TJX Stock Analysis: The TJX Companies | NYSE
Apparel Retail | NYSE, USA | Market Cap: 148.273m USD | 12M Return: -2.2% | US8725401090 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 957M
EPS Trend: 96.6%
Qual. Beats: 0
Rev. Trend: 98.6%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
The TJX Companies, Inc. is a U.S.-based off-price retailer of apparel and home fashions operating four segments-Marmaxx, HomeGoods, TJX Canada, and TJX International-and selling through both physical stores and e-commerce sites. Its merchandise spans family apparel, footwear, accessories, home basics, furniture, seasonal decor, and pet and gourmet food. The company was incorporated in 1962 and is headquartered in Framingham, Massachusetts.
Off-price retailers like TJX follow a distinct business model: they purchase merchandise from manufacturers and brand owners at opportunistic terms-often leveraging excess inventory, cancelled orders, special makeups, and packaway buys-and resell it at meaningfully lower prices than traditional department stores, typically without a consistent in-store assortment. Within the Consumer Discretionary sector and the Apparel Retail sub-industry, TJX competes with other discount and value-oriented chains that rely on high inventory turnover, opportunistic buying teams, and a treasure hunt shopping experience to drive frequent customer visits.
- Off-price comp sales growth across Marmaxx and HomeGoods segments
- Tariff exposure on imported apparel and home goods pressures margins
- Competition from Ross Stores and Burlington in off-price retail intensifies
| Net Income: 6.07b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.16 > 0.02 and ΔFCF/TA 3.54 > 1.0 |
| NWC/Revenue: 3.16% < 20% (prev 3.40%; Δ -0.24% < -1%) |
| CFO/TA 0.22 > 3% & CFO 8.03b > Net Income 6.07b |
| Net Debt (19.6b) to EBITDA (9.25b): 2.12 < 3 |
| Current Ratio: 1.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (1.12b) vs 12m ago -0.98% < -2% |
| Gross Margin: 32.09% > 18% (prev 30.57%; Δ 1.51% > 0.5%) |
| Asset Turnover: 178.2% > 50% (prev 176.1%; Δ 2.04% > 0%) |
| Interest Coverage Ratio: 108.1 > 6 (EBIT TTM 8.00b / Interest Expense TTM 74.0m) |
| A: 0.05 (Total Current Assets 15.3b - Total Current Liabilities 13.4b) / Total Assets 37.1b |
| B: 0.27 (Retained Earnings 9.97b / Total Assets 37.1b) |
| C: 0.23 (EBIT TTM 8.00b / Avg Total Assets 35.0b) |
| D: 0.40 (Book Value of Equity 10.7b / Total Liabilities 26.5b) |
| Altman-Z'' = 3.18 = A |
| DSRI: 1.93 (Receivables 1.46b/705.0m, Revenue 62.4b/57.9b) |
| GMI: 0.95 (GM 30.57% / 32.09%) |
| AQI: 0.99 (AQ_t 0.06 / AQ_t-1 0.06) |
| SGI: 1.08 (Revenue 62.4b / 57.9b) |
| TATA: -0.05 (NI 6.07b - CFO 8.03b) / TA 37.1b) |
| Beneish M = -2.26 (Cap -4..+1) = BBB |
As of September 01, 2026, the stock is trading at USD 133.91 with a total of 11,950,658 shares traded. Over the past week, the price has changed by -4.83%, over one month by -14.62%, over three months by -12.06% and over the past year by -2.18%.
Current recommended Stop Loss: 129.40 (which is 3.4% or 1.4 ATR below the current price).
The TJX Companies has received a consensus analysts rating of 4.62. Therefore, it is recommended to buy TJX.
- StrongBuy: 16
- Buy: 3
- Hold: 1
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 170.4 | 27.2% |
P/E Trailing = 24.8556
P/E Forward = 26.3158
P/S = 2.3776
P/B = 14.1918
P/EG = 2.9237
Revenue TTM = 62.4b USD
EBIT TTM = 8.00b USD
EBITDA TTM = 9.25b USD
Long Term Debt = 1.87b USD (from longTermDebt, last fiscal year)
Short Term Debt = 2.71b USD (from shortTermDebt, last quarter)
Debt = 25.6b USD (from shortLongTermDebtTotal, last quarter) + Leases 11.3b
Net Debt = 19.6b USD (calculated: Debt 25.6b - CCE 6.00b)
Enterprise Value = 168b USD (148b + Debt 25.6b - CCE 6.00b)
Interest Coverage Ratio = 108.1 (Ebit TTM 8.00b / Interest Expense TTM 74.0m)
EV/FCF = 28.57x (Enterprise Value 168b / FCF TTM 5.88b)
FCF Yield = 3.50% (FCF TTM 5.88b / Enterprise Value 168b)
FCF Margin = 9.42% (FCF TTM 5.88b / Revenue TTM 62.4b)
Net Margin = 9.73% (Net Income TTM 6.07b / Revenue TTM 62.4b)
Gross Margin = 32.09% ((Revenue TTM 62.4b - Cost of Revenue TTM 42.4b) / Revenue TTM)
Gross Margin QoQ = 33.41% (prev 31.28%)
Tobins Q-Ratio = 4.52 (Enterprise Value 168b / Total Assets 37.1b)
Interest Expense / Debt = 0.29% (Interest Expense 74.0m / Debt 25.6b)
Taxrate = 24.59% (1.98b / 8.04b)
NOPAT = 6.03b (EBIT 8.00b * (1 - 24.59%))
Current Ratio = 1.15 (Total Current Assets 15.3b / Total Current Liabilities 13.4b)
Debt / Equity = 2.41 (Debt 25.6b / totalStockholderEquity, last quarter 10.7b)
Debt / EBITDA = 2.12 (Net Debt 19.6b / EBITDA 9.25b)
Debt / FCF = 3.34 (Net Debt 19.6b / FCF TTM 5.88b)
Total Stockholder Equity = 10.2b (last 4 quarters mean from totalStockholderEquity)
RoA = 17.33% (Net Income 6.07b / Total Assets 37.1b)
RoE = 59.77% (Net Income TTM 6.07b / Total Stockholder Equity 10.2b)
RoCE = 66.54% (EBIT 8.00b / Capital Employed (Equity 10.2b + L.T.Debt 1.87b))
RoIC = 25.83% (NOPAT 6.03b / Invested Capital 23.4b)
WACC = 5.27% (E(148b)/V(174b) * Re(6.14%) + D(25.6b)/V(174b) * Rd(0.29%) * (1-Tc(0.25)))
Discount Rate = 6.14% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -99.31 | Cagr: -1.13%
[DCF] Terminal Value 77.97% ; FCFF base≈5.14b ; Y1≈5.89b ; Y5≈8.68b
[DCF] Fair Price = 100.4 (EV 131b - Net Debt 19.6b = Equity 111b / Shares 1.10b; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 96.61 | EPS CAGR: 13.24% | SUE: 0.60 | # QB: 0
Revenue Correlation: 98.59 | Revenue CAGR: 5.94% | SUE: 0.21 | # QB: 0
EPS current Quarter (2026-10-31): EPS=1.36 | Chg30d=+1.40% | Revisions=-62% | Analysts=11
EPS current Year (2027-01-31): EPS=5.32 | Chg30d=+1.81% | Revisions=+25% | GrowthEPS=+9.2% | GrowthRev=+6.1%
EPS next Year (2028-01-31): EPS=5.78 | Chg30d=+0.85% | Revisions=+25% | GrowthEPS=+8.8% | GrowthRev=+6.2%
[Analyst] Revisions Ratio: -30% (up=2, down=5)