TRU 📈 TransUnion - Overview

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US89400J1079

TRU: Credit Reports, Risk Management, Analytics, Identity Verification, Fraud Detection

TransUnion is a global consumer credit reporting agency that delivers a wide range of risk and information solutions to various industries. The company's operations are divided into three main segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment offers a comprehensive suite of services, including consumer reports, actionable insights, and analytic services, which enable businesses to make informed decisions about customer acquisition, credit risk assessment, debt management, and fraud prevention. This segment caters to a diverse range of industry verticals, such as financial services, technology, commerce and communications, insurance, media, services and collections, tenant and employment, and public sectors, providing them with the necessary tools to manage risk, optimize operations, and improve customer engagement.

The International segment of TransUnion provides an array of credit reports, analytics, technology solutions, and other value-added risk management services to customers across the globe. This segment also offers consumer services that empower individuals to manage their personal finances effectively. Additionally, it provides credit reporting, insurance, and auto information solutions, as well as commercial credit information services, to a broad range of industries, including financial services, retail credit, insurance, automotive, collections, public sector, and communications. TransUnion's international operations are supported by a network of direct and indirect channels, ensuring that its services are accessible to customers in various regions.

With a history dating back to 1968, TransUnion has established itself as a leading provider of consumer credit reporting and information solutions. The company, which was formerly known as TransUnion Holding Company, Inc., changed its name to TransUnion in March 2015. Headquartered in Chicago, Illinois, TransUnion is a publicly traded company listed on the New York Stock Exchange (NYSE) under the ticker symbol TRU. Its common stock is classified under the GICS Sub Industry category of Research & Consulting Services, and its ISIN is US89400J1079. For more information about TransUnion and its services, visit its website at https://www.transunion.com.

Additional Sources for TRU Stock

TRU Stock Overview

Market Cap in USD 19,426m
Sector Financial Services
Industry Financial Data & Stock Exchanges
GiC Sub-Industry Research & Consulting Services
IPO / Inception 2015-06-25

TRU Stock Ratings

Growth 5y 8.48%
Fundamental 9.32%
Dividend 55.8%
Rel. Strength Industry 101
Analysts 4.26/5
Fair Price Momentum 90.52 USD
Fair Price DCF 60.93 USD

TRU Dividends

Dividend Yield 12m 0.44%
Yield on Cost 5y 0.50%
Annual Growth 5y 6.96%
Payout Consistency 99.3%

TRU Growth Ratios

Growth Correlation 3m -75.6%
Growth Correlation 12m 85%
Growth Correlation 5y -30.6%
CAGR 5y 2.61%
CAGR/Mean DD 5y 0.10
Sharpe Ratio 12m 1.08
Alpha 3.29
Beta 1.52
Volatility 36.84%
Current Volume 2817.4k
Average Volume 20d 1460.2k
What is the price of TRU stocks?
As of December 21, 2024, the stock is trading at USD 95.11 with a total of 2,817,388 shares traded.
Over the past week, the price has changed by -6.59%, over one month by -4.11%, over three months by -11.83% and over the past year by +36.02%.
Is TransUnion a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, TransUnion is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 9.32 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of TRU as of December 2024 is 90.52. This means that TRU is currently overvalued and has a potential downside of -4.83%.
Is TRU a buy, sell or hold?
TransUnion has received a consensus analysts rating of 4.26. Therefor, it is recommend to buy TRU.
  • Strong Buy: 10
  • Buy: 4
  • Hold: 5
  • Sell: 0
  • Strong Sell: 0
What are the forecast for TRU stock price target?
According to ValueRays Forecast Model, TRU TransUnion will be worth about 100.8 in December 2025. The stock is currently trading at 95.11. This means that the stock has a potential upside of +5.93%.
Issuer Forecast Upside
Wallstreet Target Price 119.7 25.8%
Analysts Target Price 90.7 -4.6%
ValueRay Target Price 100.8 5.9%