(SCHW) Charles Schwab - Overview

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US8085131055

Stock:

Total Rating 41

Risk 62

Buy Signal -0.14

Capital Markets -7.5
Investment Banking & Brokerage -3.1

Market Cap: 177,020m
Avg Trading Vol: 1.10B USD

ATR: 3.01%
Peers RS (IBD): 53.57

Risk 5d forecast
Volatility	29.0%
Relative Tail Risk	-13.4%

Reward TTM
Sharpe Ratio	0.73
Alpha	4.84

Character TTM
Beta	0.980
Beta Downside	1.173

Drawdowns 3y
Max DD	38.16%
CAGR/Max DD	0.24

EPS (Earnings per Share)

EPS CAGR: 17.06%
EPS Trend: 38.8%

Last SUE: 0.00
Qual. Beats: 0

Revenue

Rev. CAGR: 11.24%
Rev. Trend: 65.2%

Last SUE: 1.60
Qual. Beats: 1

Description: SCHW Charles Schwab

The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital retirement calculators; integrated web-, mobile-, and software-based trading platforms, real-time market data, options trading, premium research, and multi-channel access; self-service education and support tools; online research and analysis tools; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.

Piotroski VR‑10 (Strict, 0-10) 4.5

Net Income: 8.85b TTM > 0 and > 6% of Revenue
FCF/TA: -0.00 > 0.02 and ΔFCF/TA -7.18 > 1.0
NWC/Revenue: 725.3% < 20% (prev -697.4%; Δ 1423 % < -1%)
CFO/TA -0.00 > 3% & CFO -753.0m > Net Income 8.85b
Net Debt (-13.0m) to EBITDA (13.34b): -0.00 < 3
Current Ratio: 2953 > 1.5 & < 3
Outstanding Shares: last quarter (1.78b) vs 12m ago -3.21% < -2%
Gross Margin: 84.67% > 18% (prev 0.75%; Δ 8392 % > 0.5%)
Asset Turnover: 5.70% > 50% (prev 5.42%; Δ 0.28% > 0%)
Interest Coverage Ratio: 3.19 > 6 (EBITDA TTM 13.34b / Interest Expense TTM 3.75b)

Altman Z'' 10.00

A: 0.41 (Total Current Assets 200.80b - Total Current Liabilities 68.0m) / Total Assets 491.00b
B: 0.09 (Retained Earnings 44.06b / Total Assets 491.00b)
C: 0.02 (EBIT TTM 11.98b / Avg Total Assets 485.42b)
D: 43.27 (Book Value of Equity 33.10b / Total Liabilities 765.0m)
Altman-Z'' Score: 48.58 = AAA

Beneish M

DSRI: 1.16 (Receivables 111.90b/90.68b, Revenue 27.68b/26.00b)
GMI: 0.89 (GM 84.67% / 75.42%)
AQI: none (AQ_t none / AQ_t-1 none)
SGI: 1.06 (Revenue 27.68b / 26.00b)
TATA: 0.02 (NI 8.85b - CFO -753.0m) / TA 491.00b)
Beneish M-Score: cannot calculate (missing components)

What is the price of SCHW shares?

As of March 03, 2026, the stock is trading at USD 95.49 with a total of 8,576,866 shares traded.
Over the past week, the price has changed by +2.95%, over one month by -8.90%, over three months by +4.06% and over the past year by +23.74%.

Is SCHW a buy, sell or hold?

Charles Schwab has received a consensus analysts rating of 4.14. Therefore, it is recommended to buy SCHW.

StrongBuy: 10
Buy: 7
Hold: 2
Sell: 1
StrongSell: 1

What are the forecasts/targets for the SCHW price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	121	26.7%
Analysts Target Price	121	26.7%

SCHW Fundamental Data Overview February 28, 2026

P/E Trailing = 20.972
P/E Forward = 17.2712
P/S = 7.4002
P/B = 3.9419
P/EG = 0.685
Revenue TTM = 27.68b USD
EBIT TTM = 11.98b USD
EBITDA TTM = 13.34b USD
Long Term Debt = 20.16b USD (from longTermDebt, two quarters ago)
Short Term Debt = 68.0m USD (from shortTermDebt, last quarter)
Debt = 279.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -13.0m USD (from netDebt column, last quarter)
Enterprise Value = 176.67b USD (177.02b + Debt 279.0m - CCE 632.0m)
Interest Coverage Ratio = 3.19 (Ebit TTM 11.98b / Interest Expense TTM 3.75b)
EV/FCF = -126.5x (Enterprise Value 176.67b / FCF TTM -1.40b)
FCF Yield = -0.79% (FCF TTM -1.40b / Enterprise Value 176.67b)
FCF Margin = -5.05% (FCF TTM -1.40b / Revenue TTM 27.68b)
Net Margin = 31.99% (Net Income TTM 8.85b / Revenue TTM 27.68b)
Gross Margin = 84.67% ((Revenue TTM 27.68b - Cost of Revenue TTM 4.24b) / Revenue TTM)
Gross Margin QoQ = 81.58% (prev 87.13%)
Tobins Q-Ratio = 0.36 (Enterprise Value 176.67b / Total Assets 491.00b)
Interest Expense / Debt = 298.2% (Interest Expense 832.0m / Debt 279.0m)
Taxrate = 22.67% (721.0m / 3.18b)
NOPAT = 9.26b (EBIT 11.98b * (1 - 22.67%))
Current Ratio = 2953 (out of range, set to none) (Total Current Assets 200.80b / Total Current Liabilities 68.0m)
Debt / Equity = 0.01 (Debt 279.0m / totalStockholderEquity, last quarter 49.38b)
Debt / EBITDA = -0.00 (Net Debt -13.0m / EBITDA 13.34b)
Debt / FCF = 0.01 (negative FCF - burning cash) (Net Debt -13.0m / FCF TTM -1.40b)
Total Stockholder Equity = 49.43b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.82% (Net Income 8.85b / Total Assets 491.00b)
RoE = 17.91% (Net Income TTM 8.85b / Total Stockholder Equity 49.43b)
RoCE = 17.22% (EBIT 11.98b / Capital Employed (Equity 49.43b + L.T.Debt 20.16b))
RoIC = 12.05% (NOPAT 9.26b / Invested Capital 76.88b)
WACC = 9.52% (E(177.02b)/V(177.30b) * Re(9.53%) + (debt cost/tax rate unavailable))
Discount Rate = 9.53% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -1.40%
[DCF] Fair Price = unknown (Cash Flow -1.40b)
EPS Correlation: 38.76 | EPS CAGR: 17.06% | SUE: 0.0 | # QB: 0
Revenue Correlation: 65.16 | Revenue CAGR: 11.24% | SUE: 1.60 | # QB: 1
EPS next Quarter (2026-06-30): EPS=1.46 | Chg7d=+0.002 | Chg30d=+0.029 | Revisions Net=+13 | Analysts=16
EPS current Year (2026-12-31): EPS=5.85 | Chg7d=+0.003 | Chg30d=+0.117 | Revisions Net=+17 | Growth EPS=+20.2% | Growth Revenue=+10.7%
EPS next Year (2027-12-31): EPS=6.79 | Chg7d=+0.004 | Chg30d=+0.064 | Revisions Net=+11 | Growth EPS=+16.0% | Growth Revenue=+8.9%
[Analyst] Revisions Ratio: +1.00 (13 Up / 0 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 4.8% (Discount Rate 9.5% - Earnings Yield 4.8%)
[Growth] Growth Spread = +7.1% (Analyst 11.9% - Implied 4.8%)

Additional Sources for SCHW Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle