUR
EBITDA TTM = 12.42b EUR
Long Term Debt = 5.30b EUR (from longTermDebt, last fiscal year)
Short Term Debt = 3.56b EUR (from shortTermDebt, last quarter)
Debt = 10.72b EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = 666.2m EUR (from netDebt column, last quarter)
Enterprise Value = 242.94b EUR (242.27b + Debt 10.72b - CCE 10.05b)
Interest Coverage Ratio = 9.52 (Ebit TTM 11.09b / Interest Expense TTM 1.17b)
FCF Yield = 2.67% (FCF TTM 6.48b / Enterprise Value 242.94b)
FCF Margin = 17.76% (FCF TTM 6.48b / Revenue TTM 36.49b)
Net Margin = 19.41% (Net Income TTM 7.08b / Revenue TTM 36.49b)
Gross Margin = 73.55% ((Revenue TTM 36.49b - Cost of Revenue TTM 9.65b) / Revenue TTM)
Gross Margin QoQ = 73.50% (prev 73.34%)
Tobins Q-Ratio = 3.02 (Enterprise Value 242.94b / Total Assets 80.37b)
Interest Expense / Debt = 2.91% (Interest Expense 312.0m / Debt 10.72b)
Taxrate = 25.28% (694.0m / 2.75b)
NOPAT = 8.28b (EBIT 11.09b * (1 - 25.28%))
Current Ratio = 1.10 (Total Current Assets 22.22b / Total Current Liabilities 20.11b)
Debt / Equity = 0.21 (Debt 10.72b / totalStockholderEquity, last quarter 50.30b)
Debt / EBITDA = 0.05 (Net Debt 666.2m / EBITDA 12.42b)
Debt / FCF = 0.10 (Net Debt 666.2m / FCF TTM 6.48b)
Total Stockholder Equity = 46.53b (last 4 quarters mean from totalStockholderEquity)
RoA = 8.81% (Net Income 7.08b / Total Assets 80.37b)
RoE = 15.22% (Net Income TTM 7.08b / Total Stockholder Equity 46.53b)
RoCE = 21.39% (EBIT 11.09b / Capital Employed (Equity 46.53b + L.T.Debt 5.30b))
RoIC = 17.35% (NOPAT 8.28b / Invested Capital 47.75b)
WACC = 8.79% (E(242.27b)/V(252.99b) * Re(9.08%) + D(10.72b)/V(252.99b) * Rd(2.91%) * (1-Tc(0.25)))
Discount Rate = 9.08% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -0.04%
[DCF Debug] Terminal Value 74.96% ; FCFE base≈6.75b ; Y1≈6.90b ; Y5≈7.67b
Fair Price DCF = 96.36 (DCF Value 112.22b / Shares Outstanding 1.16b; 5y FCF grow 2.20% → 3.0% )
EPS Correlation: 35.05 | EPS CAGR: -3.32% | SUE: 0.68 | # QB: 0
Revenue Correlation: 82.70 | Revenue CAGR: 3.49% | SUE: -0.01 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.90 | Chg30d=-0.003 | Revisions Net=-2 | Analysts=5
EPS next Year (2026-12-31): EPS=8.44 | Chg30d=-0.017 | Revisions Net=-3 | Growth EPS=+21.8% | Growth Revenue=+11.2%

Additional Sources for SAP Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle