TRU 📈 TransUnion - Overview
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US89400J1079
TRU: Credit Reports, Risk Management, Analytics, Identity Verification, Fraud Detection
TransUnion is a global consumer credit reporting agency that delivers a wide range of risk and information solutions to various industries. The company's operations are divided into three main segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment offers a comprehensive suite of services, including consumer reports, actionable insights, and analytic services, which enable businesses to make informed decisions about customer acquisition, credit risk assessment, debt management, and fraud prevention. This segment caters to a diverse range of industry verticals, such as financial services, technology, commerce and communications, insurance, media, services and collections, tenant and employment, and public sectors, providing them with the necessary tools to manage risk, optimize operations, and improve customer engagement.
The International segment of TransUnion provides an array of credit reports, analytics, technology solutions, and other value-added risk management services to customers across the globe. This segment also offers consumer services that empower individuals to manage their personal finances effectively. Additionally, it provides credit reporting, insurance, and auto information solutions, as well as commercial credit information services, to a broad range of industries, including financial services, retail credit, insurance, automotive, collections, public sector, and communications. TransUnion's international operations are supported by a network of direct and indirect channels, ensuring that its services are accessible to customers in various regions.
With a history dating back to 1968, TransUnion has established itself as a leading provider of consumer credit reporting and information solutions. The company, which was formerly known as TransUnion Holding Company, Inc., changed its name to TransUnion in March 2015. Headquartered in Chicago, Illinois, TransUnion is a publicly traded company listed on the New York Stock Exchange (NYSE) under the ticker symbol TRU. Its common stock is classified under the GICS Sub Industry category of Research & Consulting Services, and its ISIN is US89400J1079. For more information about TransUnion and its services, visit its website at https://www.transunion.com.
Additional Sources for TRU Stock
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Fund Manager Positions: Dataroma Stockcircle
TRU Stock Overview
Market Cap in USD | 19,426m |
Sector | Financial Services |
Industry | Financial Data & Stock Exchanges |
GiC Sub-Industry | Research & Consulting Services |
IPO / Inception | 2015-06-25 |
TRU Stock Ratings
Growth 5y | 8.48% |
Fundamental | 9.32% |
Dividend | 55.8% |
Rel. Strength Industry | 101 |
Analysts | 4.26/5 |
Fair Price Momentum | 90.52 USD |
Fair Price DCF | 60.93 USD |
TRU Dividends
Dividend Yield 12m | 0.44% |
Yield on Cost 5y | 0.50% |
Annual Growth 5y | 6.96% |
Payout Consistency | 99.3% |
TRU Growth Ratios
Growth Correlation 3m | -75.6% |
Growth Correlation 12m | 85% |
Growth Correlation 5y | -30.6% |
CAGR 5y | 2.61% |
CAGR/Mean DD 5y | 0.10 |
Sharpe Ratio 12m | 1.08 |
Alpha | 3.29 |
Beta | 1.52 |
Volatility | 36.84% |
Current Volume | 2817.4k |
Average Volume 20d | 1460.2k |
As of December 21, 2024, the stock is trading at USD 95.11 with a total of 2,817,388 shares traded.
Over the past week, the price has changed by -6.59%, over one month by -4.11%, over three months by -11.83% and over the past year by +36.02%.
Neither. Based on ValueRay Fundamental Analyses, TransUnion is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 9.32 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of TRU as of December 2024 is 90.52. This means that TRU is currently overvalued and has a potential downside of -4.83%.
TransUnion has received a consensus analysts rating of 4.26. Therefor, it is recommend to buy TRU.
- Strong Buy: 10
- Buy: 4
- Hold: 5
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, TRU TransUnion will be worth about 100.8 in December 2025. The stock is currently trading at 95.11. This means that the stock has a potential upside of +5.93%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 119.7 | 25.8% |
Analysts Target Price | 90.7 | -4.6% |
ValueRay Target Price | 100.8 | 5.9% |