(UNP) Union Pacific - Ratings and Ratios
Railroad, Freight, Intermodal, Chemicals, Metals
UNP EPS (Earnings per Share)
UNP Revenue
Description: UNP Union Pacific September 25, 2025
Union Pacific Corporation (NYSE: UNP) operates the Union Pacific Railroad, the largest Class I rail network in the United States, moving a broad mix of bulk commodities (grain, fertilizers, coal, renewables) and high-value goods (automobiles, intermodal containers, chemicals). Founded in 1862 and headquartered in Omaha, Nebraska, the railroad serves key supply-chain nodes for agricultural processors, ethanol producers, construction material suppliers, and industrial manufacturers.
In FY 2024 the company reported revenue of $25.6 billion and an operating ratio of 71.5 %, reflecting efficient cost control relative to peers. Carload volumes grew 3.2 % year-over-year, driven primarily by a rebound in grain shipments and a 5 % rise in intermodal traffic, while coal volumes continued to decline, offset by expanding renewable-energy freight. The balance sheet remains strong, with a debt-to-EBITDA ratio of 3.1 × and a free-cash-flow yield of 4.8 %.
Key economic drivers for Union Pacific include U.S. agricultural output (the nation produced a record 13.9 billion bushels of corn in 2024), construction activity (housing starts up 5 % YoY), and the broader shift toward renewable fuels, which is increasing demand for ethanol-related rail shipments. At the sector level, railroads benefit from the “last-mile” advantage over trucking on long hauls, especially as diesel fuel prices remain above $3 per gallon, making rail a cost-effective alternative for bulk freight.
For a deeper, data-driven assessment of UNP’s valuation metrics and scenario analysis, you may find the analytics on ValueRay worth exploring.
UNP Stock Overview
| Market Cap in USD | 130,511m |
| Sub-Industry | Rail Transportation |
| IPO / Inception | 1978-01-13 |
UNP Stock Ratings
| Growth Rating | 13.0% |
| Fundamental | 73.6% |
| Dividend Rating | 62.6% |
| Return 12m vs S&P 500 | -19.9% |
| Analyst Rating | 3.93 of 5 |
UNP Dividends
| Dividend Yield 12m | 2.45% |
| Yield on Cost 5y | 3.37% |
| Annual Growth 5y | 8.01% |
| Payout Consistency | 97.0% |
| Payout Ratio | 37.2% |
UNP Growth Ratios
| Growth Correlation 3m | 23.2% |
| Growth Correlation 12m | -40.6% |
| Growth Correlation 5y | 58.7% |
| CAGR 5y | 6.40% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.36 |
| CAGR/Mean DD 3y (Pain Ratio) | 0.93 |
| Sharpe Ratio 12m | -0.50 |
| Alpha | -22.40 |
| Beta | 1.068 |
| Volatility | 20.77% |
| Current Volume | 2586.3k |
| Average Volume 20d | 2971.2k |
| Stop Loss | 213.7 (-3%) |
| Signal | 0.21 |
Piotroski VR‑10 (Strict, 0-10) 7.0
| Net Income (7.05b TTM) > 0 and > 6% of Revenue (6% = 1.47b TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA -5.82pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -5.36% (prev -5.01%; Δ -0.35pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.14 (>3.0%) and CFO 9.73b > Net Income 7.05b (YES >=105%, WARN >=100%) |
| Net Debt (31.76b) to EBITDA (12.79b) ratio: 2.48 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.75 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (593.2m) change vs 12m ago -2.53% (target <= -2.0% for YES) |
| Gross Margin 45.93% (prev 45.24%; Δ 0.69pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 36.04% (prev 35.94%; Δ 0.09pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 7.97 (EBITDA TTM 12.79b / Interest Expense TTM 1.30b) >= 6 (WARN >= 3) |
Altman Z'' 5.59
| (A) -0.02 = (Total Current Assets 3.90b - Total Current Liabilities 5.22b) / Total Assets 68.65b |
| (B) 1.00 = Retained Earnings (Balance) 68.50b / Total Assets 68.65b |
| warn (B) unusual magnitude: 1.00 — check mapping/units |
| (C) 0.15 = EBIT TTM 10.34b / Avg Total Assets 68.11b |
| (D) 1.38 = Book Value of Equity 70.61b / Total Liabilities 51.34b |
| Total Rating: 5.59 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 73.62
| 1. Piotroski 7.0pt = 2.0 |
| 2. FCF Yield 1.00% = 0.50 |
| 3. FCF Margin 6.60% = 1.65 |
| 4. Debt/Equity 1.88 = 0.95 |
| 5. Debt/Ebitda 2.48 = -0.93 |
| 6. ROIC - WACC (= 8.26)% = 10.32 |
| 7. RoE 42.42% = 2.50 |
| 8. Rev. Trend 36.79% = 2.76 |
| 9. EPS Trend 77.48% = 3.87 |
What is the price of UNP shares?
Over the past week, the price has changed by +1.74%, over one month by -6.77%, over three months by -0.10% and over the past year by -2.78%.
Is Union Pacific a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of UNP is around 209.06 USD . This means that UNP is currently overvalued and has a potential downside of -5.13%.
Is UNP a buy, sell or hold?
- Strong Buy: 13
- Buy: 3
- Hold: 12
- Sell: 0
- Strong Sell: 1
What are the forecasts/targets for the UNP price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 259.8 | 17.9% |
| Analysts Target Price | 259.8 | 17.9% |
| ValueRay Target Price | 232.3 | 5.4% |
UNP Fundamental Data Overview October 26, 2025
P/E Trailing = 18.6894
P/E Forward = 18.3486
P/S = 5.317
P/B = 8.5557
P/EG = 2.615
Beta = 1.068
Revenue TTM = 24.55b USD
EBIT TTM = 10.34b USD
EBITDA TTM = 12.79b USD
Long Term Debt = 29.77b USD (from longTermDebt, last fiscal year)
Short Term Debt = 1.52b USD (from shortTermDebt, last quarter)
Debt = 32.57b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 31.76b USD (from netDebt column, last quarter)
Enterprise Value = 162.27b USD (130.51b + Debt 32.57b - CCE 808.0m)
Interest Coverage Ratio = 7.97 (Ebit TTM 10.34b / Interest Expense TTM 1.30b)
FCF Yield = 1.00% (FCF TTM 1.62b / Enterprise Value 162.27b)
FCF Margin = 6.60% (FCF TTM 1.62b / Revenue TTM 24.55b)
Net Margin = 28.73% (Net Income TTM 7.05b / Revenue TTM 24.55b)
Gross Margin = 45.93% ((Revenue TTM 24.55b - Cost of Revenue TTM 13.27b) / Revenue TTM)
Gross Margin QoQ = 46.46% (prev 46.10%)
Tobins Q-Ratio = 2.36 (Enterprise Value 162.27b / Total Assets 68.65b)
Interest Expense / Debt = 1.00% (Interest Expense 327.0m / Debt 32.57b)
Taxrate = 22.86% (530.0m / 2.32b)
NOPAT = 7.97b (EBIT 10.34b * (1 - 22.86%))
Current Ratio = 0.75 (Total Current Assets 3.90b / Total Current Liabilities 5.22b)
Debt / Equity = 1.88 (Debt 32.57b / totalStockholderEquity, last quarter 17.30b)
Debt / EBITDA = 2.48 (Net Debt 31.76b / EBITDA 12.79b)
Debt / FCF = 19.62 (Net Debt 31.76b / FCF TTM 1.62b)
Total Stockholder Equity = 16.62b (last 4 quarters mean from totalStockholderEquity)
RoA = 10.27% (Net Income 7.05b / Total Assets 68.65b)
RoE = 42.42% (Net Income TTM 7.05b / Total Stockholder Equity 16.62b)
RoCE = 22.28% (EBIT 10.34b / Capital Employed (Equity 16.62b + L.T.Debt 29.77b))
RoIC = 16.38% (NOPAT 7.97b / Invested Capital 48.68b)
WACC = 8.12% (E(130.51b)/V(163.08b) * Re(9.95%) + D(32.57b)/V(163.08b) * Rd(1.00%) * (1-Tc(0.23)))
Discount Rate = 9.95% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.38%
[DCF Debug] Terminal Value 70.68% ; FCFE base≈3.18b ; Y1≈3.02b ; Y5≈2.89b
Fair Price DCF = 63.67 (DCF Value 37.77b / Shares Outstanding 593.1m; 5y FCF grow -6.52% → 3.0% )
EPS Correlation: 77.48 | EPS CAGR: 4.45% | SUE: 0.31 | # QB: 0
Revenue Correlation: 36.79 | Revenue CAGR: 0.38% | SUE: -0.11 | # QB: 0
Additional Sources for UNP Stock
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Fund Manager Positions: Dataroma | Stockcircle