TWLO Stock Analysis: Twilio | NYSE
Software - Infrastructure | NYSE, USA | Market Cap: 37.875m USD | 12M Return: 114.7% | US90138F1021 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 485M
EPS Trend: 65.1%
Qual. Beats: 6
Rev. Trend: 97.8%
Qual. Beats: 6
Warnings
Tailwinds
Seasonality 10.1 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Twilio Inc. (NYSE: TWLO) is a U.S.-based software company that operates a customer engagement platform, offering application programming interfaces (APIs) and software solutions that enable businesses to communicate with their end users through messaging, voice, email, video, digital engagement centers, marketing campaigns, and user authentication services. The company also owns Segment, a customer data platform that unifies real-time information into user profiles to support personalized engagement. Twilio serves customers in the United States and internationally, was incorporated in 2008, and is headquartered in San Francisco, California. It went public on the NYSE in June 2016 and is classified within the Information Technology sector under the Internet Services & Infrastructure sub-industry.
- Messaging API revenue growth outpaces voice and email segments
- Operating margin expansion drives sustained path to profitability
- Enterprise customer concentration and competitive pricing pressure revenue growth
| Net Income: 1.15b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.10 > 0.02 and ΔFCF/TA 2.88 > 1.0 |
| NWC/Revenue: 52.68% < 20% (prev 59.45%; Δ -6.77% < -1%) |
| CFO/TA 0.10 > 3% & CFO 1.10b > Net Income 1.15b |
| Net Debt (-1.52b) to EBITDA (366.6m): -4.14 < 3 |
| Current Ratio: 4.62 > 1.5 & < 3 |
| Outstanding Shares: last quarter (159.7m) vs 12m ago 0.01% < -2% |
| Gross Margin: 48.54% > 18% (prev 49.96%; Δ -1.42% > 0.5%) |
| Asset Turnover: 53.87% > 50% (prev 48.02%; Δ 5.85% > 0%) |
| Interest Coverage Ratio: error (cannot be calculated; needs correct EBIT TTM and Interest Expense TTM) |
| A: 0.27 (Total Current Assets 3.75b - Total Current Liabilities 810.7m) / Total Assets 10.8b |
| B: -0.69 (Retained Earnings -7.51b / Total Assets 10.8b) |
| C: 0.02 (EBIT TTM 172.7m / Avg Total Assets 10.3b) |
| D: 4.82 (Book Value of Equity 8.98b / Total Liabilities 1.86b) |
| Altman-Z'' = 4.70 = AA |
| DSRI: 1.10 (Receivables 760.1m/588.0m, Revenue 5.57b/4.73b) |
| GMI: 1.03 (GM 49.96% / 48.54%) |
| AQI: 1.03 (AQ_t 0.64 / AQ_t-1 0.62) |
| SGI: 1.18 (Revenue 5.57b / 4.73b) |
| TATA: 0.00 (NI 1.15b - CFO 1.10b) / TA 10.8b) |
| Beneish M = -2.77 (Cap -4..+1) = A |
As of August 20, 2026, the stock is trading at USD 221.87 with a total of 1,800,225 shares traded. Over the past week, the price has changed by -10.04%, over one month by +8.10%, over three months by +13.23% and over the past year by +114.72%.
Current recommended Stop Loss: 189.40 (which is 14.6% or 2.5 ATR below the current price).
Twilio has received a consensus analysts rating of 3.94. Therefore, it is recommended to buy TWLO.
- StrongBuy: 11
- Buy: 9
- Hold: 9
- Sell: 2
- StrongSell: 0
| Analysts Target Price | 246.9 | 11.3% |
P/E Trailing = 35.3324
P/E Forward = 43.8596
P/S = 6.7969
P/B = 4.2776
P/EG = 0.454
Revenue TTM = 5.57b USD
EBIT TTM = 172.7m USD
EBITDA TTM = 366.6m USD
Long Term Debt = 993.2m USD (from longTermDebt, last quarter)
Short Term Debt = 29.4m USD (from shortTermDebt, last quarter)
Debt = 1.14b USD (from shortLongTermDebtTotal, last quarter) + Leases 72.4m
Net Debt = -1.52b USD (calculated: Debt 1.14b - CCE 2.66b)
Enterprise Value = 36.4b USD (37.9b + Debt 1.14b - CCE 2.66b)
Interest Coverage Ratio = unknown (Ebit TTM 172.7m / Interest Expense TTM 0.0)
EV/FCF = 32.77x (Enterprise Value 36.4b / FCF TTM 1.11b)
FCF Yield = 3.05% (FCF TTM 1.11b / Enterprise Value 36.4b)
FCF Margin = 19.91% (FCF TTM 1.11b / Revenue TTM 5.57b)
Net Margin = 20.62% (Net Income TTM 1.15b / Revenue TTM 5.57b)
Gross Margin = 48.54% ((Revenue TTM 5.57b - Cost of Revenue TTM 2.87b) / Revenue TTM)
Gross Margin QoQ = 48.42% (prev 48.63%)
Tobins Q-Ratio = 3.35 (Enterprise Value 36.4b / Total Assets 10.8b)
Interest Expense / Debt = 0.0% (Interest Expense 0.0 / Debt 1.14b)
Taxrate = 38.59% (21.3m / 55.1m)
NOPAT = 106.0m (EBIT 172.7m * (1 - 38.59%))
Current Ratio = 4.62 (Total Current Assets 3.75b / Total Current Liabilities 810.7m)
Debt / Equity = 0.13 (Debt 1.14b / totalStockholderEquity, last quarter 8.98b)
Debt / EBITDA = -4.14 (Net Debt -1.52b / EBITDA 366.6m)
Debt / FCF = -1.37 (Net Debt -1.52b / FCF TTM 1.11b)
Total Stockholder Equity = 8.12b (last 4 quarters mean from totalStockholderEquity)
RoA = 11.11% (Net Income 1.15b / Total Assets 10.8b)
RoE = 14.15% (Net Income TTM 1.15b / Total Stockholder Equity 8.12b)
RoCE = 1.89% (EBIT 172.7m / Capital Employed (Equity 8.12b + L.T.Debt 993.2m))
RoIC = 1.08% (NOPAT 106.0m / Invested Capital 9.78b)
WACC = 11.02% (E(37.9b)/V(39.0b) * Re(11.35%) + D(1.14b)/V(39.0b) * Rd(0.0%) * (1-Tc(0.39)))
Discount Rate = 11.35% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -76.69 | Cagr: -5.41%
[DCF] Terminal Value 69.84% ; FCFF base≈955.5m ; Y1≈1.10b ; Y5≈1.61b
[DCF] Fair Price = 117.1 (EV 16.5b - Net Debt -1.52b = Equity 18.0b / Shares 153.6m; r=11.02% [WACC]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 65.10 | EPS CAGR: 17.67% | SUE: 1.63 | # QB: 6
Revenue Correlation: 97.78 | Revenue CAGR: 11.67% | SUE: 4.0 | # QB: 6
EPS current Quarter (2026-09-30): EPS=1.47 | Chg30d=+4.92% | Revisions=+50% | Analysts=26
EPS current Year (2026-12-31): EPS=5.92 | Chg30d=+3.50% | Revisions=+90% | GrowthEPS=+21.0% | GrowthRev=+18.4%
EPS next Year (2027-12-31): EPS=6.79 | Chg30d=+2.18% | Revisions=+40% | GrowthEPS=+14.8% | GrowthRev=+10.6%
[Analyst] Revisions Ratio: +77% (up=48, down=5)